Benefits of Internet Banking

  • Check your account balances, transaction history and access your statements.

  • Transfer money to others domestically and internationally or pay your bills easily with BPAY®.

  • Enjoy peace of mind knowing you’re protected by NAB Defence.

Ready to register? Here’s what you’ll need

  • Your NAB ID which is between 8 and 10 digits, found on the back of your NAB card.

  • An email address and your mobile phone to receive a security code.

Why use internet banking


Manage your accounts in one place

Check your account balances and transaction history and if you don’t recognise a transaction, there's an option to get more information.


Download statements and proof of balance

As well as being able to view, download and print your statements, you can also download a summary of your account balances when you need them.

arrows pointing left and right

Make fast payments and transfers

You have the choice of fast payment to a PayID, domestic transfers, international transfers or pay your bills with BPAY®.


Enjoy safe and secure banking

NAB Defence is our security promise to protect you against fraud. Verify transactions and changes to your account with SMS Security.


Keep your details up-to-date

Changed your address? Forgot your card PIN? Update your details with ease in Internet Banking.

another card

Activate, block, cancel or re-order your cards

Activate your new card, or if you misplace a card you can quickly put it on hold, cancel it or re-order a new one.

How to register for Internet Banking

  • Step 1 Select the get started button to begin. It should take less than five minutes.
  • Step 2

    You’ll need to enter your NAB Identification Number, found on the back of your card, and your mobile phone handy to receive a security code.

  • Step 3 Set your password, activate features and choose how we communicate with you. 
  • Step 4 All done! We’ll send you an email to let you know that your Internet Banking is ready to use.

Learn how to bank online

Banking online is easy, secure and convenient with the NAB app and NAB Internet Banking.

Learn how to do everyday banking tasks using your phone, tablet or desktop computer with our simple how-to guides.

How to keep your online banking secure

NAB Defence – keeping your money safe

The security of your money is just as important to us as it is to you, so we'll check your accounts and monitor your high-risk transactions.

Cyber safety tips for you

Learn how to protect yourself and your family online with our educational articles and videos.

Internet Banking fees

Internet Banking is our free-to-use digital banking platform for all customers. Most things you can do in Internet Banking are free, like paying bills or transferring money to other domestic accounts. But there are some fees that apply to certain types of transactions. For example:

table of international transfer fees for internet banking
International Money Transfer via NAB Internet Banking (in foreign currency)
$10 transfer fee
International Money Transfer via NAB Internet Banking (in Australian Dollars)
$30 transfer fee

Please refer to your applicable fees and charges related to your account and the international transfers terms and conditions.

Personal Banking Fees – a guide to fees and charges (PDF, 517KB)

Easily check your transaction history

See where your money is coming from and going to with quick filters and exporting options.

  • See your last 731 days of transactions
  • Find specific transactions with filters and search bar
  • Print your last 731 days of transaction history
  • Export up to 8000 transactions at a time

The NAB Mobile App

Internet Banking in a smaller package

The award winning NAB app gives you more control every day. Once you’ve registered for internet banking you can download and use the app for many of the same things, but better suited for when you’re on the go.

Help and support

How do I reset my Internet Banking password?

If you’ve forgotten your password, remember:

  • it’s case sensitive
  • it’s at least 6 characters long
  • it contains at least one character from two of the following categories: upper case letter, lower case letter, number or special character (eg. !@#$%).

Still can’t remember?

Select Forgotten your password? on the Internet Banking login page.

To reset your password, you’ll need:

  • your NAB Identification Number
  • either your mobile phone (if it’s been set up for SMS Security) or your NAB Telephone Banking password (or a temporary password).

If you don’t have these things, call us on 1300 651 656 or visit any NAB branch.

What is my daily transfer limit on NAB Internet Banking?

The default limit is $2,500 if you’re not registered for SMS security or $5,000 if you’re registered for SMS security. By being registered for SMS security you can change your daily transfer limit up to $40,0001 by selecting Settings/Mailbox and then Internet Banking Settings.

Your daily transfer limit applies to:

  • funds transfers from your linked accounts to other financial institutions or other NAB accounts not linked to you.
  • multiple funds transfers from your linked accounts to other financial institutions and other NAB accounts not linked to you.
  • BPAY® payments (except for bill payments made to non NAB authorised billers by customers who are not registered for SMS Security).
  • International funds transfers (both the transaction amount in AUD dollars plus the international funds transfer fee) . There’s a separate daily limit for international funds transfers.

