Compare our NAB Rewards credit cards
Both cards offer the chance to earn bonus points and enjoy great benefits. Compare the different offers, minimum credit limits and fees to find a card that suits you.
Earn NAB Rewards Points and enjoy platinum services and complimentary insurances
Minimum credit limit
$ 6000
Annual card fee
$ 195
Standard purchase rate
19.99 % p.a.
60,000 bonus NAB Rewards Points
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances
Minimum credit limit
$ 15000
Annual card fee
$ 295
Standard purchase rate
19.99 % p.a.
120,000 bonus NAB Rewards Points
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Why get a NAB Rewards credit card?
Earn points on everyday purchases and redeem from a wide range of items in our NAB Rewards Store.
Earn uncapped NAB Rewards Points
There is no limit to the amount of points you can earn each month.
Complimentary insurances
Get complimentary insurance on your NAB Rewards Signature and NAB Rewards Platinum Cards.
Frequent flyer and rewards programs
Top up your frequent flyer and rewards program balance with your Velocity Frequent Flyer, KrisFlyer, Asia Miles and Airpoints.TM
Fraud protection and online security
Enjoy peace of mind knowing you're covered for your purchases.
NAB Rewards Points Booster
Like to get more points when you shop? If you shop with select stores or use your card overseas earn more points.
Earn double points
Double your points at major department and hardware stores online and instore e.g.:
Earn triple points
Get three times the points.
What are my points worth?
The value of your NAB Rewards points* changes depending on how you redeem them. As an example:
- Redeem 20,000 bonus points for a $100 gift voucher.
- Redeem 90,000 bonus points for a $450 Webjet voucher.
*Points values are subject to change.
What you'll find in the NAB Rewards store
Enjoy the opportunity to decide how to redeem your points with a great range of items to choose from.
Gift cards
Redeem your points for a gift card from our extensive range of over 60 retailers.
Fashion and accessories
Cosmetics, fragrances, jewellery, watches, handbags and more.
Technology
Use your points for the latest gadgets from Apple, Bose, Samsung and more.
Banking rewards
Use your points for cashback off your NAB Rewards Card or top up your NAB bank account.
Charity
Use your points for good by donating to one of our 100 charity partners.
Homewares
Get all the appliances you could need from great brands like KitchenAid, Breville, Nespresso and Dyson.
NAB Rewards travel and partner options
With NAB Rewards, you’re not limited to travelling with just one airline. Redeem your rewards with a great range of travel partners.
Webjet
90,000 NAB Rewards Points will get you $450 with Webjet. Book any seat, on any airline, at any available time.
Asia Miles
Redeem and fly with 20+ airline partners including Cathay Pacific, British Airways, Qantas Airways and more.
Air New Zealand Airpoints
Air New Zealand's loyalty programme. Redeem and fly with Air China, Singapore Airlines, United Airlines and more.
Velocity Frequent Flyer
Redeem and fly with Virgin Australia, Etihad Airways, Singapore Airlines, Tigerair, Virgin Atlantic, Hong Kong Airlines and more.
KrisFlyer
Singapore Airline’s loyalty programme. Redeem and fly with Singapore Airlines, SilkAir, Scoot, Star Alliance airlines and more.
flybuys
Redeem for flybuys points to save money off your shop with flybuys Dollars or choose from thousands of flybuys rewards including flybuys travel.
Need more information?
Learn more about earning and redeeming points, partnerships and bonus points.
Visit the NAB Rewards store to redeem your points
View and redeem your points in three simple steps.
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Log into NAB Internet Banking or the NAB app and go to Cards.
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Select your NAB Rewards card and you'll be able to see your points.
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Select Redeem points and you'll be taken to the NAB Rewards Store, opens in new window.
Tools and calculators
Get help to choose the right card or help calculate savings with a balance transfer.
Help and support
We’re here to help. Learn about the support services available to you.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other options to consider
Contact us
Visit a NAB branch
If you have any questions or are unable to apply online, visit us in branch – we’ll be happy to help.
Terms and Conditions
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Fees and charges
Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 13 November 2017.
Credit cards issued by National Australia Bank Limited.
Forms and links
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window