NAB Rewards Travel Credit Card | No international fees - NAB

Apply online in 15 minutes and get a response in 60 seconds
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Apply online in 15 minutes and get a response in 60 seconds
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At a glance

Minimum credit limit

$6,000

Annual card fee

$ 395 p.a.

Variable purchase rate

22.49 % p.a.

Key card benefits

  • $0 International Transaction Fees

  • Enjoy two complimentary lounge passes, valued up to $200, each year

  • Earn uncapped NAB Rewards Points, plus bonus points for everyday and travel spend
See more card benefits

Could be right for you if:

  • You don’t want to redeem for Qantas Points

  • You’re fine with a higher interest rate than NAB Low Rate Card

  • You’re fine with a higher annual fee compared to some of our other cards

Offer
Earn up to 180,000 bonus NAB Rewards Points

  • Earn 120,000 bonus points when you spend $5,000 on everyday purchases within 90 days of new card approval.

  • Plus, an extra 60,000 points when you keep your card for over 12 months.

  • Existing NAB customers also enjoy a $100 reduction in annual card fee (from $395 to $295) for the first year. If you’re already a NAB customer, you must apply through your Internet Banking, the NAB app, or with the assistance of a banker to enjoy this offer.

Bonus points are not available to customers who currently hold, have held, or are transferring from, any personal NAB Rewards Credit Card in the last 24 months.

Minimum monthly repayments required. NAB may vary or end this offer at any time.

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Take off with 180,000 NAB Rewards Points

You could redeem 180,000 NAB Rewards Points for 60,000 Velocity Points. That’s an economy return flight to Bali, Indonesia.

Or, want a different getaway? Enjoy the flexibility and transfer NAB Rewards Points to travel partners like Velocity, Accor, Kris Flyer and more.

Benefits special to NAB Rewards Travel

$0 International Transaction Fees

For when you shop overseas or online at international retailers.

Airport lounge access

Enjoy two complimentary airport lounge visits, valued up to $200, each year at over 400 lounges worldwide.

Complimentary travel insurances

Travel with access to Domestic and International Travel Insurances. See complimentary card insurances.

Complimentary eSIM plan

Stay connected when travelling with an annual global eSIM with 7GB of high-speed data across 120+ countries.

Mobile phone insurance

Complimentary mobile phone insurance to help cover you against accidental damage and theft.

Earn uncapped points

Earn unlimited NAB Rewards Points each month, with bonus points on eligible everyday and travel spend.

Delayed flight lounge pass

Enjoy more complimentary lounge access for when you’re delayed 60 minutes or more, at selected locations.

NAB Travel, powered by Expedia

Enjoy special discounts on selected hotels on NAB Travel and explore deals on flights, car hire, activities and more.

Shop the NAB Rewards store

Redeem your points for flexible rewards including airline partners, cashback, gift cards and more.

Points earn rate

Earn points on your everyday spend with this card. There is no limit to the number of points you can earn each month.

NAB Rewards Points earn
Up to $10,000 in a Rewards Statement Period.		1.5 points per $1
NAB Rewards Points earn
Over $10,000 in a Rewards Statement Period.		0.5 points per $1
NAB Rewards bonus points
Earn 1 additional NAB Rewards Point for every $1 spent on eligible Grocery, Petrol, Public Transport and Travel transactions (uncapped).		1 point per $1
NAB Travel bonus points
Earn 5 additional NAB Rewards Points for every $1 spent on eligible purchases via NAB Travel  powered by Expedia.		5 points per $1
Points capped per statement period
Uncapped

Rates and fees

Credit card interest rates, annual card fees and credit limits for this card.

Variable purchase rate
22.49% p.a.
Variable cash advance rate
This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account.		22.99% p.a.
Standard balance transfer (BT) rate for 12 months
3% BT fee applies. Unpaid BT reverts to variable cash advance rate

We can’t process balance transfers from certain issuers – see our indicative list.

0% p.a.
Interest free days on purchasesUp to 44
Annual card fee
$395
Minimum credit limit$6,000
Additional cardholder fee$0
International Transaction Fee$0
Learn how to avoid fees

Why choose a NAB credit card?

Unlock NAB Goodies offers

Enjoy cashback, discounts and offers from Australia’s favourite brands and retailers.

NAB Partner offers

Access a range of our Partner offers so you can save more and enjoy special moments.

Visa Premium Access

Discover hundreds of deals, discounts and privileges with Visa Premium Access.

How to apply

Check you're eligible to apply online

  1. You're 18 years or older.

  2. You receive a regular income.

  3. You’re an Australian resident for tax purposes.

  4. You're an Australian or New Zealand citizen, Australian Permanent Resident or non-resident holding an acceptable Temporary Residency Visa.

  5. You have an Australian mobile number.

ID requirements for new customers

To apply for this account, you’ll need at least one form of ID so we can verify your identity. However, if possible, please try and provide two forms of ID.

  • Australian passport

  • Foreign passport

  • Australian driver’s licence

  • Medicare card (can only be used in conjunction with another form of ID)

You’ll need a smartphone to scan your ID, and to take a selfie for verification. 

Read important information for visa categories that are not acceptable.

Start application
Resume application

Frequently asked questions

  • Being rewarded for your regular purchases, like groceries, petrol and bills. A NAB Rewards Travel card allows you to benefit from earning points on most eligible everyday transactions, which can then be redeemed for a variety of flexible rewards ranging from travel, including flights, accommodation. You can also redeem for gift cards, cashback and more.

  • Bonus points is a feature that can help you earn extra points faster. You can earn:

    • 1 additional NAB Rewards Point for every $1 spent on eligible Grocery, Petrol, Public Transport and Travel transactions (uncapped)
    • 5 additional NAB Rewards Points for every $1 spent on eligible purchases via NAB Travel powered by Expedia

  • NAB Rewards Points are earned on eligible NAB credit cards and offer flexibility. You can redeem them for gift cards, cashback, shopping, or transfer them to airline partners. Qantas Points are part of the Qantas Frequent Flyer program and are mainly used for flights, upgrades and travel rewards with Qantas and partners.

  • NAB Rewards lets you transfer points to selected travel partners such as Velocity, KrisFlyer, Cathay, Koru, ALL Accor, but Qantas isn’t an option. If you want to earn Qantas Points, consider a NAB Qantas Rewards credit card.

  • NAB Rewards Points suit people who want flexibility, including the option to enjoy gift cards or cashback, shop in the NAB Rewards Store, and transfer to airline partners. Qantas Points are good for frequent flyers focused on flights and upgrades.

  • You have three years from the date you receive your points to use them.

Other cards to consider

NAB Rewards Credit Card

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances.

NAB Qantas Rewards Signature Card

Our highest Qantas Points earn rate with platinum services and complimentary insurances.

NAB Low Rate Card

Enjoy greater flexibility with our lowest interest rate on purchases.

Need help finding the right card?

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Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

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Terms and Conditions

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.

Fees and charges
Read our credit card terms and conditions. Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.

Interest, fees, charges and earn rates are subject to change. ​

Credit cards issued by National Australia Bank Limited.

NAB Credit Card Terms and Conditions

NAB Electronic Banking (card based) terms and conditions

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB)

Credit card fees and charges

Indicator rates for other personal lending products