NAB Private home | Tailored banking solutions | Private Portfolio Package

Summary of benefits

See 'Package benefits' below for a summary of your package benefits.

Enjoy convenience and cost-effectiveness

  • One facility, one limit, one annual package fee.
  • No application or monthly service fees.

All your borrowings in one place

  • A single lending limit for home and investment loans.
  • You don’t have to reapply unless you increase your credit limit.

Organise your money your way

  • Have up to 18 sub accounts with a choice of fixed or variable rates.
  • Organise your borrowings, transactions and savings how it suits your goals and needs.

Unlock your equity

  • Borrow up to 90% of the property value. Lenders’ Mortgage Insurance applies if you borrow over 80% of the property value.

Other features

Access to money when you need it

  • Withdraw money as you need it up to your approved credit limit (provided the account doesn’t have a fixed rate).
  • Access your accounts using ATMs, Internet and Telephone Banking.

Foreign applicants/ applicants living overseas please refer to important information section below.

Package benefits

Important information about the insurance

Allianz Australia Insurance Limited (ABN 15 000 122 850) is the issuer of NAB Home Insurance, NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance.

Information about these insurances are contained in the current relevant Product Disclosure Statements (PDS) or other disclosure documents, copies of which are available upon request by contacting your Private Client Manager or on our website at

You should obtain Product Disclosure Statements or other disclosure documents relating to these products and consider the disclosure documents before making any decision about whether to acquire or continue to hold the products. Applications for insurance are subject to eligibility criteria. NAB Home Insurance, NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance have been branded ‘NAB’ by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.

National Australia Financial Management Limited (NAFM) (ABN 56 000 176 116) acts as an agent of Allianz and NAFM receives a commission for arranging these insurances. Neither National Australia Bank Limited nor any other company in the National Australia Group, including NAFM, guarantees or accepts liability in respect of NAB Home Insurance, NAB Home Insurance Essentials, NAB Residential Investor Insurance or NAB Car Insurance.

Other important information

Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to normal lending criteria.

NAB Private Portfolio Package will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property purchase in Australia.

® Registered to BPAY Pty Ltd. ABN 69 079 137 518

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