Benefits and features

    Get your outstanding balance paid

    • As much as $50,000 can be paid for each event (see 'What's covered' for more information).

    Additional cardholders are also covered at no extra cost

    You can claim for the additional cardholder so long as they are:

    • aged 18–64 (inclusive)
    • an Australian resident
    • a cardholder at the time of the event.

    Other benefits

    • Guaranteed acceptance—as long as you meet the eligibility criteria.
    • Worldwide cover—24 hours a day, 7 days a week.
    • No medical examination required.
    • Guaranteed renewal until you're 65 years old.
    • Easy premium payments—your monthly premiums are automatically charged to your NAB credit card account.
    • A 30-day cooling-off period.

    Connect with leading medical specialists

    • Connect with over 50,000 leading medical specialists around the world through Best Doctors®.
    • There's no extra cost for this service. For more information visit Best Doctor service.

    Rates and fees

    • The cost is 79c per $100 (or part thereof) of the amount owing on your NAB credit card account. This premium is calculated on the closing date of each statement period.
    • How does this work? If you have, say, $2,800 owing on the closing date of the statement period, then the cost is (79c x $2,800/100) $22.12 for that month.
    • Your first month's premium is waived when you purchase credit card insurance.

    What's covered?

    Applying for credit card insurance

    How to make a claim

    If you would like to make a claim, call 1300 125 246, 8am-5pm, Mon-Fri AEST/AEDT.

    Important information

    MLC Limited ABN 90 000 000 402, AFSL 230694 is the insurer and issuer of NAB Credit Card Cover which has been branded and distributed by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB). MLC Limited may pay benefits to NAB and its related bodies corporate for the distribution of this product. This insurance is not a deposit with, a liability of, or guaranteed by NAB. MLC Limited is part of the Nippon Life Insurance Group and not a part of the NAB Group of Companies. Any financial advice in this notice is general only and has not been prepared having regard to your personal circumstances. You should consider your personal circumstances before acting on any advice in this notice. You should obtain a copy of the NAB Credit Card Cover Product Disclosure Statement and Policy Document (PDS) (PDF, 386KB) and consider it before making a decision whether to acquire this insurance.

    Apply now for credit card insurance

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