Qantas Frequent Flyer credit cards

Why get a Qantas Rewards Credit Card?

7 complimentary insurances on the Qantas Signature Card and Qantas Premium Card¹
Fraud protection and online security so you can enjoy peace of mind with all your purchases
Complimentary Qantas frequent flyer membership (a saving of $99.50)²
Earn Qantas Points on your everyday spend (see what transactions you’ll earn points on in our frequently asked questions below)

Offer

NAB Qantas Rewards Signature Card

Our highest Qantas Points earn rate with platinum services and complimentary insurances ^{View disclaimer 1}

$ 15K

Minimum credit limit

19.99

% p.a.

Standard purchase rate

$ 395

Annual card fee

120,000 BONUS QANTAS POINTS

90,000 BONUS POINTS when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS when you keep your card for over 12 months. ^{View disclaimer *}
Plus, enjoy a reduced annual card fee (from $395 to $295) for the first year. NAB may vary or end this offer at any time. See important information below.

Apply now Find out more

Offer

NAB Qantas Rewards Premium Card

Earn Qantas Points and enjoy platinum services and complimentary insurances ^{View disclaimer 1}

$ 6K

Minimum credit limit

19.99

% p.a.

Standard purchase rate

$ 250

Annual card fee

30,000 BONUS QANTAS POINTS

30,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. ^{View disclaimer *}
NAB may vary or end this offer at any time. See important information below.

Apply now Find out more

NAB Qantas Rewards Card

Earn Qantas Points on your everyday spend

$ 500

Minimum credit limit

19.99

% p.a.

Standard purchase rate

$ 95

Annual card fee

Purchase protection insurance on personal items for loss, theft, or accidental damage ^{View disclaimer 1}
Add an additional cardholder at no extra cost ^{View disclaimer **}
Fraud and theft protection with world class security technologies
Earn Qantas Rewards points for everyday spend ^{View disclaimer ^}

Apply now Find out more

Earn Qantas Points

on everyday purchases using your Visa Card³

Join for free

Free Qantas Frequent Flyer membership (a saving of $99.50)²

Redeem rewards

Including award flights, products and vouchers from the Qantas store²

More Points

Earn 1 Bonus Point for every dollar on eligible Qantas services²

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How long will my Qantas Points last before expiring?

Your Qantas Points won't expire as long as you earn or use Qantas Points through your Frequent Flyer account at least once every 18 months.

What transactions do I earn Qantas Points on?

You'll earn points for most common transactions including paying bills.

Transactions that don’t earn points include: Cash advances, bank charges, balance transfers, buying foreign exchange or travellers cheques, ATO payments, transactions where a cardholder uses a card to access linked transaction accounts, and transactions for gambling or gaming purposes.

How long will it take for my bonus Qantas Points to be credited?

Your bonus Qantas Points will be credited within 3 months of meeting your spend criteria.

How do I redeem my Qantas Points?

You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account.

How can I update my Qantas Membership details linked to my card?

Just give us a call on 13 22 65 and quote 'Qantas Membership'. We can then check your details to ensure that your Qantas Membership is linked to your card.

What if my membership number isn’t attached to my NAB card?

We'll include a message on your monthly statement asking you to call us and provide us your Qantas Membership number. We'll also send you a text or letter to advise you that we don’t have your membership details attached to the card and ask you to call us to provide these details.

Does the NAB Qantas Rewards Signature Card come with any complimentary Lounge passes?

We're always looking at ways to improve the features and benefits of our product range. We don't currently offer passes with this card, but we're always looking for Lounge Pass partnerships for our customers.

Important information

^* NAB Qantas Rewards Bonus Points Special Offer

Offer commences 16 August 2019. To be eligible for the 120,000 bonus points offer, you must apply for a new personal NAB Qantas Rewards Signature Card before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 60 days of opening your account. Points will be awarded on a tiered basis - 90,000 bonus points when you spend $3,000 on everyday purchases in the first 60 days (credited to your points balance within 3 months of meeting the spend criteria) and 30,000 bonus points after 12 months (credited to your points balance within the 13th month). A reduced annual card fee of $295 will be charged at time of card opening, and applies for the first 12 months. You will be charged the standard $395 annual card fee in the 13th month of your card account. NAB may vary or end this offer at any time.

