Upcoming terminal changes

Telstra is shutting down the 3G network. From 30 June 2024, 3G NAB EFTPOS machines can no longer process transactions. 

Why choose a NAB EFTPOS machine?

Our EFTPOS machines give you a fast and reliable way to take payments in-store, on the countertop or on the go. Choose either Standalone EFTPOS or our Integrated EFTPOS option which integrates with your point of sale (POS). With free installation and set-up, and 24/7 Australian based support we make it easy for you to start taking payments. 

Simple pricing option

Better understanding of your fees with a simple 1.15% flat rate to easily forecast and reconcile your merchant service fees. This includes automatic Merchant Choice RoutingMerchant Choice Routing allows merchants to choose to send contactless ‘tap-and-go’ transactions from Multi-Network debit cards through the Australian eftpos network instead of the current Visa or Mastercard® network. (MCR) which may save your business money.

Point of sale integration

Our Integrated EFTPOS terminal integrates with your POS for easy payment processing, and is compatible with over 700 POS systems.

Same day settlement

If you settle your transactions to a NAB Business Everyday Account before 9:30pm AEST, you'll have same-day settlement  and access to your funds seven days a week.


NAB EFTPOS machine rates and fees

Check out our simple pricing for a NAB EFTPOS machine. If you’re looking for a standalone EFTPOS machine or the added benefit of POS integration, we’ve got options to suit your business needs.

Transaction fee

1.15 %

Percentage of purchase value you’re charged on Visa, Mastercard, EFTPOS and UnionPay cards.

EFTPOS machine rental fee

$ 25

The monthly rental fee for your standalone EFTPOS machine.

POS integration fee

$ 10

per month

For an additional $10 per month, we’ll help you integrate your EFTPOS machine with an accredited POS system.

Set up fee

$ 0

No set up fee and no fixed term contracts.

If you settle to a NAB business account you’ll receive a $5.00 rebate off your EFTPOS machine rental fee each month.

Custom pricing

We understand that every business has different needs. As well as our simple pricing, we offer tailored pricing options. Our transactional specialists will work with you to build your own custom pricing structure.

Speak to a business banking specialist on 1300 338 767Monday to Friday, 8:00am to 6:00pm (AEST/AEDT).

Our EFTPOS terminal options

We have two options for EFTPOS machines, one standalone and one that can integrate with a point of sale (POS) system.

Standalone EFTPOS

Accept payment wherever your customers are.

  • Ideal for countertop or for when you're moving around your store.

  • Accepts most cards, contactless and mobile payments including Google Pay and Apple Pay.

  • Fast, easy, secure and compliant payment processing.

  • Settle to a NAB Business Everyday Account  before 9:30pm AEST, you'll have same-day settlement  and access to your funds seven days a week.

  • Connect to your in-store Wi-Fi or to a 4G mobile network.

  • Simple pricing of 1.15% of the value of each transaction (on Visa, Mastercard , EFTPOS and UnionPay cards ), plus your EFTPOS machine rental.

QT850 terminal

  •  Touch screen technology and ergonomic keys with raised markings for accessibility.
  •  Strong but lightweight Quest QT850 terminal. 

Integrated EFTPOS

Integrate with a cloud based Linkly , opens in new window or POSGate, opens in new window accredited point of sale (POS) system. Get all the benefits of the Standalone EFTPOS option plus:

  • Seamless integration with over 700 different POS systems designed for retail, hospitality and much more.

  • Easily manage stock and sales across systems.

  • Access to detailed transaction, settlement, and inventory reporting.

  • Slyp digital receipts via selected POS providers.

Ingenico Move/5000 terminal

  • Robust and sleek design.
  • Intuitive interface for best-in-class user experience.

Important Applying for a NAB EFTPOS terminal

Eligibility criteria

Please ensure you meet all the following eligibility criteria:

  • You have an active ABN.

  • You're the business owner or director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.

  • You've not had a merchant facility terminated by an Australian financial institution with the last 12 months.

Save $5 off your monthly EFTPOS machine rental

Settle into a NAB Business Everyday Account ($0 monthly fee) and receive:

  • A $5 rebate off your monthly EFTPOS machine rental fee.

  • Faster access to funds through same day settlement.

Getting started Get in touch with our Transactional Banking Specialist Team today

Complete the enquiry form in under 2 minutes and one of our transactional banking specialist will contact you within 1 business day.

Contact us

Talk to a Transactional Banking Specialist

Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 338 767

24/7 Terminal support

Call us for terminal support 24/7.

1300 369 852

Terms and Conditions

A NAB Merchant Solution is available provided you meet NAB’s standard merchant approval criteria. NAB is under no obligation to commence supplying merchant services to you until NAB determines in its discretion that you have met those criteria.