Choose an in-person payment solution

We have EFTPOS machines and an app-based contactless payment service to help you manage your business payments.

24/7 Australian-based help and support

Enjoy peace of mind knowing you can get expert help with your in-person payment solution whenever you need it.

Payments made easy

Our solutions give you the freedom and flexibility to accept payments in person with an  EFTPOS machine or our  NAB Easy Tap app.

Safe and secure payments

Our in-person payment solutions provide safe and secure transactions, reduce your exposure to fraud and guaranteed settlement  of funds.

Our EFTPOSEFTPOS stands for “Electronic Funds Transfer at Point Of Sale”. It’s a payment system that uses cards (like debit or credit cards) to transfer funds electronically through payment terminals at the point of sale. are ideal for fast, secure, and simple payments in-store or on the move. You have the option of the Standalone EFTPOS terminal or the Integrated EFTPOS terminal which you can integrate with a point of sale (POS) system for easy payment processing.

Rates and fees

Transaction fee 1.15%
EFTPOS machine rental fee $25 per month
Set up fees $0


  • Transparent pricing with no lock-in contracts.

  • Access to your funds seven days a week with same day settlement when settling to a NAB business bank account before 9:30pm (AEST/AEDT).

  • Ability to integrate your terminal with over 700 POS systems.

  • Connect your device via 4G network, Wi-Fi or Bluetooth.

Complete the form in under 2 minutes and a business banking specialist will contact you.

Turn your Android device  into a payment terminal to accept contactless  payments on the go.

Ideal for cafes, small retailers, trades or, market vendors and hair and beauty businesses that need a low-cost solution that lets you take payments anywhere, any time with no need for a separate terminal.

Rates and fees

Fixed rate 1.40% per tap
Set up fees $0
No terminal hardware fees $0


  • No up-front fees and no need to buy or rent a separate terminal. 

  • No fixed term contracts.

  • See your transaction data in real time so you can spot sales trends and easily reconcile your funds.

  • Instantly send email or SMS receipts to customers.

Complete the form in under 2 minutes and a business banking specialist will contact you.

Case study Set up for success with NAB

"I went with NAB for my payments solution because I’ve always liked the customer service and I feel like someone looks out for me. Price is important as well and NAB had the best offer."

Maz, owner
Maz Sybel Unisex Hair Design

Getting started Common payment questions

How can I accept credit card payments in-person?

To accept credit card payments in-person you need:

  • a Point-Of-Sale (POS) system and a card reader; or
  • a credit card terminal; or
  • an app that can process transactions on its own.

NAB EFTPOS machines work with modern POS systems to let you process card transactions.

Our NAB Easy Tap app-based solution lets you take card payments on your Android device without needing additional hardware. 

What are ‘in-person payments’ and how do they work?

An in-person payment is when a customer swipes, inserts or taps a credit or debit card on a physical device or Android device with NAB Easy Tap.

  • An EFTPOS terminal is the most common way to accept card payments in-person.
  • Our EFTPOS machines are  ideal for countertop use and are easy to take on the road.
  • NAB Easy Tap accepts contactless payments on the go.

When taking an in-person payment, your terminal or Android phone will receive an 'Approved' or 'Declined’ message for each transaction. If approved, you'll receive funds into your linked bank account.

What are the types of card payment methods?

The most common methods of card payment are through physically swiping, inserting or tapping (contactless) on an EFTPOS terminal.

On the NAB Easy Tap app, you can tap your credit or debit card on the Android phone. To accept these types of payments you’ll need a device that can handle contactless payments and EMV chip payments, which transmit unique codes for added protection against fraud. Digital wallet payments like Apple Pay and Samsung Pay are increasingly popular and can be processed through modern card readers that accept contactless payments. NAB Easy Tap and our EFTPOS machines are approved by Payment Card Industry Data Security Standard (PCI DSS).

Help and support Merchant support centre

Learn more about your EFTPOS machine, watch videos, get step-by-step instructions on how to perform everyday tasks as well as troubleshooting guides.

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Contact us

Talk to a Transactional Banking Specialist

Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 338 767

24/7 Terminal support

Call us for terminal support 24/7.

1300 369 852

eCommerce and Online support

Call us for NAB Transact support Monday to Friday, 8:00am to 8:00pm (AEST/AEDT)

Call us for NAB Gateway support 24/7.

1300 369 852

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