Benefits for your business

Run your business more efficiently by accessing your card sales as soon as possible. Your cash flow will be optimised with same day access to settled funds seven days a week.

Don’t miss out on payments for late night sales

Not all businesses operate 9 to 5, so it's good to know you'll be able to access the funds from night time sales when you need them. Just settle by 9.30pm and you’ll see your sales on your statement by 11.30pm the same day (AEST/AEDT). 

Get a better view of your business

With same-day merchant settlement, you can see your receipts and cash position more easily . You can transfer your funds to another account, pay your bills, staff and suppliers, and get a more accurate view of your cash position any day of the year.

Start benefitting today

If you already settle your transactions into a NAB account, you’re probably already seeing same day settlement.

If you don’t currently settle into a NAB account, we can help you set one up in no time at all.

You may also be interested in

NAB eCommerce Merchant Account

Combine your gateway provider with a NAB eCommerce Merchant Account, so your transactions are submitted to us for quick authorisation and settlement.


  • Overnight settlement to a NAB Business Transaction Account

  • Easy set up – just provide your merchant account details to your gateway provider

  • Use with any NAB accredited third-party gateway

NAB Transact

Secure and convenient card payments when your customers aren't present with you – includes online, phone, mail orders and payments. You can also view all your payments in one place.


  • Get your money quickly

  • Secure hosting

  • Multiple currencies

Contact us

Talk to a Transactional Banking Specialist

Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 338 767

24/7 Terminal support

Call us for terminal support 24/7.

1300 369 852

eCommerce and Online support

Call us for NAB Transact support Monday to Friday, 8:00am to 8:00pm (AEST/AEDT)

Call us for NAB Gateway support 24/7.

1300 369 852

Terms and Conditions

Same day settlement' refers to the timing of us making funds visible and available to you.Interest accrual has not changed, and will still be calculated from when the money is posted into your account, not from when it is made visible.

This means that you can draw on your money as soon as you can see it in your account. If you complete transactions and settle on the weekend you can still draw on it, but it will not earn interest until the following Tuesday morning.

This article was originally published in Talking Shop Winter 2012.