Rewards credit cards
Earn rewards points on everyday business purchases.
Earn and redeem NAB Rewards points on travel, technology and more with our flexible business credit card.
Rates and fees
Minimum credit limit
$5,000
Annual card fee
$ 175
per card
Purchase interest rate
18.50 % p.a.
Features
100,000 NAB Rewards bonus points
Earn 100,000 NAB Rewards Bonus Points when you spend $4,000 on everyday business purchases within 60 days of your account opening.
NAB may vary or end this offer at any time without notice. See important information below.
Get more from your business credit card purchases and maximise your Qantas Points.
Rates and fees
Minimum credit limit
$5,000
Annual card fee
$ 295
per card
Purchase interest rate
18.50 % p.a.
Features
100,000 bonus Qantas Points
Earn 100,000 Bonus Qantas Points when you spend $4,000 on everyday business purchases within 60 days of account opening.
NAB may vary or end this offer at any time without notice. See important information below.
Low rate credit card
A low rate credit card to help you manage your cash flow.
Manage business expenses and cashflow with our lowest interest rate business credit card.
Rates and fees
Minimum credit limit
$5,000
Annual card fee
$ 60
per card
Purchase interest rate
13.25 % p.a.
Features
0% p.a. on purchases for 12 months
Enjoy 0% on purchases for 12 months on a new NAB Low Rate Business Card.
No annual card fee for the first year.
NAB may vary or end this offer at any time without notice. See important information below.
Corporate and charge cards
Manage your business expenses and control employee spending.
Rates and fees
Minimum credit limit
$5,000
Monthly card fee
$ 9
per card
Purchase interest rate
15.50 % p.a.
Features
Customised credit card solutions for cashflow, convenience and control over business expenses.
Rates and fees
Cash advance rate
12.65 % p.a.
Features
Other products to consider
We have a range of business and personal products to fit your particular needs.
Flexible spending with the NAB StraightUp Card
No interest credit card, just a fixed monthly fee for both personal and some business use. This card may be suitable for the needs of sole traders to help you combine your personal purchases with some business spending. Find out how you can better manage your business cash flow with the NAB StraightUp Card.
Help and support
Our helpful guides, tools and support services will help you manage your business expenses and cashflow.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Contact us
Request a call back
Let us help you with your business banking needs.
Call us
Call us for your general enquiries about business banking.
Visit a NAB branch
Use our locations tool to find business banking services.
Terms and Conditions
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NAB business credit cards are for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
- NAB Commercial Cards Facility Conditions (PDF, 458KB), opens in new window
- Business Banking Fees and Charges, opens in new window
- Rates, fees and charges, opens in new window
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.