Compare my options
Spending
Under 55
Yes
Yes
NAB Retirement Account
Earn interest daily on your account balance.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
| Interest rate You’ll receive a different interest rate for the portion of your credit balance that falls within each tier. | 0.15% - 1.60% p.a |
Other fees and charges may apply.
Features
If you're under 55 and on a pension or allowance you may be eligible, visit your nearest branch.
NAB Visa Debit card
Easy and secure access to your own money.
| Monthly card fee | $0 |
|---|---|
| ATM fee
No ATM fee at over 4,000 ATMs across Australia. | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Platinum Visa Debit card
Pay globally with no international transaction fees on purchases.
| Monthly card fee | $10 |
|---|---|
| International transaction fee on purchases | 0% |
Other fees and charges may apply.
Features
You must be over 18 to apply.
No
NAB Retirement Account
Earn interest daily on your account balance.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
| Interest rate You’ll receive a different interest rate for the portion of your credit balance that falls within each tier. | 0.15% - 1.60% p.a |
Other fees and charges may apply.
Features
If you're under 55 and on a pension or allowance you may be eligible, visit your nearest branch.
No
Yes
NAB Classic Banking account
Easy access to your money every day with no monthly account fee.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Visa Debit card
Easy and secure access to your own money.
| Monthly card fee | $0 |
|---|---|
| ATM fee
No ATM fee at over 4,000 ATMs across Australia. | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Platinum Visa Debit card
Pay globally with no international transaction fees on purchases.
| Monthly card fee | $10 |
|---|---|
| International transaction fee on purchases | 0% |
Other fees and charges may apply.
Features
You must be over 18 to apply.
No
NAB Classic Banking account
Easy access to your money every day with no monthly account fee.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
55 and over
Yes
Yes
NAB Retirement Account
Earn interest daily on your account balance.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
| Interest rate You’ll receive a different interest rate for the portion of your credit balance that falls within each tier. | 0.15% - 1.60% p.a |
Other fees and charges may apply.
Features
If you're under 55 and on a pension or allowance you may be eligible, visit your nearest branch.
NAB Visa Debit card
Easy and secure access to your own money.
| Monthly card fee | $0 |
|---|---|
| ATM fee
No ATM fee at over 4,000 ATMs across Australia. | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Platinum Visa Debit card
Pay globally with no international transaction fees on purchases.
| Monthly card fee | $10 |
|---|---|
| International transaction fee on purchases | 0% |
Other fees and charges may apply.
Features
You must be over 18 to apply.
No
NAB Retirement Account
Earn interest daily on your account balance.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
| Interest rate You’ll receive a different interest rate for the portion of your credit balance that falls within each tier. | 0.15% - 1.60% p.a |
Other fees and charges may apply.
Features
If you're under 55 and on a pension or allowance you may be eligible, visit your nearest branch.
No
Yes
Yes
NAB Retirement Account
Earn interest daily on your account balance.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
| Interest rate You’ll receive a different interest rate for the portion of your credit balance that falls within each tier. | 0.15% - 1.60% p.a |
Other fees and charges may apply.
Features
If you're under 55 and on a pension or allowance you may be eligible, visit your nearest branch.
NAB Visa Debit card
Easy and secure access to your own money.
| Monthly card fee | $0 |
|---|---|
| ATM fee
No ATM fee at over 4,000 ATMs across Australia. | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Platinum Visa Debit card
Pay globally with no international transaction fees on purchases.
| Monthly card fee | $10 |
|---|---|
| International transaction fee on purchases | 0% |
Other fees and charges may apply.
Features
You must be over 18 to apply.
No
NAB Retirement Account
Earn interest daily on your account balance.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
| Interest rate You’ll receive a different interest rate for the portion of your credit balance that falls within each tier. | 0.15% - 1.60% p.a |
Other fees and charges may apply.
Features
If you're under 55 and on a pension or allowance you may be eligible, visit your nearest branch.
No
Yes
NAB Classic Banking account
Easy access to your money every day with no monthly account fee.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Visa Debit card
Easy and secure access to your own money.
| Monthly card fee | $0 |
|---|---|
| ATM fee
No ATM fee at over 4,000 ATMs across Australia. | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
NAB Platinum Visa Debit card
Pay globally with no international transaction fees on purchases.
| Monthly card fee | $10 |
|---|---|
| International transaction fee on purchases | 0% |
Other fees and charges may apply.
Features
You must be over 18 to apply.
No
NAB Classic Banking account
Easy access to your money every day with no monthly account fee.
| Monthly account fee | $0 |
|---|---|
| Overdrawn fee Debit interest may apply to overdrawn amounts | $0 |
Other fees and charges may apply.
Features
If you are under 14, visit your nearest branch.
Saving
Ability to earn bonus Interest
NAB Reward Saver
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
| Monthly account fee | $0 |
|---|---|
| Earn up to | 4.15% p.a. 0.10% p.a. variable base rate + 4.05% p.a. variable bonus rate |
Features
If you are under 14, visit your nearest branch.
Easy and flexible access to money
NAB iSaver
Easily access your money with an online savings account linked to your NAB transaction account.
| Monthly account fee | $0 |
|---|---|
| Introductory rate | 4.45% p.a. |
| Standard variable rate | 1.25% p.a. |
Features
If you are under 14, visit your nearest branch.
Ability to lock away savings
NAB Term Deposit
Lock away your savings and enjoy a fixed interest rate over a time that suits you.
| Monthly account fee | $0 |
|---|---|
| Interest rate Interest rates depend on your term and interest frequency. | 1.20% - 4.00% p.a |
Features
You must be over 14 and have a minimum deposit of $5,000 to apply.
Seamless banking at your fingertips
The NAB app thinks about money, so that you don't have to.
Related products and services
Visa Debit cards
Access your own money wherever you are, however you bank.
NAB Now Pay Later
Make purchases online or in store with NAB Now Pay Later. Four easy instalments with no interest or fees.
Digital payments
Find out about our secure and convenient digital payment methods, including digital wallets and wearables.
Tools and support
Types of bank accounts
Explore different types of bank accounts to see which account is right for you.
Financial assistance
Needing to reach out for financial assistance can happen to anyone. You’re not alone. We’re here to help. Learn more about our financial assistance.
Managing your money
Need help budgeting, managing your debts or paying off your home loan sooner? We’ve got some tips and guides to help.
Terms and Conditions
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Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android and iOS, minimum platform requirements apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are registered trademarks of Google LLC. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.