Credit card benefits and features | Get more from your card - NAB
Benefits with your NAB credit card
Earn rewards points
NAB Rewards and Qantas Rewards credit cardholders can earn rewards points on everyday purchases. Redeem credit card points for rewards like flights, tech and more. Learn more about how credit cards rewards points work.
Interest free days on purchases
Enjoy interest free days on your purchases. Get up to 44 interest free days on most NAB credit cards and up to 55 days on the NAB Low Rate Card.
Add an additional card
Add an additional cardholder to your NAB credit card account at no extra cost. Apply for an additional card via the NAB app or NAB Internet Banking.
Complimentary insurances
Get protected with complimentary insurances including purchase protection, extended warranty and international travel, as well as domestic travel and rental vehicle excess insurances in Australia. Learn more about NAB eligible cards and complimentary insurances.
Complimentary mobile phone insurance
NAB Rewards Signature cardholders receive complimentary mobile phone insurance covering accidental damage and theft.
Shop safely with Visa Secure
NAB Visa credit cardholders can shop online safely with Visa Secure. It provides an extra layer of security to help protect you against unauthorised transactions.
Access special Visa Offers
NAB Visa credit cardholders get access to Visa travel offers, along with hundreds of special offers on shows, experiences, movies and more. Learn more about Visa Entertainment.
Access special partner offers
NAB credit cardholders get access to a range of curated partner offers and benefits across travel, dining, shopping, and lifestyle experiences - so you can enjoy more for less.
Access our Concierge Service
Take advantage of our NAB Concierge Service, a complimentary travel and lifestyle service available to eligible cardholders anywhere in the world, 24 hours a day, 7 days a week.
Important Upcoming Complimentary Insurance changes
Effective 15 May 2026 – There will be insurance changes including the removal of International Travel, Domestic Travel and Rental Vehicle Excess Insurances for some NAB cards. For some other NAB cards, the cover period for International Travel Insurance will be reduced.
Please read summary of changes for further details and how it will affect your cover.
Reasons to get a credit card
Use our credit card selector tool to find the right card for you.
Accessing your cards benefits
Here’s how to view the benefits that are specific to your card in the NAB app or NAB Internet Banking.
NAB app:
1. Log into the NAB app.
2. Go to Cards and select your credit card.
3. Select Features and benefits.
NAB Internet Banking:
1. Log into NAB Internet Banking.
2. Go to Cards and select your credit card.
3. Select Card benefits.
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Related products and services
NAB Rewards Signature Credit Card
Apply today to take advantage of earning bonus points and enjoying other great rewards.
NAB Qantas Rewards Signature Card
Apply today to take advantage of earning bonus Qantas Points and enjoying other great rewards.
NAB Low Rate Card
Our low rate credit cards can give you the peace of mind that comes with a low interest rate.
NAB Low Fee Card
Enjoy our lowest annual card fee of only $30, so you can save your cash for the things you love.
NAB Rewards Platinum Credit Card
Redeem NAB Rewards Points for a wide range in our NAB Rewards Store. Plus, enjoy complimentary insurances and Personal Concierge.
NAB Qantas Rewards Premium Credit Card
Apply today for a rewards card that offers platinum services and an opportunity to earn bonus Qantas Points.
Get in touch
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Contact us
Explore our personal banking contact information and get support with a wide range of products, services and topics.
Visit a NAB branch
Visit us in person at your nearest NAB branch or business banking centre.
Terms and Conditions
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Credit cards issued by National Australia Bank Limited.