Choose our low annual fee card
The NAB Low Fee Card offers a range of benefits.
A no-frills card with our lowest annual fee and access to special offers, complimentary purchase protection insurance and fraud protection.
Minimum credit limit
$1,000
Annual card fee
$ 30 p.a.
Variable purchase rate
20.99 % p.a.
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
Enjoy $200 cashback
Purchases must be processed and charged to your account in the 90 day period from account opening to count towards the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Benefits of a NAB Low Fee Credit Card
A low fee card comes with these benefits.
Save on fees
Flexibility to spend more on what’s important to you with our low annual fee cards.
Fraud protection
Shop with confidence knowing your purchases are protected from fraud with enhanced online security.
Add another card
Add an additional cardholder at no extra cost.
What 'credit card' actually means
The official term is ‘revolving line of credit’. In normal speak it’s a card with a set amount of funds (called a 'limit’) you can borrow at any time. That’s the important word: borrowed. Like other loans, credit cards also come with an interest rate.
Want to learn more?
Credit card tools and calculators
Get help to choose the right card or help calculate savings with a balance transfer.
Help me choose a card
Choose the right credit product with our easy-to-use tool.
Compare credit cards
Use our comparison tool to compare our credit card fees and features.
Balance transfer calculator
See if you could save money by transferring your credit card balance.
Looking for a balance transfer?
Balance transfers are a way to help you manage your credit card debt and give you some breathing space.
Help and support
Get expert tips using our helpful guides or access our support services, if you need them.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other cards and offers to consider
NAB Low Rate Card
Our low rate credit cards can give you the peace of mind that comes with a low interest rate.
Credit card offers
View our latest credit card offers with low interest rates, offers on balance transfers and rewards points.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
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Fees and charges
Read our credit card terms and conditions. Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
Credit cards issued by National Australia Bank Limited.
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
Indicator rates for other personal lending products
BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.