Our most popular accounts

Access or save your money with our transaction and savings account options with no monthly fees.

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fees.

Monthly account fees

$ 0

Withdrawal fee at ATMs

$ 0

Grow your savings faster with bonus interest for regular deposits and no withdrawals.

Earn up to

5.00 % p.a.


On a Tiered interest structureNAB Reward Saver has a tiered interest structure, meaning you may receive a different rate for the entire balance depending on the tier your balance falls within. , earn up to 5.00% p.a. (0.35% p.a. variable base rate + 4.65% p.a. variable bonus rate) for each month that you make at least one deposit before the second last banking day and no withdrawals.

Interest rates shown here are for balances up to $49,999. View Indicator Rates - Deposits for full details of tiers and rates.

Easily access your money with an online savings account linked to your NAB transaction account.

Introductory interest rate for 4 months

5.00 % p.a.

2.00% p.a. base variable rate + 3.00% p.a. fixed margin for 4 months. After 4 months, the base variable rate of 2.00% p.a. will apply.

Apply online in less than five minutes

Other accounts to consider

Get good at money with NAB bank accounts

With our accounts, you can set and reach your savings goals as well as get a better view of your spending. Use the features of the NAB app and NAB Internet Banking to get the most out of your NAB bank accounts – and get good at money.

Save for whatever floats your boat

Set and work towards your savings goal with the My Goals feature in the NAB app.

See the ins and outs of your spending

Track and organise your expenses with the Spending feature.

Pay anytime, anywhere with digital payments

Make purchases securely and conveniently using your phone or wearable device.

The ins and outs of financial independence

Start learning how to manage your money. We have bank accounts and guides for kids, young adults and students to help you get started.

Help and support

Guides to help you manage your banking.

Make the most of your money

Related products and services

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Important Information

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions or NAB Term Deposit Terms and Conditions. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

NAB Internet Banking and NAB app

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android and iOS, minimum platform requirements apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are registered trademarks of Google LLC. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.