Features and benefits

$0 transfer fee

$0 transfer fee charged by NAB when making an international payment with currency conversion using NAB Connect.

Control how you manage overseas bank fees

Make sure the full amount gets to its destination by paying a fixed upfront amount. There’ll be no more to pay and you can reconcile your accounts more easily.

Real time tracking

Know the exact location of your international money transfer with real time end-to-end tracking.

Competitive foreign exchange rates

Talk to one of our foreign exchange specialists on 1300 960 355.

Learn about converting into foreign currency before you transfer funds.

How to make an international money transfer

It’s easy to send money overseas using NAB Connect. Plus, you can transact in over 40 global currencies and send to over 230 countries.

Watch how to send an international transfer with NAB Connect.

Frequently asked questions

  • New customers

    You’ll need to have a NAB Business transaction account and access to NAB Connect (NAB’s online business banking platform). It’s easy to apply online for a NAB Business transaction account.

    You’ll need to:

    • Have an Australian Business Number (ABN) or Australian Company Number (ACN)
    • Make sure signatories to the account are over 18.

    Apply now, opens in new window

    Existing customers

    You can start sending money overseas straightaway when you log in to NAB Connect. If you’re not eligible for NAB Connect, you can also make international payments through NAB Internet Banking.

  • Your recipient should receive the money within 24 hours . You can view the tracking status of your payment along with other information via NAB Connect internet banking.

  • We charge a flat fee across all countries and currencies.

    International payment with currency conversion using NAB Connect: $0 per transaction

    International payment in AUD or from a NAB Foreign Currency Account in that same currency using NAB Connect: $20 per transaction

  • Overseas bank charges may also be payable and where possible, are clearly stated when completing your transfer. You can elect to pay overseas bank charges from your account, or deducted from the funds you send.

  • To receive an international money transfer into your NAB account, you need to give the sender these details:

    • Bank: National Australia Bank
    • BIC/SWIFT code: NATAAU3303M
    • BSB (bank, state, branch) and account number: Refer to your internet banking or account statements. Please check these carefully – in accordance with Australian industry standards, payments made to an account number may be paid to that account whether or not the name of the account matches.
    • Beneficiary name and address: Your full name (no initials) and street address (cannot be a post office box).


    • Australian banks don't use IBANs.
    • Foreign Currency Accounts don't require a BSB. BSB 082-039 can be provided to the remitter if they request one.

    Talk to one of our foreign exchange specialists about your specific needs. Call 1300 960 355.

    Visit our Travel and Overseas Banking section for more information on how to receive money from overseas.

Real time tracking

Know the exact location of your international money transfer with real time end-to-end tracking within NAB Connect.

Learn how to track your International payments in NAB Connect

Terms and Conditions

Before applying, please read the Terms and Conditions and NAB Connect Fees and Charges (PDF, 90KB), opens in new window.

Examples are for illustrative purposes only and do not reflect current prices or outcomes. Actual figures may be higher or lower. It is not intended to be your sole source of information when making a financial decision. You may wish to consider getting advice from a licensed finance professional.

The information provided on this page is intended to be of a general nature only. It has been prepared without taking into account your objectives, financial situation or needs. Examples are for illustrative purposes only. Before acting on the information on this website, National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit License 230686) (NAB) recommends you consider whether it is appropriate for your objectives, financial situation and needs. NAB recommends that you seek independent advice before acting on any information on this webpage.

Please consider our Financial Services Guide.

Target Market Determinations for these products are available at nab.com.au/TMD.