A simple way to buy now, pay later

Here are the benefits of NAB Now Pay Later and what you'll need to get started.

Benefits of NAB Now Pay Later

  • Split large purchases into four fortnightly repayments

  • No interest or late fees

  • Shop in store or online anywhere VISA is accepted

  • Account limit up to $1,000 with no minimum purchase amount

How to get started

  1. Have an individual NAB transaction account

  2. Download the latest version of the NAB app

  3. Be 18 years or older

  4. Pass a simple repayment assessment when you apply 

Early access coming soon

Be one of the first to know when NAB Now Pay Later is available by registering your interest. We’ll be in touch before NAB Now Pay Later launches.

Get ready with a NAB transaction account

To make repayments for NAB Now Pay Later, you’ll need a NAB transaction account. If you don’t already have one, you can easily open an account in the NAB app or online.

Get started

Get ready with a NAB transaction account

To make repayments for NAB Now Pay Later, you’ll need a NAB transaction account. If you don’t already have one, you can easily open an account in the NAB app or online.

Get started
Offer

Pre-register now for early access

Fill out the form and we’ll notify you when NAB Now Pay Later launches.

Our NAB Now Pay Later competition is now closed.

Pre-register today

How NAB Now Pay Later works

NAB Now Pay Later splits your purchases into four fortnightly repayments. The first repayment is paid upfront from your NAB transaction account, while the remaining three repayments are due each fortnight.

Simply shop online with your digital card details, or tap to pay in store with your digital wallet. You can shop anywhere VISA is accepted.

1. Pay online or in store with your digital card

Your digital card details are easy to access while staying safe and secure.

2. Get notified when it’s time to make a repayment

We’ll send you a notification every fortnight to remind you of any upcoming repayments.

3. Take control of your repayments in the NAB app

Manage your repayments quickly and easily from your mobile device.

Competition winners

The winners of our NAB Now Pay Later competition are Susan S., Genevieve B., Melissa L. and Peter T. We are awaiting confirmation on six other winners.

Terms and Conditions

Target Market Determinations for these products are available at nab.com.au/TMD.

Full terms and conditions will be available in the NAB app when applying for NAB Now Pay Later.