1 Offer valid with new NAB Home Insurance or NAB Home Insurance Essentials policies. 12 months’ Emergency Home Assistance at no extra cost is offered by Allianz and provided by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Global Assistance. Read the full terms and conditions in the Emergency Home Assistance Terms and Conditions (PDF, 134KB).
2 Flood Cover is an option available for eligible property addresses. It covers damage to buildings and/or contents in the event of a flood (up to the value of the sum insured).
3 Personal effects cover is available only when you have contents cover. Please refer to the Product Disclosure Statement for full terms and conditions.
4 To qualify for the maximum No Claim Bonus of 30%, you must have had no home buildings or contents insurance claims in the preceding five years. However, customers who've had up to two claims may still qualify for reduced No Claim Bonus.
5 Any discounts are applied to the standard premium rates (excluding optional covers). They're subject to rounding and may be for the first year’s premium only (if stated). Because minimum premiums may apply, any discounts/entitlements only apply to the extent any minimum premium is not reached. If you're eligible for more than one discount, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
Information on this site about the cover offered by this product is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply. Cover, benefits and events covered are up to policy limits. Please read the Product Disclosure Statement (PDS) and Supplementary PDS — NAB Home Insurance (PDF, 723KB), the Product Disclosure Statement (PDS) and Supplementary PDS - NAB Home Insurance Essentials (PDF, 692KB), and the NAB Financial Services Guide and consider them before making a decision whether to purchase or continue to hold this insurance. Insurance cover is subject to eligibility.
You can also review the Key Facts Sheets available for:
NAB Home Insurance Essentials building cover (PDF, 336KB)
NAB Home Insurance Essentials contents cover (PDF,339KB)
NAB Home Insurance building cover (PDF, 336KB)
NAB Home Insurance contents cover (PDF, 330KB)
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) ('Allianz') is the insurer and the issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) which is a percentage of your premium and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB (AFSL 230686) NAB Financial Services Guide, available in branch, by calling 13 29 28 or at nab.com.au/insurance.
Any advice contained is general only and does not take into account your particular objectives, financial situation or needs (personal circumstances). As a result, you should consider whether any such advice is suitable for your personal circumstances. You may wish to make this assessment yourself or seek the help of an adviser.