Compare our personal bank accounts

Use these tables to compare our transaction and savings accounts. Our bank account comparison tables show how our accounts compare when it comes to fees, the amount of interest you can earn and whether you can link a debit card.

Once you’ve found the one that works for you, you can open a bank account online

Everyday bank accounts

Compare our everyday bank accounts and choose one that will help you meet your money goals.

  NAB Classic Banking account NAB Retirement Account
About this account
NAB Classic Banking account
An everyday bank account that gives you easy access to your money.
NAB Retirement Account
Get more from your money in retirement with easy access to your money and a competitive interest rate. For those over 55 years old and retired.
Monthly account fees
NAB Classic Banking account
$0
NAB Retirement Account
$0
Withdrawal fee at ATMs
NAB Classic Banking account
$0
NAB Retirement Account
$0
Transaction fees
NAB Classic Banking account
$0
NAB Retirement Account
$0
Overdrawn fees
NAB Classic Banking account
$0
NAB Retirement Account
$0
Can I link a debit card?
NAB Classic Banking account
Yes
NAB Retirement Account
Yes
Interest
NAB Classic Banking account
0.01%
NAB Retirement Account
Yes
Ready to start your application?
NAB Classic Banking account
NAB Retirement Account
Want to learn more?

Savings accounts

Our savings account comparison table will help you choose an account so you can meet your savings goals.

  NAB iSaver NAB Reward Saver NAB Term Deposit
About this account
NAB iSaver
An online savings account linked directly to your NAB transaction account.
NAB Reward Saver
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
NAB Term Deposit
Enjoy a competitive interest rate with a locked savings account.
Interest rate
NAB iSaver
5.00% p.a.
NAB Reward Saver
5.00% p.a
NAB Term Deposit
Interest paid depends on the length of the fixed term and the amount deposited.
Monthly account fees
NAB iSaver
$0
NAB Reward Saver
$0
NAB Term Deposit
$0
Minimum deposit required
NAB iSaver
No
NAB Reward Saver
No
NAB Term Deposit
$5,000
Ready to start your application?
NAB iSaver
NAB Reward Saver
NAB Term Deposit
Want to learn more?

Online banking How to open a personal savings or transaction account

Open a savings account, term deposit or everyday bank account today. If you're already a NAB customer, applying in the NAB app is easy.

  1. Open the NAB app.

  2. Tap Login on the home screen.

  3. Select New account from the menu.

  4. Choose a Transaction or Savings account.

Learn more about managing your money

Related products and services

Terms and Conditions

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android and iOS, minimum platform requirements apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are registered trademarks of Google LLC. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.