Choosing a credit card for travel
If you’re heading overseas or taking a road trip along the coast, selecting the right credit card for your travel spending makes a big difference. Whether you want to earn and use rewards points, minimise fees or make sure you have access to insurance, there’s a wide range of credit cards available to suit you.
Picking the best credit card for travel can be tricky. Use our product selector tool to help you choose the best credit card for your needs.
Travel with points credit cards
Credit cards that let you earn points on your everyday purchases are a great option for travelling. While NAB doesn’t offer specific travel rewards credit cards, we do have several rewards cards like NAB Rewards and Qantas Rewards that allow you to earn and redeem points for a variety of rewards, including travel. With travel rewards cards you could enjoy great deals on domestic and international flights, selected accommodation and even holiday packages.
Travel with a no-interest credit card
Travelling with a credit card that charges no interest could save you money when it comes to paying off your overseas purchases after you’ve returned home.
Travel with a debit card
A debit card is another option for managing your spending while you travel. With a debit card, you’re spending your own money, which can help you stick to your travel budget.
The NAB Platinum Visa Debit card is a good alternative to a travel money card.
Explore our travel benefits and rewards
Earn rewards points, avoid international fees, access complimentary travel insurances
and more when you pay for your travel with an eligible NAB product.
Travel with no fees
Fund your travel spending with a credit card that charges no international transaction fee. This will help you avoid extra fees on any in-store or online purchases you make while overseas.
Avoiding other card fees
Read the fine print and look for credit cards that don’t charge fees for overseas cash withdrawals or checking your balance at an international ATM. You can avoid balance inquiry fees by checking your accounts in NAB Internet Banking or the NAB app while you travel. You can also avoid cash withdrawal fees by planning ahead and organising cash in international currencies before you travel.
Other benefits of travelling with a NAB credit card
Depending on which card you choose, you could also enjoy benefits like fraud and theft protection, complimentary travel insurance , NAB Concierge Service and global assistance for card emergencies. Explore our range of credit cards.
Related products and services
NAB Now Pay Later for travel and holidays
Find out how you can use NAB Now Pay Later for purchases when you’re travelling or on holiday.
Personal loans for holidays and travel
Get ready for your next overseas adventure or a trip around Australia. A NAB Personal Loan gets you packing sooner.
Savings accounts
Whatever you're saving for, our savings accounts can help get you there sooner.
Get ready to travel
Get ready for your next holiday by exploring our travel hub.
Your banking travel checklist
Use our handy travel checklist to know what’s needed to access your money easily and safely overseas.
Travel smart with the NAB app
Use the NAB app's travel tools to track your spending on your NAB Visa card.
Foreign exchange calculator and rates
NAB's foreign exchange calculator gives you indicative exchange rates and the costs of foreign currencies.
Terms and Conditions
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Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
Credit cards issued by National Australia Bank Limited.
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
Personal banking fees – A guide to fees and charges (PDF, 158KB), opens in new window