Our Qantas Rewards credit cards
Check out our two Qantas Rewards cards to choose your preferred annual card fee, points earn rate and minimum credit limit.
Earn Qantas Points and enjoy platinum services and complimentary insurances . See ‘Upcoming Complimentary Insurance changes’ for changes effective 15 May 2026.
Minimum credit limit
$6,000
Annual card fee
$ 295 p.a.
Variable purchase rate
20.99 % p.a.
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
Up to 80,000 bonus Qantas Points
If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Our highest Qantas Points earn rate with platinum services and complimentary insurance
Minimum credit limit
$15,000
Annual card fee
$ 420 p.a.
Variable purchase rate
20.99 % p.a.
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
Up to 120,000 bonus Qantas Points
If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Important Upcoming Complimentary Insurance changes
Effective 15 May 2026 – For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.
Please read the summary of changes for further details and how they will affect your insurance cover.
Why get a NAB Qantas Rewards credit card?
Your everyday purchases can take you further with a NAB Qantas Rewards card. Enjoy these benefits of your new card.
Join for free
Complimentary Qantas Frequent Flyer membership (a saving of $99.50).
Complimentary insurances
Enjoy complimentary travel and purchase insurances with your NAB Qantas Rewards card.
Fraud protection and online security
Enjoy peace of mind knowing you're covered for your purchases.
Earn Qantas Points
Earn Qantas Points on your everyday purchases using your Visa Card.
Earn bonus points
Earn additional bonus points. Enjoy 1 Bonus Point for every dollar on eligible Qantas services.
Redeem rewards
Earn great rewards including award flights, products and vouchers from the Qantas Marketplace.
Get rewarded with Qantas Points
Use your Qantas Points to travel to over 1,200 destinations worldwide when you fly with Qantas and over 50 partner airlines and their affiliates.
Where could 120,000 Qantas Points take you?
From Sydney to London return on an Economy Classic Flight Reward for 110,400 Qantas Points (plus $692 in taxes, fees and carrier charges).
Where could 70,000 Qantas Points take you?
From Sydney to Honolulu return on an Economy Classic Flight Reward for 63,000 Qantas Points (plus $356 in taxes fees and carrier charges).
Unlock offers for existing customers
If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more.
Here's how to get started:
New to NAB Internet Banking? Register now, opens in new window
Earn Qantas Points when you shop
You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.
Shop with Qantas Points
Looking for another way to use your Qantas Points? With more than 20,000 products from over 900 of the world’s leading brands, Qantas Marketplace is a one stop shop for rewarding yourself using your Qantas Points.
Credit card tools and calculators
Get help to choose the right card or help calculate savings with a balance transfer.
Help me choose a card
Choose the right credit product with our easy-to-use tool.
Compare cards tool
Use our comparison tool to compare our credit card fees and features.
Balance transfer calculator
See if you could save money by transferring your credit card balance.
Qantas Points fact sheet
Read our fact sheet to make sure you're set up to earn Qantas Points with your new NAB Qantas Rewards card.
Qantas membership
Qantas Points
Help and support
Get expert tips using our helpful guides or access our support services, if you need them.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other products and services to consider
NAB Rewards Cards
Compare our range of NAB Rewards credit cards, and learn more about our NAB Rewards program.
Online banking
Do everyday banking tasks and keep track of your finances with internet banking on your computer or tablet.
NAB app
Manage your banking on the go with our mobile banking app for your smartphone or tablet.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
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Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
Fees and charges
Read our credit card terms and conditions. Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
Credit cards issued by National Australia Bank Limited.
NAB Credit Card Terms and Conditions