Use the NAB app
Follow these steps to create separate fixed and variable loan accounts in whichever portion suits you (e.g. 30% fixed and 70% variable).
iOS
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1
Step 1
Log into the NAB app on your device.
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2
Step 2
Tap the home loan account you want to split.
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3
Step 3
Tap the Manage button.
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4
Step 4
Eligible customers can tap Split your home loan.
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5
Step 5
Review the information and tap, Yes, let’s start.
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6
Step 6
Split your home loan by entering the amount you want your new fixed loan to be. Once completed, tap Continue.
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7
Step 7
Review your split home loan and tap Continue to fixed rate options.
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8
Step 8
Scroll down and choose the term of your new fixed loan.
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9
Step 9
Scroll down further and tap Review Changes.
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10
Step 10
Once you’ve read through the changes, tap Confirm account activity.
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11
Step 11
To meet Australian KYC banking requirements, confirm your expected account activity. Choose the source of funds from the list and the countries they originate from.
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12
Step 12
After reviewing the source of funds and countries you have selected, tap Next to continue.
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Complete
Read the important information. Scroll down and select the check boxes. Tap Agree and submit to consent.
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Android
-
1
Step 1
Log into the NAB app on your device.
-
2
Step 2
Tap the home loan account you want to split.
-
3
Step 3
Tap the Manage button.
-
4
Step 4
Eligible customers can tap Split your home loan.
-
5
Step 5
Review the information and tap, Yes, let’s start.
![]()
-
6
Step 6
Split your home loan by entering the amount you want your new fixed loan to be. Once completed, tap Continue.
![]()
-
7
Step 7
Review your split home loan and tap Continue to fixed rate options.
![]()
-
8
Step 8
Scroll down and choose the term of your new fixed loan.
![]()
-
9
Step 9
Scroll down further and tap Review Changes.
![]()
-
10
Step 10
Once you’ve read through the changes, tap Confirm account activity.
![]()
-
11
Step 11
To meet Australian KYC banking requirements, confirm your expected account activity. Choose the source of funds from the list and the countries they originate from.
![]()
-
12
Step 12
After reviewing the source of funds and countries you have selected, tap Next to continue.
![]()
-
Complete
Read the important information. Scroll down and select the check boxes. Tap Agree and submit to consent.
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Other recommended guides
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Important Information
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NAB Choice Package eligibility
Important: The NAB Choice Package Home Loan is no longer available for sale from 23 February 2023 for broker customers, from 17 March 2023 for retail (direct to bank) customers and from 18 August 2023 for customers with a Business or Private Wealth relationship with NAB, unless they have a current NAB Choice Package which is established before the respective off-sale date (and which remains ongoing).
NAB Internet Banking and NAB app
These products are issued by National Australia Bank Limited.
NAB recommends you consider the NAB Internet Banking terms and conditions document, before making any decisions regarding this product.
The NAB Mobile Banking app is compatible with Android and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. The Google Logo is a registered trademark of Google Inc. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.