Rewards credit cards

Earn rewards points on everyday business purchases.

Earn and redeem NAB Rewards points on travel, technology and more with our flexible business credit card. 

Rates and fees

Minimum credit limit

$5,000

Annual card fee

$ 175

 per card

Purchase interest rate

18.50 % p.a.

Features
  • Up to 44 days interest free on business purchases.

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • We're here for you 24/7 if your credit card is lost or stolen.

  • Personalised 24/7 global concierge service from Visa.

  • All Visa Commercial Card customers can claim Visa Business Offers, opens in new window

  • Visa Premium benefits, opens in new window are available to all Visa Business Signature cardholders.

  • Earn NAB Reward points on everyday business purchases

Offer

100,000 NAB Rewards bonus points

Earn 100,000 NAB Rewards Bonus Points when you spend $4,000 on everyday business purchases within 60 days of your account opening.

NAB may vary or end this offer at any time without notice. See important information below.

Get more from your business credit card purchases and maximise your Qantas Points.

Rates and fees

Minimum credit limit

$5,000

Annual card fee

$ 295

per card

Purchase interest rate

18.50 % p.a.

Features
  • Up to 44 days interest free on business purchases.

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • We're here for you 24/7 if your credit card is lost or stolen.

  • Personalised 24/7 global concierge service from Visa.

  • All Visa Commercial Card customers can claim Visa Business Offers, opens in new window

  • Visa Premium benefits, opens in new window are available to all Visa Business Signature cardholders.

  • Earn Qantas Points on everyday business purchases

Offer

100,000 bonus Qantas Points

Earn 100,000 Bonus Qantas Points when you spend $4,000 on everyday business purchases within 60 days of account opening.

NAB may vary or end this offer at any time without notice. See important  information below.

Low rate credit card

A low rate credit card to help you manage your cash flow.

Manage business expenses and cashflow with our lowest interest rate business credit card.

Rates and fees

Minimum credit limit

$5,000

Annual card fee

$ 60

 per card

Purchase interest rate

13.25 % p.a.

Features
  • Up to 55 days interest free on business purchases with a low rate card (excludes cash advances).

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • We're here for you 24/7 if your credit card is lost or stolen.

  • All Visa Commercial Card customers can claim Visa Business Offers, opens in new window

Offer

0% p.a. on purchases for 12 months

Enjoy 0% on purchases for 12 months on a new NAB Low Rate Business Card.

No annual card fee for the first year.

NAB may vary or end this offer at any time without notice. See important information below.

Corporate and charge cards

Manage your business expenses and control employee spending.

Manage your employees' business expenses by giving them their own charge card.

Rates and fees

Minimum credit limit

$5,000

Monthly card fee

$ 9

per card

Purchase interest rate

15.50 % p.a.

Features
  • Get up to 35 days interest free on purchases (excludes cash advances).

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • We're here for you 24/7 if your credit card is lost or stolen.

  • All Visa Commercial Card customers can claim Visa Business Offers, opens in new window

Customised credit card solutions for cashflow, convenience and control over business expenses.

Rates and fees

Cash advance rate

12.65 % p.a.

Features
  • Flexible number of interest free days

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • Enjoy improved control and transparency over your business expenses using our expense management software FlexiPurchase.

  • Use Corporate Card Self Service to manage your cards in real time.

  • Single or multi use virtual cards

  • Pre-spend controls

  • Invoice payment solution

  • Travel integration

Other products to consider

We have a range of business and personal products to fit your particular needs.

Flexible spending with the NAB StraightUp Card

No interest credit card, just a fixed monthly fee for both personal and some business use. This card may be suitable for the needs of sole traders to help you combine your personal purchases with some business spending. Find out how you can better manage your business cash flow with the NAB StraightUp Card.

Help and support

Our helpful guides, tools and support services will help you manage your business expenses and cashflow.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Contact us

Request a call back

Let us help you with your business banking needs.

Call us

Call us for your general enquiries about business banking.

Visit a NAB branch

Use our locations tool to find business banking services.

Terms and Conditions

NAB business credit cards are for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.