NAB Business Credit Cards

Offer commenced on 8 October 2018. To be eligible for the 100,000 NAB Rewards bonus points offer, you must apply for a new NAB Rewards Business Signature Card before the offer is withdrawn, be approved and spend $4,000 on everyday business purchases within 60 days of account opening. Everyday business purchases are purchases made in accordance with the NAB Rewards Terms and Conditions (PDF, 302KB). These terms describe the purchases not eligible to earn points including, but not limited to, transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points will be credited to your points balance within three months of meeting the spend criteria.  

Offer commenced on 8 October 2018. To be eligible for the 100,000 bonus Qantas Points offer, you must apply for a new NAB Qantas Business Signature Card before the offer is withdrawn, be approved and spend $4,000 on everyday business purchases within 60 days of account opening. Everyday business purchases are purchases made in accordance with the NAB Qantas Commercial Card Rewards Conditions (PDF, 326KB). These terms describe the purchases not eligible to earn points including, but not limited to, transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points will be credited to the qualifying member’s account within three months of meeting the spend criteria. 

Offer commenced on 4 February 2019. The special introductory interest rate of 0% p.a. on purchases applies for 12 months from the date your account is opened by NAB. At the end of the 12 months, any purchase amounts owing will attract the interest rate for purchases that is then applicable to your account, which is equal to the NAB Low Rate Business Card rate advertised on nab.com.au and is subject to change. Minimum monthly repayments must be made by the due date each month.

Each Card issued under the Facility has an annual card fee of $60, payable in advance. However, the annual card fee will be waived for the first 12 months from the date the Facility was opened. 

The first annual card fee will be payable and debited to the Account:

• for any Card issued and Used before the first anniversary of the date the Facility was opened – in the first Statement Period following that first anniversary; and

• for any Card which is first Used after the first anniversary of the date the Facility was opened – in the first Statement Period following the first Use of the Card. The fee will be a pro-rata amount based on the number of statement periods (whole or part) remaining from the date of first Use until the next anniversary of the Facility being opened. 

The NAB Low Rate Business Card is for business purposes only. Offer only available to new, approved NAB Low Rate Business Card customers who apply on or before the offer is withdrawn. A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received. Offer not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB offer. Terms, conditions, fees, charges and lending criteria apply. Please refer to the NAB Commercial Cards Facility Conditions (PDF, 452KB) for the terms and conditions about your NAB Low Rate Business Card.

We will confirm the date the Facility was opened with you in writing.

The subsequent annual card fees for each Card issued and used under the Facility will be debited annually on the statement date immediately after each anniversary of the date the facility was opened.