How points will be awarded

You’ll receive 130,000 bonus NAB Rewards Points when you spend $3,000 on everyday purchases in the first 60 days, plus 50,000 bonus NAB Rewards Points when you keep your card open for over 12 months.

Offer may end at any time. Eligibility criteria and terms and conditions apply.

Earning NAB Rewards Points

Earn uncapped NAB Rewards Points

There is no limit to the amount of points you can earn each month.

Earn 3 NAB Rewards Points

Applies to all purchases made online with Webjet.

Earn 1.5 NAB Rewards Points

Applies to every $1 spend on eligible purchases up to $15,000 Rewards Statement period (calendar month), then 0.5 NAB Rewards Points for every $1 spend, uncapped.

Features and benefits

Take advantage of the NAB Rewards Signature Card offer to enjoy a range of great benefits.

Complimentary insurances

Access to complimentary insurances including international travel insurance.

Access to mobile phone insurance covering accidental damage and theft when you have a monthly mobile plan and pay with your NAB Rewards Signature Card.

Monthly fee waiver

Your monthly fee will be reversed when you spend $5,000 or more in a statement period.

Delayed flight lounge pass

Complimentary access to airport lounge at selected locations in the event of a 60 minute or more delay to your domestic or international flight.

Fee-free international transactions

Enjoy no international transaction fees.

Shop the NAB Rewards Store

Redeem your points for a wide range of electronics, homewares, jewellery and more and more in the NAB Rewards Store, opens in new window.

Auto redeem for flybuys, Velocity or Accor Live Limitless (ALL) Reward points

Set up automatic redemption to have your points automatically sent to your flybuys, Velocity or ALL account each week.

Things to consider

We want to help you choose the right card, so here are a few things to consider about this card before you apply.

  1. Higher interest rates compared to our NAB Low Rate Card

  2. Higher annualised monthly fee compared to some of our other cards

Standard rates and fees

NAB Rewards Signature Card rates, fees and limits.

Variable purchase rate

20.99 % p.a.


Balance transfer rate

0 % p.a.

For 12 months standard balance transfer (BT) rate. 3% BT fee applies.  Unpaid BT reverts to variable cash advance rate.

We can’t process balance transfers from certain issuers – see our indicative list.

Variable cash advance rate

21.74 % p.a.


Monthly card fee $24 p.m.
Interest free days on purchases up to 44 days
Minimum credit limit $15,000

Applying is easy

  1. You need to be at least 18 years old to apply

  2. Complete your application in 15 minutes and get a response in 60 seconds

  3. You may be asked to provide payslips or bank statements

Terms and Conditions

Fees and charges

Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today and subject to change. Credit cards issued by National Australia Bank Limited.