Landlord insurance | Protect your investment - NAB
Why insure through NAB
We’ve partnered with Allianz, the world’s number one insurance brand, to cover the things that matter to you most in your investment property. Get a quote online or call us on 13 29 28.
Added care you can count on
Our partnership with Allianz provides added care and confidence, when it matters most.
Save up to 10% online
Get up to 10% off your first year’s premium when you quote and take out a new landlord insurance policy online.
Fast and easy claims
Lodge online any time or speak to a specialist.
Cover that fits your budget
Choose your excess and spread your premium payments across the year – at no extra cost.
What NAB Landlord Insurance covers
With NAB Landlord Insurance, issued by Allianz, you can get cover against damage to your investment property. You can also insure items you’ve provided for your tenants, such as furniture, appliances and carpet.
What’s included
What’s not covered
Exclusions include wear and tear or lack of maintenance, depreciation or gradual deterioration.
For information on the full coverage, exclusion, limits and excesses information, read the NAB Landlord Insurance Product Disclosure Statement and the NAB Financial Services Guide before applying.
In order to be sure that you are covered under this policy you should always contact us for approval before you incur expenses you wish to claim. If you do not, we will pay for expenses incurred to the amount we would have authorised had you asked us first.
How to get a quote
You’ll need the following information to get a quote either online or over the phone.
Property age
The approximate year your investment property was built.
Property and contents value
Estimate the value of any contents you own (carpets, appliances, curtains etc), as well as the cost to rebuild your property.
Calculators are a guide only.
Security measures
Any security measures you have in place, such as window locks, security systems or alarms.
Ready to get started?
Get a quote for your investment property and its contents in just a few minutes.
What’s covered
The following is a summary of what's covered by this policy.
For full coverage, exclusion, limits and excesses information, read the NAB Landlord Insurance Product Disclosure Statement and the NAB Financial Services Guide before applying.
Insured events
- Accidental breakage of glass or ceramic items
- Earthquake and tsunami
- Explosion
- Fire or smoke
- Impact damage
- Lightning
- Cyclone, storm or rainwater.
- Flood and/or run-off
- Vandalism or malicious damage
- Riot or civil commotion
- Theft, burglary
- Water or other liquid damage
- Landscaping (buildings cover)
- Legal liability
Additional benefits
- Debris removal
- Rebuilding and professional fees (buildings cover)
- Building code of compliance costs (buildings cover)
- Motor burnout
- Contents in the open air at the insured address that you own and have provided for your tenants’ use (contents cover)
Optional cover
- Rent default and theft by tenant
Frequently asked questions about landlord insurance
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Landlord insurance helps cover your residential investment property from unexpected damage. It covers the cost of replacement or repair needed when certain events occur. It can also cover any contents you provide for your tenant’s use that could leave you out of pocket.
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Our Home Insurance covers for the home you live in and your belongings. Landlord Insurance is for properties where rent is being collected and the policy holder isn't a resident of the property. For full details, including standard conditions and exclusions, refer to the relevant PDS and any supplementary PDS (where applicable).
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Strata insurance covers the building and its shared areas. It typically does not cover your belongings inside the apartment from insured events such as malicious damage. Landlord Contents Insurance is designed to cover these events.
Preparing for extreme weather
Find out more about how you can always be prepared for extreme weather with Allianz’s preparedness guides.
Contact us
Lodge a claim online
You can lodge a claim online via the Allianz online claim form.
Lodge a claim via phone
You can lodge a claim over the phone by calling Allianz's Claims line.
Contact information
Find contact information and resources for your insurance needs.
Important information
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Insurance
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as Allianz's agent. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz.
NAB is paid commission if Allianz issues you with this insurance (including renewals and variations) and may be entitled to a profit share if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, or by calling 13 29 28 or at nab.com.au/fsg.
Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or on our website. View all important documents for personal insurance.
For the standard terms, conditions and exclusions about our insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). Target Market Determinations for these products are available at nab.com.au/TMD.
The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility criteria.