- Save up to 10% on your first year's online on comprehensive insurance.1, 2
- Get up to 65% no claim bonus discount.1,3
- Get a discount when you exclude cover for drivers under 25 years of age.1,4
- Enjoy a safe driver discount.1,5
Car insurance
Don’t be caught without car insurance. With NAB Car Insurance cover choices, you can select a level of cover you’re comfortable with that fits within your budget.
Benefits and features
Save money with our discounts
Enjoy more flexibility and convenience
- Roadside Assistance for the first 12 months on a new NAB Car Insurance comprehensive insurance policy.6
- Make a claim anytime with dedicated 24/7 claims service.
- Choose your preferred repairer.7
- Choose to remove the excess on window or windscreen only claims, for one replacement plus two repairs per policy period.
Three levels of cover
Compare Different Levels of Cover
Comprehensive Insurance
The highest level of cover available under NAB Car Insurance for your vehicle which includes cover against fire, theft and accidents. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Third Party Fire & Theft
Provides cover for accidental loss or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Third Party Property Damage
Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
This table is a general guide only to the key benefits and features that may be available depending on the level of NAB Car Insurance cover selected. For information on what is covered and what is not covered and for any limits, excesses, exclusions and eligibility criteria that apply, please refer to the Policy Document and Product Disclosure Statement.
Key benefits
Comprehensive Insurance
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Third Party Fire & Theft
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Third Party Property Damage
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|---|---|---|---|
| Accidental loss of or damage to your vehicle |  |
only if caused by fire or theft |
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New for old replacement of a new vehicle after a total loss8 |
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Legal liability up to $20 million9 |
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Accidental death benefit - $25,000 total (ie: per period of insurance, not per each insured) |
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Emergency repairs – up to $50010 |
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Reasonable cost of towing |
after a convered accident |
after fire or theft of your vehicle |
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Temporary cover on replacement vehicle up to its market value – 14 days |
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More benefits
Comprehensive Insurance
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Third Party Fire & Theft
|
Third Party Property Damage
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|---|---|---|---|
Trailer and caravan cover $1,000 or market value whichever is lesser 11 |
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Personal items up to $1,00012 |
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Emergency accommodation and travelling expenses where covered accident occurs over 100km away – up to $1,00013 |
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Transportation costs – up to $1,00013 |
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Lock re-keying / re-coding – up to $1,00013 |
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Child seat / baby capsule cover – up to $1,00013 |
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Finance Gap cover up to 15% of market value |
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Optional cover
Comprehensive Insurance
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Third Party Fire & Theft
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Third Party Property Damage
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|---|---|---|---|
Protected No Claim Bonus - 1st claim per period of insurance |
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Rental car following accident - $100 per day limit, up to 30 days |
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Removal of basic excess for windscreen claims - 1 replacement and 2 repairs14 |
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Optional excesses which you can select to decrease your premium
Comprehensive Insurance |
Third Party Fire & Theft
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Third Party Property Damage
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|---|---|---|---|
Restricted driver excess - $2,500 any one claim |
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Unnamed driver excess - $2,500 any one claim |
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How to make a claim
Online
Use Allianz’s online claims form: the fastest and easiest way to claim.
- It takes less than 10 mins to complete.
- It’s secure and available 24/7.
- You get an immediate confirmation number for your reference.
By phone
Contact Allianz’s 24/7 claims hotline on 1300 555 013. A consultant will take you through the process.
Important information
Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (“Allianz”) is the insurer and the issuer of NAB Car Insurance which has been branded “NAB” by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”).
This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) (“NAFM”), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. As the arranger, NAFM will receive commission from Allianz that is a percentage of the premium. Neither NAB, nor any of its related bodies corporate (including NAFM), accepts liability for, or guarantees payment of, any claim or benefit in respect of NAB Car Insurance. A NAB Car Insurance policy does not represent a deposit with or a liability of, and is not guaranteed by either NAB or any of its related bodies corporate.
Information of this site about the coverage offered by NAB Car Insurance is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply.
Any information or advice contained on this site has been prepared without taking into account your particular objectives, financial situation or needs. Before making a decision regarding NAB Car Insurance, you should assess whether the product is appropriate to your circumstances and consider the Policy Document and Product Disclosure Statement.
1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
2 Discounts only apply to new NAB Car Insurance Comprehensive insurance policies. Any discounts are applied to the standard premium rates (excluding optional covers), are subject to rounding and are for the first year’s premium only (unless stated otherwise).
3 No claim bonus discount amounts vary from State to State. To qualify for the maximum no claim bonus of 65%, customers must have had no at fault motor claims in the preceding five years. Customers who have had at fault claims may still qualify for a reduced no claim bonus.
4 Reduce your premium by restricting your policy to drivers who are 25 years of age or over. A restricted driver excess will be applied in the event of an accident where the driver is under 25.
5 Safe Driver Discount applies to new NAB Car Insurance Comprehensive insurance policies only. To be eligible for a safe driver discount the rateable driver must be aged 30 years or over; the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and all nominated drivers must have had no at fault claims for the last five years.
6 Offer valid for new NAB Car Insurance Comprehensive insurance policies purchased from 12am AEST on 11 June 2014 until offer withdrawn. 12 months roadside assistance is offered by Allianz and provided by AGA Assistance Australia Pty Ltd (ABN 52 097 2278 177 AFSL 245631), trading as Allianz Global Assistance (“AGA”). Full terms and conditions available at nab.com.au/roadsideoffer. Allianz has appointed AGA to manage Roadside Assistance. Allianz Global Assistance acts for Allianz, and not as your agent.
7 You have the right to choose your own repairer. Allianz can assist you in selecting a suitable repairer to repair the damage to your vehicle. Allianz may require a second quotation from a repairer chosen by Allianz. Allianz may choose to pay you the reasonable cost of repairing your vehicle,
8 New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss.
9 Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
10 Provided Allianz agrees in writing, Allianz will pay for all legal costs and expenses in defending any court proceedings arising from a claim for liability covered by the policy (excluding criminal or traffic enforcement related proceedings).
11 Benefit applies to any trailer or caravan which was attached to your vehicle at the time of the covered accident. Cover up to the lesser of $1000 or the market value of the trailer or caravan
12 Personal items damaged in an accident or stolen from your car or while your car was locked – up to $1000 for any one incident.
13 For any one incident.
14 In any period of insurance.
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