Compare our Qantas Rewards credit cards

Compare our two Qantas Rewards cards to choose your preferred annual card fee, points earn rate and minimum credit limit.

Earn Qantas Points and enjoy platinum services and complimentary insurances

Minimum credit limit

$6,000

Annual card fee

$ 250 p.a.

Variable purchase rate

19.99 % p.a.

Benefits
  • Six complimentary insurances, including international travel insurance

  • Free Qantas Frequent Flyer membership (a saving of $99.50).

  • Earn 1 bonus point for every dollar on eligible Qantas services.

  • Up to 44 interest free days on purchases

  • 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.

  • Special offers with Visa Premium Access and Visa Entertainment, opens in new window including pre-sale tickets and member promotions

  • Add an additional cardholder at no extra cost 

  • Fraud and theft protection with world class security technologies

  • NAB Concierge Service

  • Global assistance for card emergencies

Considerations
  • Capped monthly points earn compared to our NAB Rewards cards.

  • Higher interest rates compared to our NAB Low Rate Card.

  • Lower points earn per dollar compared to our NAB Qantas Signature Card.

  • Higher annual fee compared to some of our other cards

Not the right card for you? We can help you choose a different one.

Offer

70,000 bonus Qantas Points

  • When you spend $2,000 on everyday purchases within 60 days of account opening.

  • You’ll also enjoy a reduced annual card fee (from $250 to $150) for the first year.

Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Get an instant response.

Our highest Qantas Points earn rate with platinum services and complimentary insurances

Minimum credit limit

$15,000

Annual card fee

$ 395 p.a.

Variable purchase rate

19.99 % p.a.

Benefits
  • Six complimentary insurances, including international travel insurance

  • Free Qantas Frequent Flyer membership (a saving of $99.50).

  • Earn 1 bonus point for every dollar on eligible Qantas services.

  • Up to 44 interest free days on purchases

  • 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.

  • Special offers with Visa Premium Access and Visa Entertainment, opens in new window including pre-sale tickets and member promotions

  • Add an additional cardholder at no extra cost 

  • Fraud and theft protection with world class security technologies

  • NAB Concierge Service

  • Global assistance for card emergencies

Considerations
  • Capped monthly points earn compared to our NAB Rewards cards.

  • Higher interest rates compared to our NAB Low Rate Card.

  • Higher annual fee compared to some of our other cards

Not the right card for you? We can help you choose a different one.

Offer

120,000 bonus Qantas Points

  • 90,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 bonus points when you keep your card for over 12 months.

  • You'll also enjoy a reduced annual card fee (from $395 to $295) for the first year.

Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Get an instant response.

Why get a NAB Qantas Rewards credit card?

Your everyday purchases can take you further with a NAB Qantas Rewards card. Enjoy these benefits of your new card.

Join for free

Complimentary Qantas Frequent Flyer membership (a saving of $99.50).

Complimentary insurances

Enjoy complimentary travel and purchase insurances with your NAB Qantas Rewards card.

Fraud protection and online security

Enjoy peace of mind knowing you're covered for your purchases.

Earn Qantas Points

Earn Qantas Points on your everyday purchases using your Visa Card.

Earn bonus points

Earn additional bonus points. Enjoy 1 Bonus Point for every dollar on eligible Qantas services.

Redeem rewards

Earn great rewards including award flights, products and vouchers from the Qantas store.

Get rewarded with Qantas Points

Use your Qantas Points to travel to over 1,200 destinations worldwide when you fly with Qantas and over 50 partner airlines and their affiliates.

Where could 120,000 Qantas Points take you?

From Sydney to London return on an Economy Classic Flight Reward for 110,400 Qantas Points (plus $692 in taxes, fees and carrier charges).

Where could 70,000 Qantas Points take you?

From Sydney to Honolulu return on an Economy Classic Flight Reward for 63,000 Qantas Points (plus $356 in taxes fees and carrier charges).

Earn Qantas Points when you shop

You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.

Shop with Qantas Points

Looking for another way to use your Qantas Points? With more than 8,000 products from over 500 leading Australian and international brands, the Qantas Shopping Rewards Store is a one stop shop for rewarding yourself using your Qantas Points.

Credit card tools and calculators

Get help to choose the right card or help calculate savings with a balance transfer.

Qantas Points fact sheet

Read our fact sheet to make sure you're set up to earn Qantas Points with your new NAB Qantas Rewards card.

Qantas membership

  • Once you've opened your account, if you're not already a Qantas Frequent Flyer member, join for free, opens in new window.

  • Link your Qantas Membership to your card by calling  13 22 65 and quoting 'Qantas Membership'.

  • We send reminders on your monthly statement, via text and letter if you haven't linked your membership to your card.

Qantas Points

  • You'll earn points for most everyday transactions including paying bills but some other transactions are excluded, like cash advances and gambling transactions.

  • Your Qantas Points won't expire as long as you earn or use Qantas Points through your Frequent Flyer account at least once every 18 months.

  • Your bonus Qantas Points will be credited within 3 months of meeting your spend criteria.

  • You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account, opens in new window.

Help and support

Get expert tips using our helpful guides or access our support services, if you need them.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Terms and Conditions

Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 1 August 2022.

Credit cards issued by National Australia Bank Limited.

Forms and links
NAB Credit Card Terms and Conditions

NAB Electronic Banking (card based) terms and conditions

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB), opens in new window

Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window

Indicator rates for other personal lending products