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Low Interest Rate Card

More financial flexibility and peace of mind with our lowest interest rate card.

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Our lowest interest rate on purchases with no frills

$ 500

Minimum credit limit

$ 59

Annual card fee

12.99
% p.a.

Standard purchase rate

0% P.A. ON PURCHASES FOR 6 MONTHS
  • Enjoy 0% p.a. on purchases for 6 months on a new NAB Low Rate Card. View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Low Annual Fee Cards

Pay less on annual card fees and spend more on what's important to you.

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Our lowest annual fee card with platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 90

Annual card fee

19.74
% p.a.

Standard purchase rate

Our lowest annual fee card with no frills

$ 500

Minimum credit limit

$ 30

Annual card fee

19.74
% p.a.

Standard purchase rate

  • Purchase protection insurance on personal items for loss, theft, or accidental damage View disclaimer 1
  • Special offers with Visa Entertainment including pre-sale tickets and member promotions
  • Fraud and theft protection with world class security technologies
  • Global assistance for card emergencies
  • Add an additional cardholder at no extra cost View disclaimer **

NAB Rewards Cards

Earn NAB Rewards Points and redeem with travel, gift cards, homewares and more.

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Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

$ 295

Annual card fee

19.99
% p.a.

Standard purchase rate

120,000 NAB REWARDS BONUS POINTS
  • 90,000 BONUS POINTS when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS when you keep your card for over 12 months. View disclaimer ^
  • NAB may vary or end this offer at any time. See important information below.

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 195

Annual card fee

19.99
% p.a.

Standard purchase rate

60,000 NAB REWARDS BONUS POINTS
  • 60,000 BONUS POINTS when you spend $1,000 on everyday purchases within 60 days of account opening. That's enough for $300 in Gift Cards. View disclaimer ^^
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

NAB Qantas Rewards Cards

Earn Qantas Points.

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Our highest Qantas Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

$ 395

Annual card fee

19.99
% p.a.

Standard purchase rate

130,000 BONUS QANTAS POINTS
  • 100,000 BONUS POINTS when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS when you keep your card for over 12 months. View disclaimer #
  • Plus, enjoy a reduced annual card fee (from $395 to $295) for the first year. NAB may vary or end this offer at any time. See important information below.

Earn Qantas Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 250

Annual card fee

19.99
% p.a.

Standard purchase rate

30,000 BONUS QANTAS POINTS
  • 30,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. View disclaimer ##
  • NAB may vary or end this offer at any time. See important information below.

All NAB Credit Cards come with these great benefits

Fraud protection icon

Fraud protection

Fraud protection and online security so you can enjoy peace of mind with all your purchases.

Another card icon

Another card?

Add an additional cardholder at no extra cost.

24/7 Emergency assistance icon

24/7 Emergency assistance

If your card is lost or stolen, you can block it via the NAB app or call us anytime.

Digital Wallet Pay icon

Digital Wallet Pay

You can now tap and pay with the smartphones and wearables you already own and use everyday.

Looking for a balance transfer?

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NAB Personal Loan

Borrow from $5,000 to $55,000 for almost anything you’re into with a NAB Personal Loan.

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How credit cards work

Need help managing your debts or balancing a budget? Check out our advice and tools to help you better manage your money.

We're ready to help you

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