Things to know about home loan equity

  • Equity is the difference between the current value of your home and how much you owe on it.
  • Useable equity is 80% of the value of your home less the debt you still owe against it.
  • You may be able to use your equity to renovate, pay a deposit on your next property or take that dream holiday. 

Steps to estimate your equity

Follow the step-by-step instructions to learn how to view your estimated property value and home loan equity. 

  1. Log into the NAB app on your device.

  2. Select your home loan account.

  3. Tap on the Manage button. 

  4. Tap Property and Equity value.

  5. If prompted, search for the address of the property you’d like to value.

  6. Addresses will pre-populate. Select the correct address from the drop-down options and tap Next.

  7. If prompted, select any additional home loan accounts linked to the property address and tap Next.

  8. Your estimated Property and Equity value will be shown.

Don’t have the NAB app?

Download the app today for a more convenient banking experience.

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Important Information

These products are issued by National Australia Bank Limited.

NAB recommends you consider the NAB Internet Banking terms and conditions document, before making any decisions regarding this product.

The NAB Mobile Banking app is compatible with Android and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. The Google Logo is a registered trademark of Google Inc. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.