Take advantage of the government’s Instant Asset Write Off schemes

With the new Federal Budget announcement on Temporary Full Expensing, you may be able to deduct the full cost of eligible business equipment or vehicles. Terms and conditions, eligibility and lending criteria apply.


From cars and commercial trucks to forklifts and tractors, keep your business moving with a tailored asset finance solution. Discover options for buying, leasing, hire purchase and more.

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Vehicle & Equipment Loan

Our most popular finance option. Own your next vehicle or equipment straight away with no upfront deposit.

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Finance Lease

Rent the vehicle or equipment your business needs and return it at the end of the lease.

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Hire Purchase

Hire the vehicle or equipment your business needs with no upfront deposit and own it at the end of the hire period.

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Novated Lease

Choose the vehicle you want with salary packaging, providing a range of benefits for businesses and employees.


Whether you’re in the market for a single business car or you’re looking to expand your fleet, a loan can help get your business to where it needs to be, faster.

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Online fixed rates from 3.98% p.a. on cars, vans, utes1

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$0 deposit on loans up to $150K2

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Loans up to 5 years

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Apply online

The quick and easy way to expand your business.

Subject to eligibility criteria and important information below.1

Important information

Lending criteria and terms and conditions apply (available on application).

The tax comments provided in this document are of a general nature. NAB recommends that you seek independent tax advice in respect of the tax consequences arising from the use of any NAB Equipment Finance solution as they apply to your particular circumstances.

These products are issued by National Australia Bank Ltd ABN 12 004 044 937.


13.98% pa online fixed rate applies to:

Approved Vehicle & Equipment Loan applications that are quoted online:

  • with loan amounts up to $150,000; and
  • for new or used cars, vans and utes; and
  • with loan terms up to 5 years for new assets and 3 years for used assets; and
  • with no balloon (end of term lump sum payment)

Loan must be drawn down within 35 days from the date of our online quote.

Vehicle and equipment loans are subject to approval. Standard Vehicle & Equipment Loan terms and conditions, fees and charges apply.

Online decisions are subject to eligibility, credit assessment, lending criteria and ID verification. You can read the full eligibility criteria online.

3.98% online fixed rate is available from 1 March 2021, remains valid until withdrawn and is subject to change without notice.

2$0 deposit on loans up to $150K: you can provide an additional deposit if you wish, this will reduce the repayments.

Tax invoices should be provided by the dealer and note, that private sales require extra time to conduct an inspection and valuation.

We’re ready to help your business

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Easy online quote
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Apply online
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Talk to a NAB Business Banker

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Monday to Friday between 8am to 8pm, Saturday and Sunday between 9am to 6pm