Financial advice

Advisers are representatives of Bridges Financial Services Pty Ltd (Bridges). ABN 60 003 474 977, AFSL 240837. Bridges is a wholly owned subsidiary of the Insignia group of companies, and the advice provided will be through the Bridges Australian Financial Services License. Insignia and Bridges are not part of the NAB Group of companies. NAB advises that: any advice you receive is provided by Bridges, and not by NAB; Bridges is not an authorised deposit-taking institution; any investment you make as a result of the advice you receive from Bridges does not represent a deposit with or other liability of NAB; any investment you make can be subject to investment risk, including possible delays in repayment and loss of income and principal invested; NAB does not in any way stand behind the capital value and/or performance of any investment you may make as a result of the advice you receive and NAB or a company in which the NAB Group currently has a shareholding may benefit from any advice you receive by receiving referral and other fees from you.