It doesn’t apply to:

  • Funds transfers between your linked accounts at NAB.
  • Bill payments to BPAY® billers who have been bank authorised (individual billers may impose their own transaction limits).

What are the cut-off and processing times for transfers and BPAY®?

Transfer using PayID or to your linked accounts

There are no cut-off times. When paying to a PayID, in most cases they’ll have the funds in under 60 seconds.

Transfer to another financial institution

If you make the transfer before 6pm (Melbourne time) on a business day in most cases they’ll get the funds the next business day, and if it’s after 6pm, or on a weekend or public holiday, within two business days.

Transfer to another NAB account

If you make the payment before 10pm (Melbourne time) on a business day in most cases they'll receive the funds on the same day. If it's after 10pm, or on a weekend or public holiday, the next business day.2

BPAY® payment

If you make a BPAY® payment before 6pm (Melbourne time) on a business day, we’ll send the details to the biller’s bank on the same day. Payments made after 6pm on business days, or at any time on a weekend or public holiday will usually be treated as being received by the biller on the next business day.

For more detail check out our different cut-off and processing times table.

How can I check if my money transfer went through?

After you’ve submitted your transfer in Internet Banking you’ll see a screen that’ll let you know if your transfer has been successfully submitted.

If you want to check the status of a transfer you made earlier or a future-dated payment, you can check your payment list by selecting Funds transfer from the menu and then Payment list.

How do I update my personal details?

Update contact, personal or tax residency details by logging into Internet Banking and selecting My details in the Settings/Mailbox menu.

If you want to update the mobile number you have registered for SMS security you’ll have to call us on 1300 651 656 or visit your nearest branch.

For more detailed information visit the update details page.

How do I export my transactions from NAB Internet Banking?

Exporting your transaction history is easy, simply:

  1. Select your Account
  2. Select Transaction History
  3. To filter your transactions, select Show Filter and then filter by the options available
  4. Select the Export button and choose the type of file you’d like to export

If you would like to print your entire transaction history, you can do so from this document.

Helpful hint: you can export your transactions to the following formats:

  • Excel Spreadsheet
  • Quicken version 6 or below
  • Quicken version 7 or above

Microsoft Money

MYOB version 2002

How do I get a Proof of Balance document?

  1. Login to Internet Banking on your desktop.
  2. Go into the ‘Proof of Balance’ section on the right-hand side of the screen.
  3. Select Download Proof of Balance.

This will generate a Proof of Balance document for all your accounts.

Are you having trouble registering?

If you’re having troubling registering for Internet Banking, ensure your device meets the technical requirements.

If you are still unable to register, please call the Internet Banking Support Team, who will be able to assist.

Australia: 1300 651 656

Overseas: +61 3 8641 9886

PayID makes getting paid simpler

Once you create a PayID, you can provide it instead of your BSB and account number to make getting paid easier.

NAB Pay on your Android

NAB Pay is a secure, convenient way to make contactless purchases with your phone. Download the NAB app and set up NAB Pay.

NAB Apple Watch

Faster, smarter banking. At just a glance.

Important information

1Increasing your daily limit may increase your liability for unauthorised transactions. You may want to consider your limit and only increase it to suit your needs or for a large one-off payment.

2Your first payment to other NAB payees will take 24 hours (as a security precaution). Payments to non-NAB payees made on a weekday by 6pm will be submitted when you make the transfer. However, other banks and financial institutions may take longer to process your payment.

The NAB Internet Banking terms and conditions apply when using NAB Internet Banking.


BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

NAB app

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these products. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Products issued by NAB.

Google Pay

Google Pay and Android are trademarks of Google LLC.


Apple is a trademark of Apple Inc., registered in the U.S and other countries.


NAB Pay is only available for Android and with the use of a NAB Visa Debit or Credit Card.

© 2019 National Australia Bank Limited ABN 12 004 044 937 AFSL & Australian Credit Licence 230686. Use of the information contained on this page is governed by Australian law and is subject to the disclaimers which can be read on the website disclaimer page. View the NAB privacy policy.