1 We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.
2 You have the right to choose your own repairer. Allianz can also assist you in selecting a suitable repairer to repair the damage to your vehicle. Allianz may require a second quotation from a repairer chosen by Allianz. In certain circumstances we may agree with you to use a different repairer that the one that you selected or pay you the reasonable repair costs. We will act reasonably in doing so.
3 Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (if stated). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. The online discount does not apply to Third Party Property Damage policies.
4 Safe Driver Discount applies to comprehensive NAB Car Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is 10%.
5 Reduce your premium by listing your drivers. If you choose to reduce your premium by naming drivers on your policy, an unnamed driver will incur a $2,500 excess (this replaces the basic and all other excesses where applicable).
6 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.
Keep in mind, information on this page is just a snapshot. Certain things are excluded, some situations aren't covered and sub-limits apply. For the standard terms, conditions, limits and exclusions please consider the NAB Car Insurance Product Disclosure Statement (PDF, 452KB). It's important you read this document together with the NAB Financial Services Guide before buying a policy.
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) which is a percentage of your premium and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB (AFSL 230686) NAB Financial Services Guide, available in branch, by calling 13 29 28 or at nab.com.au/insurance.
Any advice contained is general only and does not take into account your particular objectives, financial situation or needs (personal circumstances). As a result, you should consider whether any such advice is suitable for your personal circumstances. You may wish to make this assessment yourself or seek the help of an adviser.
