Equity investing solutions and tools

We provide access to put options, call options, collar options, and gearing over a wide range of ASX listed shares enabling you to:

• Tailor investment solutions specifically designed to meet your requirements 
• Manage risk without changing your existing portfolio allocation 
• Generate income from an existing portfolio 
• Potential to benefit from a rising, falling or flat market 
• Borrow up to 100% against protected amounts with no margin calls.

Who can apply?

Applications for equity options are open to individuals, companies, trustees, partnerships and superannuation funds that qualify as wholesale clients under section 761G of the Corporations Act 2001 (Cth).

Application for approved options with loans are open to individuals, companies, trustees and partnerships.

Equity options

• Minimum amount $50,000
• Terms from 30 days to 5 years

Approved Options with Loans

• Minimum loan amount $50,000
• Terms from 6 months to 5 years

• Borrowing to invest may magnify any losses.
• Security price growth may not be sufficient to cover any option premium or interest paid to NAB.
• When entering Approved Options with Loans you are required to mortgage the underlying securities to NAB.
• Corporate actions or market disruption events may lead to an amendment to or early termination of the facility by NAB.
• NAB is your counterparty. You take credit risk to NAB on the Equity Options facility.

Notice of changes effective 9 November 2020

Please note the following changes to the acceptable forms of Identification documents in the Application Form in the NAB Equity Options - Options and Approved Options with Loans on ASX Listed Securities PDS 

The Accepted Documents Section of Part 13 Client Identification Form on page 145 is deleted in its entirety and replaced with the following:

Accepted Documents

Verify the customer’s full name and either date of the birth or residential address by selecting documents from the list below.

Table A: Primary document. One (1) of the following

Australian driver’s license containing a photograph of a person

Australian passport (a passport that has expired within the preceding 2 years is acceptable)

Card issued under a State or Territory for the purpose of proving a person’s age containing a photograph of the person

Foreign passport containing a photograph of a person

Foreign driver’s licence that contains a photograph of the person in whose name its issued and the individual’s date of birth

National identity card issued by a foreign government

Table B: One (1) Primary non-photographic document and One (1) Secondary document:

Non-primary document: Australian birth certificate, Australian citizenship certificate, Australian Pension/ Health Care / Seniors Health cards – Australian Government issue, foreign Birth Certificate

Secondary documents: utility bill, rates notice, Australian Taxation Office notice, financial benefits statement, a document issued by the school principal within the preceding 3 months and must have a letterhead or logo of the institute for under 18 years.

Table C: Special provision document. One (1) of the following:

International travel document (excluding passport)

Letter of reference or equivalent originating from Aboriginal / Torres Strait Islanders Community Leaders

Documents not written in English must be accompanied by an English translation prepared by an accredited translator.

NAB Equity Referenced Term Investments (NERTIs) are short term investment products that provide a simple way to earn enhanced income without the need to buy and hold shares. 

You can tailor your NERTI by choosing: 

• The amount you want to invest
• Your preferred investment term
• A wide range of ASX listed shares you want to reference
• How much exposure you want to the market price of your chosen shares (up to 100%)
• Your settlement style –  shares or cash.

The income rate for your NERTI is then pre-determined by us and set for your NERTI. 

Applications are open to: Individuals, companies, trustees, partnerships and Superannuation Funds that qualify as Wholesale Clients under section 761G of the Corporations Act 2001 (Cth).

• Invest from A$50,000
• Investment term from 30 to 364 days
• Pre-determined income amount.

• Unbreakable except in the case of hardship or at NAB’s discretion
• No participation in any increase in the price of your reference security over the term
• You will not receive any dividends paid by your reference security over the term
• You may lose some or all of your investment amount
• Early termination, corporate actions, market disruption events or NAB hedging events may have a negative impact on your NERTI.

It is important that you consider your individual financial circumstances in relation to these risks before investing in a NERTI.

Notice of changes effective 9 November 2020

Please note the following changes to the acceptable forms of Identification documents in the Application Form  checklist in the NAB Equity Referenced Term Investments PDS.

The section titled “New Customer Identification – Accepted Documents” on page 64 is deleted and replaced with the following:

All new customers need to provide valid documents to an Approved Certifier that verify the customer’s full name, date of birth and residential address form documents that satisfy one of the following:

• One (1) piece of primary photographic identification (such as Australian or foreign driver’s licence, Australian or foreign passport, proof of age card, ID card issued by foreign government or United Nations); or
• One (1) piece of primary non- photographic identification (such as birth certificate, Citizen certificate) and one (1) Secondary Document (such as Australian Tax Office Notice, Rates notice, utility bill); or
• One (1) special provision document (such as International travel document (excluding passport), Indigenous / Torres Strait Islander community letter, Indigenous community proof of ID, written reference – special purpose, signatories written reference received by verifying officer).