Compare our Qantas Rewards credit cards

Compare our two Qantas Rewards cards to choose your preferred annual card fee, points earn rate and minimum credit limit.

Earn Qantas Points and enjoy platinum services and complimentary insurances

Minimum credit limit

$6,000

Annual card fee

$ 250 p.a.

Variable purchase rate

20.99 % p.a.

Benefits
  • Access to complimentary insurances, including international travel insurance

  • Free Qantas Frequent Flyer membership (a saving of $99.50).

  • Earn 1 bonus point for every dollar on eligible Qantas services.

  • Up to 44 interest free days on purchases

  • 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.

    We can’t process balance transfers from certain issuers – see our indicative list.

  • Special offers with Visa Premium Access and Visa Entertainment, opens in new window including pre-sale tickets and member promotions

  • Add an additional cardholder at no extra cost 

  • Fraud and theft protection with world class security technologies

  • NAB Concierge Service

  • Global assistance for card emergencies

Considerations
  • Capped monthly points earn compared to our NAB Rewards cards.

  • Higher interest rates compared to our NAB Low Rate Card.

  • Lower points earn per dollar compared to our NAB Qantas Signature Card.

  • Higher annual fee compared to some of our other cards.

Not the right card for you? We can help you choose a different one.

Offer

70,000 bonus Qantas Points

  • 60,000 bonus points when you spend $2,000 on everyday purchases within the first 60 days of account opening and 10,000 bonus points when you keep your card for over 12 months.

  • You’ll also enjoy a reduced annual card fee (from $250 to $150) for the first year.

If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Get an instant response

Our highest Qantas Points earn rate with platinum services and complimentary insurance

Minimum credit limit

$15,000

Annual card fee

$ 395 p.a.

Variable purchase rate

20.99 % p.a.

Benefits
  • Access to complimentary insurances, including international travel insurance

  • Free Qantas Frequent Flyer membership (a saving of $99.50).

  • Earn 1 bonus point for every dollar on eligible Qantas services.

  • Up to 44 interest free days on purchases

  • 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.

    We can’t process balance transfers from certain issuers – see our indicative list.

  • Special offers with Visa Premium Access and Visa Entertainment, opens in new window including pre-sale tickets and member promotions

  • Add an additional cardholder at no extra cost 

  • Fraud and theft protection with world class security technologies

  • NAB Concierge Service

  • Global assistance for card emergencies

Considerations
  • Capped monthly points earn compared to our NAB Rewards cards.

  • Higher interest rates compared to our NAB Low Rate Card.

  • Higher annual fee compared to some of our other cards.

Not the right card for you? We can help you choose a different one.

Offer

120,000 bonus Qantas Points

  • 90,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 bonus points when you keep your card for over 12 months.

  • You'll also enjoy a reduced annual card fee (from $395 to $295) for the first year.

If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Get an instant response

Why get a NAB Qantas Rewards credit card?

Your everyday purchases can take you further with a NAB Qantas Rewards card. Enjoy these benefits of your new card.

Join for free

Complimentary Qantas Frequent Flyer membership (a saving of $99.50).

Complimentary insurances

Enjoy complimentary travel and purchase insurances with your NAB Qantas Rewards card.

Fraud protection and online security

Enjoy peace of mind knowing you're covered for your purchases.

Earn Qantas Points

Earn Qantas Points on your everyday purchases using your Visa Card.

Earn bonus points

Earn additional bonus points. Enjoy 1 Bonus Point for every dollar on eligible Qantas services.

Redeem rewards

Earn great rewards including award flights, products and vouchers from the Qantas Marketplace.

Get rewarded with Qantas Points

Use your Qantas Points to travel to over 1,200 destinations worldwide when you fly with Qantas and over 50 partner airlines and their affiliates.

Where could 120,000 Qantas Points take you?

From Sydney to London return on an Economy Classic Flight Reward for 110,400 Qantas Points (plus $692 in taxes, fees and carrier charges).

Where could 70,000 Qantas Points take you?

From Sydney to Honolulu return on an Economy Classic Flight Reward for 63,000 Qantas Points (plus $356 in taxes fees and carrier charges).

Unlock offers for existing customers

If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more.

Here's how to get started:

  • Log into the NAB app or NAB Internet Banking.

  • For NAB app users go to Products, then 'Credit Cards'.

  • For Internet Banking users go to Products, then ‘Credit Cards’.

  • Browse available offers on eligible new NAB credit cards.

New to NAB Internet Banking? Register now, opens in new window

Earn Qantas Points when you shop

You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.

Shop with Qantas Points

Looking for another way to use your Qantas Points? With more than 20,000 products from over 900 of the world’s leading brands, Qantas Marketplace is a one stop shop for rewarding yourself using your Qantas Points.

Credit card tools and calculators

Get help to choose the right card or help calculate savings with a balance transfer.

Qantas Points fact sheet

Read our fact sheet to make sure you're set up to earn Qantas Points with your new NAB Qantas Rewards card.

Qantas membership

  • Once you've opened your account, if you're not already a Qantas Frequent Flyer member, join for free, opens in new window.

  • Link your Qantas Membership to your card by calling 13 22 65 and quoting 'Qantas Membership'.

  • We send reminders on your monthly statement, via text and letter if you haven't linked your membership to your card.

Qantas Points

  • You'll earn points for most everyday transactions including paying bills but some other transactions are excluded, like cash advances and gambling transactions.

  • Your Qantas Points won't expire as long as you earn or use Qantas Points through your Frequent Flyer account at least once every 18 months.

  • Your bonus Qantas Points will be credited within 3 months of meeting your spend criteria.

  • You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account, opens in new window.

Help and support

Get expert tips using our helpful guides or access our support services, if you need them.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Other products and services to consider

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Terms and Conditions

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.

Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.

Credit cards issued by National Australia Bank Limited.

NAB Credit Card Terms and Conditions

NAB Electronic Banking (card based) terms and conditions

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB), opens in new window

Personal banking fees – A guide to fees and charges (PDF, 177KB), opens in new window

Indicator rates for other personal lending products