Compare our NAB Rewards credit cards
Both cards offer the chance to earn bonus points and enjoy great benefits. Compare the different offers, minimum credit limits and fees to find a card that suits you.
Earn NAB Rewards Points and enjoy platinum services and complimentary insurances
Minimum credit limit
$6,000
Annual card fee
$ 195
Standard purchase rate
19.99 % p.a.
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
80,000 bonus NAB Rewards Points
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances
Minimum credit limit
$15,000
Annual card fee
$ 295
Standard purchase rate
19.99 % p.a.
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
140,000 bonus NAB Rewards Points
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Benefits of a NAB Rewards credit card
Earn points on everyday purchases and redeem from a wide range of items in our NAB Rewards Store, opens in new window.
Earn uncapped NAB Rewards Points
There is no limit to the amount of points you can earn each month.
Auto redeem for flybuys or Velocity Points
Set up automatic redemption to have your points automatically sent to your flybuys or Velocity account each week.
Redeem for cashback
Redeem 12,500 NAB Rewards Points for $50 cashback directly into your NAB bank account or NAB Rewards card.
Redeem for gift cards
Redeem for gift cards from a range of popular brands including Coles, Woolworths, Bunnings, JB HiFi and more.
Redeem for travel with Webjet
Redeem your points for flights, selected hotels and holiday package directly with Webjet.
Shop the NAB Rewards Store
Redeem your points for a wide range of electronics, homewares, jewellery and more.
Transfer for frequent flyer and rewards programs
Transfer your NAB Rewards Points to one of our partner programs – flybuys, Velocity Frequent Flyer, KrisFlyer, Asia Miles and Airpoints.TM
Complimentary insurances
Receive complimentary travel and purchase insurances with your NAB Rewards cards.
NAB Rewards Points Booster
Like to get more points when you shop? If you shop with select stores or use your card overseas earn more points.
Earn double points
Double your points at major department and hardware stores online and instore e.g.:
Earn triple points
Get three times the points.
Where can I transfer my NAB Rewards Points to?
Convert your NAB Rewards Points with any of our airline and reward partner programs.
Frequent flyer program | NAB Rewards Points transfer rate | Automatic redemption available |
---|---|---|
flybuys | 3,000 NAB Rewards Points = 3,000 flybuys points | Yes |
Velocity Frequent Flyer | 3,000 NAB Rewards Points = 1,500 Velocity Points | Yes |
Singapore Airline KrisFlyer Miles | 3,000 NAB Rewards Points = 1,000 KrisFlyer Miles | No |
Asia Miles | 3,000 NAB Rewards Points = 1,000 Asia Miles | No |
Air New Zealand Airpoints | 3,000 NAB Rewards Points = 15 Airpoints Dollars | No |
NAB Rewards travel and partner options
With NAB Rewards, you’re not limited to travelling with just one airline. Redeem your rewards with a great range of travel partners.
Travel with Webjet when you redeem your NAB Rewards Points
90,000 NAB Rewards Points will get you $450 with Webjet. Book any seat, on any airline, at any available time. Simply login to the NAB Rewards Store to redeem your points with Webjet directly.
flybuys
Redeem for flybuys points to save money off your shop with flybuys Dollars or choose from thousands of flybuys rewards including flybuys travel.
Velocity Frequent Flyer
Redeem and fly with Virgin Australia, Etihad Airways, Singapore Airlines, Tigerair, Virgin Atlantic, Hong Kong Airlines and more.
KrisFlyer
Redeem and fly with Singapore Airlines, SilkAir, Scoot, Star Alliance airlines and more.
Asia Miles
Redeem and fly with 20+ airline partners including Cathay Pacific, British Airways, Qantas Airways and more.
Air New Zealand Airpoints
Redeem and fly with Air China, Singapore Airlines, United Airlines and more.
Visit the NAB Rewards Store to redeem your points
View and redeem your points in three simple steps.
-
Log into NAB Internet Banking or the NAB app and go to Cards.
-
Select your NAB Rewards card and you'll be able to see your points.
-
Select Redeem points and you'll be taken to the NAB Rewards Store.
Remember, your points expire three years after they were earned.
How do I transfer my NAB Rewards Points?
Transfer your points in three easy steps.
-
Log into internet banking or your NAB app
-
Go to My Cards, select your NAB Rewards Card and click ‘Redeem points’
-
Select Travel, and then ‘Airline Partner Programs’
You can also set up automatic redemption with flybuys or Velocity to have your NAB Rewards Points balance transferred every week into your account. Set this up in your profile on the NAB Rewards Store.
Credit card tools and calculators
Get help to choose the right card or help calculate savings with a balance transfer.
Help and support
We’re here to help. Learn about the support services available to you.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other options to consider
Contact us
Visit a NAB branch
If you have any questions or are unable to apply online, visit us in branch – we’ll be happy to help.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change.Correct as at 5 February 2022.
Credit cards issued by National Australia Bank Limited.
Forms and links
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window