Offer
Enjoy more this holiday season – $0 application fee

We’re waiving the $250 application fee on Unsecured personal loans. That’s extra money for what matters most.

Valid for applications started from 19 November 2025 to 26 February 2026 - Subject to credit approval and eligibility criteria. 

Why you might need a personal loan

If you’re paying off more than one debt every month it can be hard to manage. 

Combining your existing debts (not including any home loan debt you may have) into a single loan could give you more certainty and control. It may:

  • simplify your commitments with a single repayment – meaning you’ll have a better idea of when you’ll be debt free
  • free up cash by reducing debt repayments
  • allow you to take advantage of a good deal with lower rates or fees.

If you think a personal loan for debt consolidation is right for you, you can apply online. Still not sure? Learn more about how debt consolidation works  and the benefits of consolidating your debts.

Other personal loan calculators

Try our other personal loan calculators to check what your repayments could be and how much you may be able to borrow.

Terms and Conditions