Select your business credit card feature
Our business credit cards are easy to use and feature low rates and fees, and flexible payment options. With a NAB business credit card you can earn reward points, enjoy additional benefits such as unauthorised transaction insurance and can even gain access to specific events.
Business rewards credit cards
Earn NAB Rewards points on travel, technology and more with our flexible business credit card.
Rates and fees
Minimum credit limit
$5,000
Annual card fee
$ 175
per card
Purchase interest rate
18.50 % p.a.
Features
100,000 NAB Rewards bonus points
Earn 100,000 NAB Rewards Bonus Points when you spend $4,000 on everyday business purchases within 60 days of your account opening.
NAB may vary or end this offer at any time without notice. See important information below.
Get more from your business credit card purchases and maximise your Qantas Points.
Rates and fees
Minimum credit limit
$5,000
Annual card fee
$ 295
per card
Purchase interest rate
18.50 % p.a.
Features
150,000 bonus Qantas Points
Earn 150,000 bonus Qantas Points when you spend $4,000 on everyday business purchases within 60 days of opening your new account.
NAB may vary or end this offer at any time without notice. See important information below.
Low rate business credit card
Manage business expenses and cashflow with our lowest interest rate business credit card.
Rates and fees
Minimum credit limit
$5,000
Annual card fee
$ 60
per card
Purchase interest rate
13.25 % p.a.
Features
0% p.a. on purchases for 12 months
Enjoy 0% on purchases for 12 months on a new NAB Low Rate Business Card.
No annual card fee for the first year.
NAB may vary or end this offer at any time without notice. See important information below.
Corporate and charge cards
Manage your employees' business expenses by giving them their own business charge card.
Rate and fees
Minimum credit limit
$5,000
Monthly card fee
$ 9
per card
Purchase interest rate
15.50 % p.a.
Features
Customised credit card solutions for cashflow, convenience and control over business expenses.
Rates and fees
Cash advance rate
12.65 % p.a.
Features
NAB business credit card benefits and features
Cards to suit your needs
Take control of your business expenses with a credit card that suits your business needs.
Industry leaders
NAB was awarded the Most Recommended Major Business Bank and Most Competitive Major Business Bank at the 2021 DBM Australian Financial Awards.
Fraud prevention specialists
We take fraud protection and the security of your business credit card seriously. Learn how NAB Defence and Online Secure protects your accounts.
Get in touch
Sales enquiries
Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.
Contact us
Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and Conditions
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NAB business credit cards are for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.