Insurance for caravans, camper and horse trailers and trailers - NAB

Why insure through NAB

We’ve partnered with Allianz, the world’s number one insurance brand, to provide cover for your caravan, camper trailer, horse trailer or trailer. Get a quote online or call us on 13 29 28 .

Added care you can count on

Our partnership with Allianz provides added care and confidence, when it matters most.

Fast and easy claims

Lodge online any time or speak to a specialist.

Cover that fits your budget

Choose your excess and spread your premium payments across the year – at no extra cost.

What caravan and trailer insurance covers

With caravan and trailer insurance, issued by Allianz, your caravan or trailer will be covered for things like accidental loss or damage caused by accidents or theft or natural events, including storms, floods and fires.

What's covered

  • Loss or damage to your caravan or trailer caused by accident, theft, fire, storm, flood or malicious damage by third parties.

  • Cover for up to $20 million for your legal liability arising out of accidental damage to other people's property, including vehicles.

  • Cover for up to $500 for emergency repairs so that it’s possible to tow your caravan or trailer to your destination after an accident.

  • Cover for up to $100 per day (up to a maximum of $1,000) for emergency accommodation if your caravan is uninhabitable because of an accident.

  • Cover for up to $1,000 for damage to caravan contents from any one incident caused by, or arising from, a covered accident.

  • Lifetime guarantee on repairs by authorised repairers.

What’s not covered

Exclusions include vehicles that exceed load or passenger limits, are in unsafe or un-roadworthy condition or driven by unlicensed or suspended drivers or drivers under the influence of drugs or alcohol are not covered by this policy.

For information on the full coverage, exclusion, limits and excesses information, read the Caravan and Trailer Insurance Product Disclosure Statement (PDF, 163KB) and the NAB Financial Services Guide before applying.

How to get a quote

You’ll need the following information to get a quote either online or over the phone.

Vehicle details

The year, make, model and value of your caravan or trailer.

Accessories and contents

The replacement value of any accessories and contents to be covered.

Driver(s) details

The details (including claims history and date of birth) for all drivers you want to insure.

Ready to get started?

Get a quote for your caravan or trailer in just a few minutes.

Things you should know

The information contained within this page is only a summary of the policy features, what's covered and the type of vehicle the feature applies to. For full coverage, exclusion, limits and excesses information, read the Caravan and Trailer Insurance Product Disclosure Statement (PDF, 163KB) and the NAB Financial Services Guide before applying.

In order to be sure that you are covered under this policy you should always contact us for approval before you incur expenses you wish to claim. If you do not, we will pay for expenses incurred to the amount we would have authorised had you asked us first.

Frequently asked questions about caravan and trailer insurance

  • You're not legally required to have caravan or trailer insurance. However, you should consider if you could afford to repair or replace your caravan or trailer if it were involved in an accident, stolen, or damaged by a fire or storm.

  • You should consider insuring your caravan, even when it’s at home, as it’s at risk of accidental damage or theft while parked at your home.

  • While car insurance often covers your vehicle when towing a caravan or trailer, it usually doesn’t protect the caravan or trailer itself if it’s damaged in an accident. To make sure you’re fully covered, review your car insurance policy and consider a separate caravan or trailer insurance policy for added peace of mind.

  • If you have Home and Contents Insurance and buy optional Portable Contents cover, your Portable Contents items will be covered for accidental damage or loss while you’re caravanning up to the nominated value. You'll need to nominate a contents sum insured for other contents items you keep in your caravan.

Contact us

Lodge a claim online

You can lodge a claim online via the Allianz online claim form.

Lodge a claim via phone

You can lodge a claim over the phone by calling Allianz's Claims line.

1300 555 013

Contact information

Find contact information and resources for your insurance needs.

Important information

Insurance

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as Allianz's agent. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz.

NAB is paid commission if Allianz issues you with this insurance (including renewals and variations) and may be entitled to a profit share if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, or by calling 13 29 28 or at nab.com.au/fsg.

Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or on our website. View all important documents for personal insurance.

For the standard terms, conditions and exclusions about our insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). Target Market Determinations for these products are available at nab.com.au/TMD.

The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility criteria.