2.29 % p.a.
Offer
Enjoy our lowest ever advertised rates for investors
Offer
For residential investors with a NAB Choice Package home loan making principal and interest repayments.
2 year fixed rate
Comparison rate
4.51 % p.a.
Application fee
$ 0
Annual Choice Package fee
$ 395
For more information on comparison rates and the fees and charges that can apply please refer to our Important Information below.
Why choose NAB?
NAB is committed to Property Investors and we’re making it even easier to grow your property portfolio.
Great rates and incentives
Everyone likes a better deal. Access personalised rates and special discounts when you bundle your loan with a NAB Choice Package.
Flexible features
Trying to maximise your portfolio? Take advantage of useful features such as interest-only lending as well as discounts on Lenders Mortgage Insurance for eligible customers.
Support at every step
Purchasing an investment property is exciting, no matter if it is your first or your fifth. Our team of branch lending experts, mobile and phone bankers are here to guide and support you through the process.
Offer
Investor interest rates
Check out our interest rates for residential investors.
Basic Variable
NAB Base Variable Rate Home Loan – Residential Investment
| Loan type | Interest rate |
Comparison rate |
|---|---|---|
Principal and interest |
Interest rate 3.97% |
Comparison rate 3.97% |
Special offer for residential investors, principal and interest LVR ≤80% |
Interest rate 2.79% |
Comparison rate 2.79% |
Special offer for residential investors, principal and interest LVR >80% |
Interest rate 3.34% |
Comparison rate 3.34% |
Interest Only |
Interest rate 4.35% |
Comparison rate 4.12% |
Special offer for residential investors, interest only LVR ≤80 |
Interest rate 2.99% |
Comparison rate 3.60% |
Comparison rate warning
Variable rate with Offset
NAB Choice Package – Principal and Interest – Residential Investment
Principal and Interest |
Interest rate |
Comparison rate |
|---|---|---|
Less than $250,000 |
Interest rate 4.52% |
Comparison rate 4.91% |
$250,000 to 749,999 |
Interest rate 4.27% |
Comparison rate 4.67% |
$750,000 and above |
Interest rate 4.22% |
Comparison rate 4.62% |
Comparison rate warning
Fixed rate
NAB Choice Package – Principal and Interest – Residential Investment
| Principal and Interest | Interest rate |
Comparison rate |
|---|---|---|
1 year |
Interest rate 2.54% |
Comparison rate 4.73% |
2 years |
Interest rate 2.29% |
Comparison rate 4.51% |
3 years |
Interest rate 2.44% |
Comparison rate 4.37% |
4 years |
Interest rate 2.94% |
Comparison rate 4.38% |
5 years |
Interest rate 2.94% |
Comparison rate 4.28% |
Comparison rate warning
Ready to get started?
Book an appointment with your NAB banker to discuss your options.
Calculators and tools
Use our tools and calculators to show you your potential repayments, borrowing power, and more.
Tips to get you started
We’ve got some helpful articles about investing in property.
Contact us
Book an appointment
Request a call back or book an appointment in branch or with a mobile banker who can come to you.
Call us
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
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Other important information
NAB’s Fixed Rate Home Loan products do not come with an interest offset facility.
Information and rates are correct as at 5 August 2021 and are subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable. National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB).
Personal Banking Fees - a guide to fees and charges (PDF, 356KB), opens in new window