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No Interest Card

A simple and easy to understand credit card with exciting new benefits.

No interest, late payment fees or foreign currency fees, just a simple monthly fee.

$ 1K

Credit limit with a $10 monthly fee

$ 2K

Credit limit with a $15 monthly fee

$ 3K

Credit limit with a $20 monthly fee

  • Choice of three credit limit options when you first apply
  • No interest
  • No other charges
  • No foreign currency fees on purchases (online or overseas)
  • Fixed minimum monthly payment based on your credit limit

Low Interest Rate Card

More financial flexibility and peace of mind with our lowest interest rate card.

Our lowest interest rate on purchases with no frills

$ 1K

Minimum credit limit

$ 59

Annual card fee

12.99
% p.a.

Standard purchase rate

0% P.A. ON BALANCE TRANSFERS FOR 20 MONTHS
  • Enjoy 0% p.a. on balance transfers for 20 months with 2% balance transfer fee on a new NAB Low Rate Card. View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Low Annual Fee Cards

Pay less on annual card fees and spend more on what's important to you.

Find out more

Our lowest annual fee card with platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 90

Annual card fee

19.74
% p.a.

Standard purchase rate

Our lowest annual fee card with no frills

$ 1K

Minimum credit limit

$ 30

Annual card fee

19.74
% p.a.

Standard purchase rate

  • Purchase protection insurance on personal items for loss, theft, or accidental damage View disclaimer 1
  • Special offers with Visa Entertainment including pre-sale tickets and member promotions
  • Fraud and theft protection with world class security technologies
  • Global assistance for card emergencies
  • Add an additional cardholder at no extra cost View disclaimer **

NAB Rewards Cards

Earn NAB Rewards Points and redeem with travel, gift cards, homewares and more.

Find out more

Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

$ 295

Annual card fee

19.99
% p.a.

Standard purchase rate

120,000 NAB REWARDS BONUS POINTS
  • 90,000 BONUS POINTS when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS when you keep your card for over 12 months. View disclaimer ^
  • NAB may vary or end this offer at any time. See important information below.

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 195

Annual card fee

19.99
% p.a.

Standard purchase rate

60,000 NAB REWARDS BONUS POINTS
  • 60,000 BONUS POINTS when you spend $1,000 on everyday purchases within 60 days of account opening. That's enough for $300 in Gift Cards. View disclaimer ^^
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

NAB Qantas Rewards Cards

Earn Qantas Points.

Find out more

Our highest Qantas Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

$ 395

Annual card fee

19.99
% p.a.

Standard purchase rate

130,000 BONUS QANTAS POINTS
  • 100,000 BONUS POINTS and 75 bonus Status Credits when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS when you keep your card for over 12 months. View disclaimer #
  • Plus, enjoy a reduced annual card fee (from $395 to $295) for the first year. NAB may vary or end this offer at any time. See important information below.

Earn Qantas Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 250

Annual card fee

19.99
% p.a.

Standard purchase rate

30,000 BONUS QANTAS POINTS
  • 30,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. View disclaimer ##
  • NAB may vary or end this offer at any time. See important information below.

All NAB Credit Cards come with these great benefits

Fraud protection icon

Fraud protection

Fraud protection and online security so you can enjoy peace of mind with all your purchases.

24/7 Emergency assistance icon

24/7 Emergency assistance

If your card is lost or stolen, you can block it via the NAB app or call us anytime.

Digital Wallet Pay icon

Digital Wallet Pay

Tap and pay with your smartphones and wearable devices.

Visa Entertainment logo

Visa Entertainment

Special offers on shows, events, experiences and movies from Visa Entertainment.

Looking for a balance transfer?

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