Benefits and features

Save money with our discounts

  • Save up to 10% on your first year's online on comprehensive insurance.1, 2
  • Get up to 65% no claim bonus discount.1,3
  • Get a discount when you exclude cover for drivers under 25 years of age.1,4
  • Enjoy a safe driver discount.1,5

Enjoy more flexibility and convenience

  • Roadside Assistance for the first 12 months on a new NAB Car Insurance comprehensive insurance policy.6
  • Make a claim anytime with dedicated 24/7 claims service.
  • Choose your preferred repairer.7
  • Choose to remove the excess on window or windscreen only claims, for one replacement plus two repairs per policy period.

Three levels of cover

How to make a claim

Get a quote for car insurance

Continue your car insurance quote

Important information

Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (“Allianz”) is the insurer and the issuer of NAB Car Insurance which has been branded “NAB” by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”).

This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) (“NAFM”), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. As the arranger, NAFM will receive commission from Allianz that is a percentage of the premium. Neither NAB, nor any of its related bodies corporate (including NAFM), accepts liability for, or guarantees payment of, any claim or benefit in respect of NAB Car Insurance. A NAB Car Insurance policy does not represent a deposit with or a liability of, and is not guaranteed by either NAB or any of its related bodies corporate.

Information of this site about the coverage offered by NAB Car Insurance is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply.

Any information or advice contained on this site has been prepared without taking into account your particular objectives, financial situation or needs. Before making a decision regarding NAB Car Insurance, you should assess whether the product is appropriate to your circumstances, consider the Policy Document and Product Disclosure Statement (PDF, 519KB) and the NAB Financial Services Guide.

1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

2 Discounts only apply to new NAB Car Insurance Comprehensive insurance policies. Any discounts are applied to the standard premium rates (excluding optional covers), are subject to rounding and are for the first year’s premium only (unless stated otherwise).

3 No claim bonus discount amounts vary from State to State. To qualify for the maximum no claim bonus of 65%, customers must have had no at fault motor claims in the preceding five years. Customers who have had at fault claims may still qualify for a reduced no claim bonus.

4 Reduce your premium by restricting your policy to drivers who are 25 years of age or over. A restricted driver excess will be applied in the event of an accident where the driver is under 25.

5 Safe Driver Discount applies to new NAB Car Insurance Comprehensive insurance policies only. To be eligible for a safe driver discount the rateable driver must be aged 30 years or over; the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and all nominated drivers must have had no at fault claims for the last five years.

6 Offer valid for new NAB Car Insurance Comprehensive insurance policies purchased from 12am AEST on 11 June 2014 until offer withdrawn. 12 months roadside assistance is offered by Allianz and provided by AWP Assistance Australia Pty Ltd (ABN 52 097 2278 177 AFSL 245631), trading as Allianz Global Assistance (“AGA”). Full terms and conditions available at Allianz has appointed AGA to manage Roadside Assistance. Allianz Global Assistance acts for Allianz, and not as your agent.

7 You have the right to choose your own repairer. Allianz can assist you in selecting a suitable repairer to repair the damage to your vehicle. Allianz may require a second quotation from a repairer chosen by Allianz. Allianz may choose to pay you the reasonable cost of repairing your vehicle,

8 New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss.

9 Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events

10 Provided Allianz agrees in writing, Allianz will pay for all legal costs and expenses in defending any court proceedings arising from a claim for liability covered by the policy (excluding criminal or traffic enforcement related proceedings).

11 Benefit applies to any trailer or caravan which was attached to your vehicle at the time of the covered accident. Cover up to the lesser of $1000 or the market value of the trailer or caravan

12 Personal items damaged in an accident or stolen from your car or while your car was locked – up to $1000 for any one incident.

13 For any one incident.

14 In any period of insurance.

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