1 Offer valid with new NAB Home Insurance or NAB Home Insurance Essentials policies. 12 months’ Emergency Home Assistance at no extra cost is offered by Allianz and provided by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Global Assistance. Read the full terms and conditions in the Emergency Home Assistance Terms and Conditions (PDF, 134KB).
2 Flood Cover is an option available for eligible property addresses. It covers damage to buildings and/or contents in the event of a flood (up to the value of the sum insured).
3 Personal effects cover is available only when you have contents cover. Please refer to the Product Disclosure Statement for full terms and conditions.
4 To qualify for the maximum No Claim Bonus of 30%, you must have had no home buildings or contents insurance claims in the preceding five years. However, customers who've had up to two claims may still qualify for reduced No Claim Bonus.
5 Any discounts are applied to the standard premium rates (excluding optional covers). They're subject to rounding and may be for the first year’s premium only (if stated). Because minimum premiums may apply, any discounts/entitlements only apply to the extent any minimum premium is not reached. If you're eligible for more than one discount, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
Information on this site about the cover offered by this product is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply. Cover, benefits and events covered are up to policy limits. Please read the Product Disclosure Statement (PDS) and Supplementary PDS — NAB Home Insurance (PDF, 615KB), the Product Disclosure Statement (PDS) and Supplementary PDS - NAB Home Insurance Essentials (PDF, 873KB), and the NAB Financial Services Guide and consider them before making a decision whether to purchase this insurance. Insurance cover is subject to eligibility.
You can also review the Key Fact Sheets available for:
NAB Home Insurance Essentials building cover (PDF, 245KB)
NAB Home Insurance Essentials contents cover (PDF, 238KB)
NAB Home Insurance building cover (PDF, 237KB)
NAB Home Insurance contents cover (PDF, 237KB)
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 23 4708) ('Allianz') is the insurer and the issuer of NAB Home Insurance and NAB Home Insurance Essentials which have been branded NAB by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ('NAB').
This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of home insurance. A NAB Home Insurance or NAB Home Insurance Essentials policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
If you purchase a policy, NAFM receives commission which is a percentage of your premium. Details of this commission are available in the NAB Financial Services Guide.
Any advice contained on this site has been prepared without taking into account your particular objectives, financial situation or needs. You may wish to make this assessment yourself or seek the help of an adviser.