To be eligible for the 30,000 bonus points offer, you must apply for a new NAB Qantas Rewards Premium Card, before the offer is withdrawn, be approved, and spend $2,500 on everyday purchases within 60 days of opening your account. NAB may vary or end this offer at any time.

Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. This bonus points offer is not available to existing customers who have received or are entitled to receive NAB Qantas Rewards Bonus Points for a new personal NAB Qantas Rewards credit card in the twelve months prior to the opening of a NAB Qantas Rewards Signature Card, NAB Qantas Rewards Premium Card or NAB Qantas Rewards Card . Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB offer. Points will be credited to your points balance within 3 months of meeting the spend criteria.

^** Additional cardholder

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

^{^} Qantas Rewards Points

Capped at $3,000 spend per statement cycle

¹ Insurances

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy information booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.

²Join and redeem Qantas Points

To earn and redeem Qantas Points using your NAB Qantas Rewards Signature Card, NAB Qantas Rewards Premium Card or NAB Qantas Rewards Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Premium Card and join through qantas.com.au/joinffnab. Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions, available at qantas.com.au/terms. Find out more about these rewards from Qantas at qantaspoints.com/use-points.

You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (i.e. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):

Qantas flights booked directly through qantas.com and Qantas Contact Centres;
Qantas flights booked through selected travel agents but processed with Qantas Airlines identified to card scheme as the relevant merchant;
purchases of Qantas Frequent Flyer membership;
purchases of Qantas Club membership, joining and annual fees;
purchases of Qantas Gift Vouchers; and
purchases made through qantasstore.com.au, qantasshop.com.au and qantasepiqure.com.au.

Unless otherwise notified, Bonus Points will not be earned in relation to purchases from:

Qantas Freight
Qantas Holidays Ltd
Qantas Business Travel Pty Ltd
other businesses or franchisees of Jetset Travelworld Ltd
Qantas Staff Travel
Jetstar Airways Pty Ltd
other Jetstar-branded businesses, or
for goods or services supplied by Qantas Frequent Flyer program partners.

³ Qantas Points

Qantas Rewards Signature Card

Qantas Points will be allocated on a tiered basis over each statement period and capped at $20,000 spend per statement period.

Qantas Rewards Premium Card

Points are capped at $6,000 spend per statement period.

Qantas Rewards Card

Points are capped at $3,000 spend per statement period.

⁴ Classic Flight Rewards

Classic Flight Rewards are subject to capacity controls and availability is limited, particularly during peak times such as school and public holidays and booking conditions apply. Some flights may not have any Classic Flight Rewards available. Classic Flight Reward seats are not available on some routes of oneworld® alliance and partner airlines and restrictions may apply. Taxes, fees and carrier charges are payable to Qantas by an Accepted Payment Card in addition to the points required on Classic Flight Reward flights and exclude any amounts payable to third parties at the airport. The taxes, fees and carrier charges on this page are quoted as at 23 August 2019. Taxes, fees and carrier charges are quoted at the time of booking and are subject to change. View more information about Classic Flight Rewards. Status Credits and Qantas Points will not be earned on Classic Flight Rewards. You must be a Qantas Frequent Flyer to earn and redeem Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Fees and charges

Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 13 November 2017.

Forms and links

NAB Credit Card Terms and Conditions (PDF, 335KB)

NAB electronic banking (card based) Product disclosure statement (PDF, 322KB)

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 472KB)

Personal banking fees – A guide to fees and charges (PDF, 403KB)

Indicator rates for other personal lending products

We're ready to help you

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Sat-Sun 9am - 6pm (AEST/AEDT)

Latest offers

NAB Qantas Rewards credit cards

Why get a Qantas Rewards Credit Card?

NAB Qantas Rewards Signature Card

NAB Qantas Rewards Premium Card

NAB Qantas Rewards Card