Offer
Enjoy our lowest ever advertised rates for investors

For residential investors with a NAB Choice Package home loan making principal and interest repayments.
 

2 year fixed rate

2.29 % p.a.

Comparison rate

4.51 % p.a.

Application fee

$ 0

Annual Choice Package fee

$ 395

For more information on comparison rates and the fees and charges that can apply please refer to our Important Information below.

Why choose NAB?

NAB is committed to Property Investors and we’re making it even easier to grow your property portfolio.
 

Great rates and incentives

Everyone likes a better deal. Access personalised rates and special discounts when you bundle your loan with a NAB Choice Package.

Flexible features

Trying to maximise your portfolio? Take advantage of useful features such as interest-only lending as well as discounts on Lenders Mortgage Insurance for eligible customers.

Support at every step

Purchasing an investment property is exciting, no matter if it is your first or your fifth. Our team of branch lending experts, mobile and phone bankers are here to guide and support you through the process.

Offer

Enjoy a $2K refinance bonus

Make your move a little easier with a $2k cash bonus when you refinance your existing home loan to NAB.

An eligible NAB transaction account is required at the time of drawdown. The cash bonus is available on new refinances of $250,000 or more and drawdown must occur from 7 September 2020 until the time the offer is withdrawn.

See important information including eligibility and lending criteria in the terms and conditions below.

Investor interest rates

Check out our interest rates for residential investors.

Basic Variable

NAB Base Variable Rate Home Loan – Residential Investment

Loan type

Interest rate

Comparison rate

Principal and interest

Interest rate

3.97%

Comparison rate

3.97%

Special offer for residential investors, principal and interest LVR ≤80%

Interest rate

2.79%

Comparison rate

2.79%

Special offer for residential investors, principal and interest LVR >80%

Interest rate

3.34%

Comparison rate

3.34%

Interest Only

Interest rate

4.35%

Comparison rate

4.12%

Special offer for residential investors, interest only LVR ≤80

Interest rate

2.99%

Comparison rate

3.60%

Comparison rate warning

Variable rate with Offset

NAB Choice Package – Principal and Interest – Residential Investment

Principal and Interest

Interest rate

Comparison rate

Less than $250,000

Interest rate

4.52%

Comparison rate

4.91%

$250,000 to 749,999

Interest rate

4.27%

Comparison rate

4.67%

$750,000 and above

Interest rate

4.22%

Comparison rate

4.62%

Comparison rate warning

Fixed rate

NAB Choice Package – Principal and Interest – Residential Investment

Principal and Interest

Interest rate

Comparison rate

1 year

Interest rate

2.54%

Comparison rate

4.73%

2 years

Interest rate

2.29%

Comparison rate

4.51%

3 years

Interest rate

2.44%

Comparison rate

4.37%

4 years

Interest rate

2.94%

Comparison rate

4.38%

5 years

Interest rate

2.94%

Comparison rate

4.28%

Comparison rate warning

Ready to get started?

Book an appointment with your NAB banker to discuss your options.

Tips to get you started

We’ve got some helpful articles about investing in property.
 

Contact us

Book an appointment

Request a call back or book an appointment in branch or with a mobile banker who can come to you.

Call us

Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)

13 78 79

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Terms and Conditions

Other important information

NAB’s Fixed Rate Home Loan products do not come with an interest offset facility.

Information and rates are correct as at 5 August 2021 and are subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable. National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB).

Personal Banking Fees - a guide to fees and charges (PDF, 356KB), opens in new window

Interest rates for home lending