Get a quote online, or call us on 13 29 28.

Here's what you get:

  • Cover for your investment property and any contents left for the tenants’ use.

  • Access to our 24/7 claims lodgement service.

Ready to roll?

  • We’ll need to know the approximate year when your investment property was built, so have this information handy.

  • Make sure you know the cost of rebuilding your investment property.

  • Have an estimate of the value of any contents, including carpets, curtains and appliances left for the tenants’ use.

  • Know the security measures you have in place, such as window locks, security systems or alarms.

Keep in mind, information on this page is just a snapshot. Certain things are excluded, some situations aren't covered and sub-limits apply. Details on what's covered and what's not, the most you can be paid, and excesses that apply are in the NAB Landlord Insurance Product Disclosure Statement (PDF, 4MB). It's important you read this document together with the NAB Financial Services Guide before buying a policy.

A snapshot of this policy


  • The cost of replacing or repairing damage to your investment property and any contents left for the tenants’ use caused by insured events.
  • Loss of rent for up to 12 months, after your investment property is damaged by an insured event.
  • Fire and weather events such as bushfires, grassfires, storm, cyclone and lightning. For cyclones, grassfires and bushfires, a 72 hour exclusion period applies.
  • Water or liquid damage from fixed pipes suddenly bursting.
  • Theft, burglary and vandalism.
  • Malicious damage caused by your tenants.
  • Injury to other people or damage to their property – up to $20 million payment of compensation for injuries to visitors and damage to property which occurred at the insured address.

This summary is a guide only. Please read the NAB Landlord Insurance Product Disclosure Statement (PDF, 4MB) carefully to understand what's covered and excluded (especially concerning water damage), which situations aren't covered, sub-limits, the most you can be paid, and excesses that apply.

Perks and benefits

No claim bonus

You may qualify for up to 30% No Claim Bonus if you’ve had no landlord insurance claims in the past 3 years.1,2

Combine your cover

Save up to 10% when you combine your building and contents cover on the one policy2,3

Join online

Save up to 10% on your first year’s premium when you buy a new landlord policy online2,4

Here's how it works

  • Step 1 Get a quote online now - or call us on 13 29 28
  • Step 2 Buy online - it's easy and secure
  • Step 3 Make a claim anytime using our 24/7 claims lodgement service

BENEFITS AND OPTIONAL COVER

Keep in mind, information on this page is just a snapshot. Certain things are excluded, some situations aren't covered and sub-limits apply. Details on what's covered and what's not, the most you can be paid, and excesses that apply are in the NAB Landlord Insurance Product Disclosure Statement (PDF, 4MB).

Standard benefits Additional benefits Optional Cover
  Loss or damage due to (sub-limits may apply):  
  • Accidental breakage of glass or ceramic items
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning
  • Vandalism or malicious damage
  • Riot or civil commotion
  • Storm, cyclone, rainwater or run-off
  • Theft, burglary
  • Water or other liquid damage
  • Landscaping (Buildings cover)  
  • Legal liability
  • Debris removal
  • Rebuilding and professional fees (Buildings cover)
  • Making your buildings environmentally friendly (Buildings cover)
  • Building code of compliance costs (Buildings cover)
  • Motor burnout
  • Contents in the open air at the insured address that you own and have provided for your tenants’ use (Contents cover)
  • Flood Cover (A 72-hour exclusion period applies)
  • Landlords’ Workers Compensation (Only available in ACT, WA and TAS)

Frequently asked questions

If I purchase NAB Landlord Insurance, who is my insurer?

If you purchase NAB Landlord insurance, the insurer is Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz). This means if you need to make a claim, Allianz will be there for you to help you get back on track as soon as possible. For more information about NAB’s distribution arrangement with Allianz, see the disclaimer below and our Financial Services Guide.

What do I need to do before making a landlord insurance claim?

Before you claim with Allianz, make sure you contact the police as soon as possible to report any theft or attempted theft, or damage caused by intentional acts, riots or vehicle impact. Then contact the Allianz Claims centre, or make a claim online – it takes less than ten minutes and you get an immediate confirmation number for your reference.

If I make a claim, how will my possessions be repaired or replaced?

Allianz has agreements with national suppliers to replace most items. They can often organise the quotes and repair or replacement of your possessions.

What documents might I need to make a landlord insurance claim?

Make sure you keep receipts, instruction booklets or any other documents that can help provide evidence of your ownership in the event of a claim. Also retain a copy of your written rental agreement and details of the bond held – Allianz will require this for loss of rent claims. Retain copies of any property inspection reports.

What should I do if someone makes a liability claim or personal injury claim against me?

Call us as soon as possible on 1300 555 013 to tell us what has happened. Try to get names and addresses of any witnesses to the event which led to the claim. Don't admit liability and don’t attempt to settle any claim made against you. Allianz will advise you of what steps you need to take and will assist you through the landlord insurance claim process.

In what other circumstances should I contact you?

You should also call Allianz if:

  • You appoint or terminate a licensed managing agent for the property.
  • You carry out alterations, additions, demolition, repairs or decorations to the buildings that costing more than $75,000.
  • The building has not been lived in (or will not be lived in) for more than 60 consecutive days.
  • You remove any security devices that were specifically required by us.
  • You commence using any part of your home for business, trade or professional purposes.

How to make a claim

Laptop

Do it online

mobile

Call 1300 555 013

Using Allianz's Claims hotline,
a friendly consultant will take you
through the process.

Important Information

1 When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claims Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.

2 If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.

Discounts do not apply to taxes or government charges.

Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).

Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

3 A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, The combined policy discount does not apply to the optional covers including Flood.

4 When you buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional cover Flood. This discount is not applied on renewal. You can also review the Key Facts Sheets available for:

NAB Landlord Key Fact Sheet (Buildings) (PDF, 287KB)

NAB Landlord Key Fact Sheet (Contents) (PDF, 286KB)

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, by calling 13 29 28 or at nab.com.au/insurance.

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs.

You should consider whether the insurance product is suitable for your circumstances and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or at nab.com.au/insurance. Information about insurance coverage is a summary only and you should read the PDS for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility.

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