How to open a bank account for a child

To open an account for a child under 14, they’ll need to go into a branch with a parent or guardian.

Documents to bring

Children under 14

You will need to provide either:

• one primary photographic documentPrimary photographic documents include:1. Australian or foreign passport 2. Proof of age card 3. ID card issued by foreign government or the United Nations. , or
• one primary non-photographicPrimary non-photographic documents include:1. Birth certificate 2. Citizenship certificate 3. Health care card issued by the Australian government.  and one secondary documentSecondary documents include:1. Medicare card 2. Australian Taxation Office notice 3. Financial benefits notice.

Parent or guardian (non-NAB customers)

To be linked as an authorised person, you’ll need to provide either:

• one primary photographic documentPrimary photographic documents include:1. Australian or foreign passport 2. Australian or foreign driver licence 3. Proof of age card 4. ID card issued by foreign government or the United Nations. , or
• one primary non-photographicPrimary non-photographic documents include:1. Birth certificate 2. Citizenship certificate 3. Health care card issued by the Australian government.  and one secondary documentSecondary documents include:1. Medicare card 2. Australian Taxation Office notice 3. Financial benefits notice.

Children under 11

To verify your relationship, please bring your child’s birth certificate or a court order confirming you are their parent or guardian.

For a full list of acceptable ID documents, please visit your nearest branch for more information.

To help support your child manage and operate their account, you will be required to be linked as an authorised person on their account if they are under 11 years. There are different levels of access or control you can have on a child’s account. Speak to one of our bankers in branch to find out more.

If your child is 14 years or older, the easiest way for them to open an account is online.

This account will be opened in the child’s name only. If you wish to be an authorised person on their account, you and your child can arrange this later by visiting a branch together.

Your child will need two forms of ID to apply online so we can verify their identity.

• Australian passport or foreign passport
• Australian driver’s licence (if they have one)
• Medicare card (can only be used in conjunction with another form of ID)
• Birth certificate

If they successfully complete electronic identification verification when applying online, your child’s account will be opened immediately. You can transfer money into their new account right away.