Making home loans easier for business owners

Our specialised Business Experts can help make it easier for you to get a new home loan, refinance or restructure your existing loan. We know the home loan process isn’t always easy, so if you’re a sole trader, have a partnership, company or a trust get in touch with a NAB Business Expert who can help find the right home loan solution for you.

We understand businesses

Our Business Experts understand complex business structures and income sources and can help you navigate the application process to find a home loan that's right for you.

Home loans that work for you

Every business is different, so we take the time to get to know you and your unique situation before recommending the right home loan option. 

Australia’s largest business lender

As Australia’s largest business lender, we work with small, medium and large businesses. We’re here to support our customers’ needs through every stage of their business.

Reduce interest

Save on interest by linking up to 10 offset accounts  to your eligible variable rate NAB home loan.

Comparison rates are based on a secured loan of $150,000 over a term of 25 years

Application Fee Waiver Offer Terms and Conditions

Home loan comparison calculator – Calculator Assumptions

Compare rates for all home loan products

Eligibility We’re here to help you understand our eligibility and application requirements

Proof of income and trading time

When you get in touch with a Business Expert, you can have a conversation about your income details, length of time trading and other eligibility requirements. We consider your business position holistically and treat every application individually.

Businesses affected by COVID

We understand that the pandemic has affected businesses in different ways and your income may not be as consistent as before. Our Business Experts keep this in mind and will look at your personal and business situation as a whole in order to find the best home loan solution. 

Home loan calculators

What is the equity in my home?
What will my repayments be?

Getting started The application process for business home loans

Step 1. Get in touch with a Business Expert

We consider your business position holistically and treat every application individually. 

Book an appointment

Step 2. We’ll help you calculate your borrowing power

A Business Expert will estimate how much you can borrow based on your individual circumstances.

Step 3. Guided home loan application support

We will help you apply for a home loan that’s tailored to your business situation.

Get in touch

Contact us

Explore our business banking contact information and get support with a wide range of products, services and topics.

View all business banking contacts

Visit a NAB branch

Our business bankers are located all around Australia.

Find a NAB business banking centre

Terms and Conditions

Australia’s largest business lender
NAB is Australia’s largest business lender according to Monthly Banking Statistics lending data (non-financial corporations) published by the Australian Prudential Regulation Authority as at December 2024.

Terms, conditions, fees, charges, eligibility criteria and lending criteria apply for all NAB products (available on request).