Home and contents insurance

¹ Any discounts are applied to the standard premium rates (excluding optional covers). They're subject to rounding and are for the first year’s premium only (unless stated otherwise). Because minimum premiums may apply, any discounts/entitlements only apply to the extent any minimum premium is not reached. If you're eligible for more than one discount, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

² Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Financial institution transaction fees may apply.

³ To qualify for the maximum No Claim Bonus of 30%, you must have had no home buildings or contents insurance claims in the preceding five years. However, customers who've had up to two claims may still qualify for reduced No Claim Bonus.

⁴ Variable excess—may not be available where an imposed excess applies.

⁵ Premium amount payable in addition to your home building and/or contents premium. Calculation based on specified personal effects cover of $1000. Current as of 01/03/2015. Personal effects cover only available only when you have contents cover. Please refer to the PDS for full terms and conditions.

⁶ Information on this site about the coverage offered by this product is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply. Coverage, Benefits and Events Covered are up to policy limits. Please read the Product Disclosure Statement (PDS) and Supplementary PDS — NAB Home Insurance (PDF, 615KB) and the Product Disclosure Statement (PDS) and Supplementary PDS - NAB Home Insurance Essentials (PDF, 873KB) for full details of policy coverage. Insurance cover is subject to eligibility.

⁷ Flood Cover is an option, subject to eligibility, available for eligible property addresses, and designed to protect against damage to building and/or contents in the event of a flood (up to the value of the sum insured).

You can also review the the fact sheets available for:

NAB Home Insurance Essentials building cover (PDF, 245KB)

NAB Home Insurance Essentials contents cover (PDF, 238KB)

NAB Home Insurance building cover (PDF, 237KB)

NAB Home Insurance contents cover (PDF, 237KB)

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 23 4708) ('Allianz') is the insurer and the issuer of NAB Home Insurance and NAB Home Insurance Essentials which have been branded NAB by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ('NAB').

This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of home insurance. A NAB Home Insurance or NAB Home Insurance Essentials policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate. NAFM receives commission for arranging these insurances which is a percentage of the ‎premium.

Any advice contained on this site has been prepared without taking into account your particular objectives, financial situation or needs. Before making a decision regarding the acquisition or disposal of a financial product, you should assess whether the advice is appropriate to your circumstances. Consult our Product Disclosure Statement (NAB Home Insurance Essentials (PDF 873KB) or NAB Home Insurance (PDF 881KB)) for full terms and conditions.