Welcome to our NAB Rewards Program

NAB Rewards provides you with the flexibility and freedom to choose how you'd like to be rewarded. With a new NAB Rewards Card, you'll be able to earn NAB Rewards Points1 and redeem them at the NAB Rewards Store for a range of products and experiences. And the best part is, you get to decide how you'd like to redeem your points.

Our NAB Rewards Credit Card Range



Enjoy our highest earn rate on our most rewarding card with the added benefit of seven complimentary insurances and exclusive rewards.2

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Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances.2

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Run your business, earn NAB Rewards Points. Redeem for travel, technology & more.

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How to earn NAB Rewards Points

You can earn points every time you use your NAB Rewards Card on everyday purchases.1 And there’s no cap on how many points you can earn.

Remember to redeem your points within 36 months of earning them so you don’t miss out on what our NAB Rewards Store has to offer.


NAB Rewards Credit Card

Earn Rates

NAB Rewards Platinum Card Earn up to 3 Points for every $1 spent with points booster3
(1 standard point + 2 bonus points)
NAB Rewards Signature Card Earn up to 3.75 Points for every $1 spent with points booster3
(1.25 standard points + 2.5 bonus points)

NAB Rewards Business Signature Card

Earn up to 3.75 Points for every $1 spent with points booster3
(1.25 standard points + 2.5 bonus points) 

How to view and redeem your rewards points

1) Login to Internet Banking and go to the ‘My Cards’ section.

2) Select your NAB Rewards card and you’ll be able to see your points. If you have a NAB Rewards Business Card, select your card then select the link on the left to check your points balance or redeem.

3) Select ‘Redeem points’ and you’ll be taken to the NAB Rewards Store.


NAB Rewards Points Booster

Earn points on your every day transactions and there is no limit to the amount of points you can earn each month.

Earn double points

When you shop instore or online at major department stores, you’ll earn a boost of double points.3

Earn triple points

On purchases made online with Webjet via the NAB Rewards Store or on Webjet.com.au; when travelling overseas or on overseas purchases made here in Australia.3

How does points booster work?3

Double Points = Your card's standard point + 1 additional standard point (bonus points)
Use your card to shop in-store and online at your favourite major department stores and hardware stores. Choose from Myer, David Jones, Bunnings, Mitre 10 and many more.


Triple Points = Your card's standard point + 2 additional standard points (bonus points)

Overseas purchases

Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.


Purchases made online with Webjet via the NAB Rewards Store or on webjet.com.au.

What you can use your Rewards Points for


Accommodation and holiday packages, the perfect getaway with Webjet


Make donations to a wide range of charities


Tickets to the footy and other AFL merchandise

Banking rewards

Credit your NAB Rewards credit card account or increase the balance of your NAB bank account

Gift cards

Select from a range of gift cards at some of your favourite stores


Redeem points for a wide range of merchandise, from homewares to technology and more

Rewards for your business

If you have a NAB Rewards Business Signature Card you can also invest back into your business with a range of rewards such as office supplies, training and employee recognition rewards for a job well done.

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Points Plus Pay

Don’t have quite enough points for that trip or new phone? You can use Points Plus Pay to make purchases using a combination of points and any form of payment accepted by the Points Plus Pay provider. What’s more, if use your NAB Rewards Card to pay the remainder, you’ll earn NAB Rewards points on that portion of the payment.

Important information

1 Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions (PDF, 292KB), available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points.

2 Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 439KB) and in the NAB Purchase Protection Insurance Policy information booklet (PDF, 279KB) which may be amended from time to time. NAB does not guarantee this insurance.

3 Points Booster is subject to the NAB Rewards Terms and Conditions (PDF, 292KB). Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 10 business days of processing and for bonus points within 3 business days of the standard points being processed. Details are correct as at 2 September 2019 and are subject to change by NAB.

Credit cards issued by National Australia Bank Limited. © 2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.