Classic Banking account | $0 monthly account fee - NAB

Apply online in less than 5 minutes
Get started
Apply online in less than 5 minutes
Get started

Here’s what you get

$0 monthly account fee

Plus, no Australian transaction fee and no overdrawn fee.

An international transaction fee applies and debit interest may apply to overdrawn amounts.

Other fees and charges may apply.

Simple money management

Easily set up a budget and keep track of your spending in the NAB app and NAB Internet Banking.

Digital wallet friendly

Easily add your new debit card to your digital wallet to start making payments.

Unlock personalised offers with NAB Goodies

Open a NAB Classic Banking account and use your Visa Debit card to access cashback offers and save on everyday spending including fuel, groceries, entertainment and more.

Offer
Discounts with 7-Eleven

Save when you refuel, plus enjoy a regular sized coffee for $1.

Explore our offer with 7-Eleven

Offer
Big savings at HOYTS cinemas

Enjoy $14 general admission or $28 HOYTS LUX tickets, all day everyday thanks to NAB Goodies.

Explore our offer with HOYTS

Offer
MATE's rates on your internet

Switch to an eligible MATE plan and save $300 in your first year, plus $240 every year after.

Explore our offer with MATE

Choose a card that works for you

Link your new bank account to your choice of two NAB Visa Debit cards. You'll be able to choose which card you'd like as part of your NAB Classic Banking account application.

NAB Visa Debit card

$0 monthly card fee

  • No ATM fee at over 4,000 ATMs across Australia

  • Easy and secure way to access to your money

  • Shopping protection with NAB Defence

  • Access to Visa Entertainment

NAB Platinum Visa Debit card

$10 monthly card fee

  • All the benefits of the NAB Visa Debit card

  • No international transaction fee on purchases

  • Complimentary insurances

  • 1% cash back on contactless purchases (up to $10 per month)

  • Full 24/7 access to NAB Concierge Service

Getting started if you’re new to NAB

Step 1

Complete your application
 

Apply online for a NAB Classic Banking account.

Apply online in less than 5 minutes
Get started

Step 2

Download the NAB app
 

For first time login, enter your 8 to 10-digit NAB ID and password and tap Login.

Step 3

Start using your account

Once you’ve added money to your account, add your NAB Visa Debit card to your digital wallet to start spending straight away.

  • Your digital card is available to use before your physical card even arrives in the mail.

     

Have a concession card?

If you hold a government concession card let us know during your application so we can set up controls to help prevent your account from becoming overdrawn. You must apply through our concession card holders page to avoid being charged debit interest on overdrawn amounts.

Get started

A joint account that’s easy

You can start sharing an account with someone you trust. From everyday spending, to saving for a shared goal, we’ve got the right account to help manage your money together. Find out more about how joint accounts work and apply online today.

Get started

Looking for something else?

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Find a NAB branch

Important Information

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.

Closing your account

The quickest and easiest way to close your account is through NAB Messaging in Internet Banking or the NAB app.

If you need further support, please find your closest branch or give us a call on 13 22 65 or +61 3 8641 9083 if you’re overseas.