Why insure through NAB

We partner with Allianz Insurance to provide cover for your investment property. Plus save up to 10% on your first year's premium when you quote and buy a new landlord insurance policy online.

You can also call us on 13 29 28 to discuss Landlord insurance.

Combine cover

Combine your building and contents cover to receive up to 10% discount on your premiums.

Simple quote process

Use our online quote form or simply give us a call to get your quote today.

Quick and easy claims process

Call Allianz Claims to speak with a consultant. Alternatively, you can lodge a claim yourself online 24 hours a day, 7 days a week.

Policy overview

This is a guide only. For information on the full coverage, exclusion, limits and excesses information, read the NAB Landlord Insurance Product Disclosure Statement (PDF, 1MB), opens in new window and the NAB Financial Services Guide before applying.

In order to be sure that you are covered under this policy you should always contact us for approval before you incur expenses you wish to claim. If you do not, we will pay for expenses incurred to the amount we would have authorised had you asked us first.

What's covered

  • The cost of replacing or repairing damage to your investment property and any contents left for the tenants’ use caused by insured events.

  • Loss of rent for up to 12 months, after your investment property is damaged by an insured event.

  • Fire and weather events such as bushfires, grassfires, storm, cyclone and lightning. For cyclones, grassfires and bushfires, a 72-hour exclusion period applies.

  • Water or liquid damage from fixed pipes suddenly bursting.

  • Theft, burglary and vandalism.

  • Malicious damage caused by your tenants.

  • Injury to other people or damage to their property – up to $20 million payment of compensation for injuries to visitors and damage to property which occurred at the insured address.

What's excluded

  • Loss or damage caused by flood (unless you've bought flood cover as an option).

  • Deliberate or criminal acts caused by you or persons acting with your consent.

  • Wear and tear or lack of maintenance, depreciation or gradual deterioration.

  • Inherent or structural defects, faulty design or poor workmanship.

  • Anything that your tenant is legally liable for under the terms of agreement.

How to apply

Have this information handy before you start your quote and application:

  1. The approximate year when your investment property was built.

  2. An estimate of the cost to rebuild your investment property.

  3. An estimate of the value of any contents, including carpets, curtains and appliances left for the tenants’ use.

  4. Any security measures you have in place, such as window locks, security systems or alarms.

Benefits of landlord insurance

The below is a summary of what's covered by this policy. For full coverage, exclusion, limits and excesses information, read the NAB Landlord Insurance Product Disclosure Statement (PDF, 1MB), opens in new window and the NAB Financial Services Guide before applying.

Standard benefits

  • Accidental breakage of glass or ceramic items
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning
  • Vandalism or malicious damage
  • Riot or civil commotion
  • Storm, cyclone, rainwater or run-off
  • Theft, burglary
  • Water or other liquid damage
  • Landscaping (buildings cover)
  • Legal liability

Additional benefits

  • Debris removal
  • Rebuilding and professional fees (buildings cover)
  • Making your buildings environmentally friendly (buildings cover)
  • Building code of compliance costs (buildings cover)
  • Motor burnout
  • Contents in the open air at the insured address that you own and have provided for your tenants’ use (contents cover)

Optional cover

  • Flood Cover (A 72-hour exclusion period applies)
  • Landlords’ Workers Compensation (Only available in ACT, WA and TAS)
  • Rent default and theft by tenant 

Contact us

Lodge a claim online

You can lodge a claim online via the Allianz online claim form.

Lodge a claim via phone

You can lodge a claim over the phone by calling Allianz's Claims line.

1300 555 013

Contact information

Find contact information and resources for your insurance needs.

Terms and Conditions


Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as Allianz's agent. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz.

NAB is paid commission if Allianz issues you with this insurance (including renewals and variations) and may be entitled to a profit share if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, or by calling 13 29 28 or at nab.com.au/fsg.

Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or at nab.com.au/insurance.

For the standard terms, conditions and exclusions about our insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). Target Market Determinations for these products are available at nab.com.au/TMD.

The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility criteria.

NAB Landlord Key Fact Sheet (Buildings) (PDF, 325KB), opens in new window

NAB Landlord Key Fact Sheet (Contents) (PDF, 306KB), opens in new window