Why insure through NAB
We partner with Allianz Insurance to provide cover for your vehicle. Plus save up to 10% on your first year's premium when you quote and buy a new comprehensive car insurance policy online.
You can also call us on 13 29 28 to discuss car insurance.
Named driver discount
You may be able to save on your premium with our Named Driver option. Ensure you list all your drivers on the policy.
Simple quote process
Use our online quote form or simply give us a call to get your quote today.
Quick and easy claims process
Call Allianz Claims to speak with a consultant. Alternatively, you can lodge a claim yourself online 24 hours a day, 7 days a week.
Compare comprehensive car insurance and third-party car insurance
Under our car insurance policies, there are two levels of cover to choose from: comprehensive or third-party property damage insurance. You will need to decide what level of cover is right for you.
These policy overviews are a guide only. For information on the full coverage, exclusion, limits and excesses, read the NAB Car Insurance Product Disclosure Statement (PDF, 616KB) and the NAB Financial Services Guide before applying.
In order to be sure that you are covered under this policy you should always contact us for approval before you incur expenses you wish to claim. If you do not, we will pay for expenses incurred to the amount we would have authorised had you asked us first.
Comprehensive car insurance overview
Comprehensive car insurance covers damage caused to your car by others as well as damage you may cause to other vehicles. It may also cover property damage, depending on your policy.
What’s included
What’s excluded
Third-party property damage insurance overview
Third-party property damage insurance is different from Compulsory Third Party insurance (CTP). CTP is mandatory for vehicle registration in Australia, and can be called something different depending on the state or territory you are registering your vehicle in.
What's included
What’s excluded
How to apply
Have this information handy before you start your quote and application:
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Your registration number.
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Any additional accessories, vehicle modification details or security devices not supplied by the car manufacturer.
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The details (including claims history and date of birth) for all drivers you want to insure.
Check the benefits of your policy level
Compare the benefits covered by comprehensive car insurance and third-party property damage insurance.
Comprehensive cover
The below is a summary of the benefits of NAB Comprehensive Car Insurance.
For full coverage, exclusion, limits and excesses information, read the NAB Car Insurance Product Disclosure Statement (PDF, 616KB) and the NAB Financial Services Guide before applying.
Standard benefits
- Cover for accidental loss of or damage to your vehicle.
- New for old vehicle replacement of a new vehicle after a total loss, if you purchased your vehicle new (or as a demonstrator model) from the manufacturer or dealer, and your vehicle is less than two years old from its first registration at the time it is declared a total loss. The vehicle also has to be available in Australia for this benefit to apply and if financed, the financier has to give permission.
- Cover for legal liability to pay compensation for loss or damage to other people's property – up to $20 million for any one event or series of related events.
- Approved legal costs arising from a claim for liability covered by the policy.
- Rental car after theft of your vehicle ($100 per day limit, up to 30 days).
- Reasonable cost of towing after a covered accident.
- Temporary cover on replacement vehicle – 14 days.
Additional benefits
- Trailer and caravan cover – $1,000 or market value whichever is the lesser.
- Legal liability cover when using a substitute vehicle – up to $20 million.
- Cover for personal items in your vehicle – up to $1,000 for any one incident.
- Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100 kilometres from where it is normally parked at night – up to $1,000 for any one accident.
- Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident.
- Lock re-keying and re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident.
- Cover for replacement of child seat and baby capsule in your vehicle after a covered accident – up to $500 for of any one accident.
Optional cover
- Rental car following an accident – up to 30 days, a maximum of $100 per day.
- Removal of basic excess for windscreen claims – up to two repairs and one replacement claim in any one period of insurance (windscreen, sunroof or window glass) where this is the only damage to your vehicle.
- Cover for tools of trade – up to $3,000 for any one incident.
Optional excesses you can select to decrease your premium: Unnamed driver excess – $2,500 for any one claim.
Third-party cover
The below is a summary of the benefits of NAB Third-party Property Damage Insurance.
For full coverage, exclusion, limits and excesses information read the NAB Car Insurance Product Disclosure Statement (PDF, 616KB) and the NAB Financial Services Guide before applying.
Standard benefits
- Cover for legal liability to pay compensation for loss or damage to other people's property – up to $20 million for any one event or series of related events.
- Approved legal costs arising from a claim for liability covered by the policy.
Additional benefits
- Legal liability cover when using a substitute vehicle – up to $20 million.
Preparing for extreme weather
Find out more about how you can always be prepared for extreme weather with Allianz’s preparedness guides.
Contact us
Lodge a claim online
You can lodge a claim online via the Allianz online claim form.
Lodge a claim via phone
You can lodge a claim over the phone by calling Allianz's Claims line.
Contact information
Find contact information and resources for your insurance needs.
Terms and Conditions
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Insurance
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as Allianz's agent. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz.
NAB is paid commission if Allianz issues you with this insurance (including renewals and variations) and may be entitled to a profit share if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, or by calling 13 29 28 or at nab.com.au/fsg.
Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or on our website. View all important documents for personal insurance.
For the standard terms, conditions and exclusions about our insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). Target Market Determinations for these products are available at nab.com.au/TMD.
The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility criteria.