Pillar 3 Reports and Capital Disclosures
The Pillar 3 Report describes the approach the Group takes to manage risk, and provides detailed information about risk exposures, capital adequacy and liquidity. The report addresses the requirements of the Australian Prudential Regulation Authority's (APRA) Prudential Standard APS 330 Public Disclosure. In addition, quantitative information in the Pillar 3 Report is provided separately in Microsoft Excel format from 1 January 2025 onwards.
A summary of the main features of regulatory capital instruments is provided quarterly from 1 January 2025 onwards. For further information regarding NAB's regulatory capital instruments, please see our Capital and Funding, opens in new window section.
Wednesday 7 May 2025
2025
2024
- Full Year Pillar 3 Report (PDF, 2MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 733KB), opens in new window
- Half Year Pillar 3 Report (PDF, 1MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 404KB), opens in new window
2023
- Full Year Pillar 3 Report (PDF, 1MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 381KB), opens in new window
- Half Year Pillar 3 Report (PDF, 1MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 548KB), opens in new window
2022
- Full Year Pillar 3 Report (PDF, 1MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 1MB), opens in new window
- Half Year Pillar 3 Report (PDF, 2MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 729KB), opens in new window
2021
- Full Year Pillar 3 Report (PDF, 1MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 310KB), opens in new window
- Half Year Pillar 3 Report (PDF, 2MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 218KB), opens in new window
2020
- Full Year Pillar 3 Report (PDF, 643KB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 783KB), opens in new window
- Half Year Pillar 3 Report (PDF, 6MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 229KB), opens in new window
2019
- Full Year Pillar 3 Report (PDF, 907KB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 1MB), opens in new window
- Half Year Pillar 3 Report (PDF, 1MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 1MB), opens in new window
2018
- Full Year Pillar 3 Report (PDF, 3MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 1001KB), opens in new window
- Half Year Pillar 3 Report (PDF, 871KB), opens in new window
- First Quarter Pillar 3 Report (PDF, 651KB), opens in new window
2017
- Full Year Pillar 3 Report (PDF, 3MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 6MB), opens in new window
- Half Year Pillar 3 Report (PDF, 7MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 972KB), opens in new window
2016
- Full Year Pillar 3 Report (PDF, 1MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 578KB), opens in new window
- Half Year Pillar 3 Report (PDF, 1MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 736KB), opens in new window
2015
- Full Year Pillar 3 Report (PDF, 1MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 957KB), opens in new window
- Half Year Pillar 3 Report (PDF, 1MB), opens in new window
- First Quarter Pillar 3 Report (PDF, 1MB), opens in new window
2014
- Full Year Pillar 3 Report (PDF, 2MB), opens in new window
- Third Quarter Pillar 3 Report (PDF, 602KB), opens in new window
- Half Year Pillar 3 Report (PDF, 903KB), opens in new window
- First Quarter Pillar 3 Report (PDF, 571KB), opens in new window
2013
- Full Year Pillar 3 Report (PDF, 4MB), opens in new window
- Third Quarter Risk and Capital Report (PDF, 1MB), opens in new window
- Half Year Risk and Capital Report (PDF, 4MB), opens in new window
- First Quarter Risk and Capital Report (PDF, 718KB), opens in new window
2012
- Full Year Risk and Capital Report (PDF, 1MB), opens in new window
- Third Quarter Risk and Capital Report (PDF, 696KB), opens in new window
- Half Year Risk and Capital Report (PDF, 966KB), opens in new window
- First Quarter Risk and Capital Report (PDF, 555KB), opens in new window
2011
- Full Year Risk and Capital Report (PDF, 1MB), opens in new window
- Third Quarter Risk and Capital Report (PDF, 510KB), opens in new window
- Half Year Risk and Capital Report (PDF, 756KB), opens in new window
- First Quarter Risk and Capital Report (PDF, 393KB), opens in new window
2010
- Full Year Risk and Capital Report (PDF, 1MB), opens in new window
- Third Quarter Risk and Capital Report (PDF, 940KB), opens in new window
- Half Year Risk and Capital Report (PDF, 824KB), opens in new window
- First Quarter Risk and Capital Report (PDF, 1MB), opens in new window
2009
Disclosures for the identification of potential G-SIBs
Under the international framework for addressing the risks posed by global systemically important banks (G-SIBs), banks are to report indicators that the Basel Committee on Banking Supervision uses to identify those banks that are systemically important on a global scale. NAB is required to make these disclosures under the Australian Prudential Regulation Authority’s (APRA) Prudential Standard APS 330 Public Disclosure.
2022
2021
2020
2019
2018
2017
2016
2015
Remuneration disclosures
The remuneration disclosures describe the Group’s remuneration practices and provide details of the remuneration of senior managers and material risk takers. The disclosures address the requirements of APRA Prudential Standard APS 330 Public Disclosure.
The disclosures also address the requirements of the United Kingdom’s Prudential Regulation Authority Rulebook in respect of senior managers, risk managers and other material risk takers of the London Branch.
2023
2022
2021
2020
2019
2018
- The 2018 remuneration disclosures are included in our 2018 Full Year Pillar 3 Report (PDF, 3MB), opens in new window
2017
2016
2015
2014
- 2014 Full Year Pillar 3 Report (PDF, 2MB), opens in new window
- 2014 UK Remuneration Regulatory Disclosures (PDF, 213KB), opens in new window
2013
Important information
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