Here's what you get:

  • Cover for your investment property and any contents left for the tenants’ use
  • 12 months’ Emergency Home Assistance at no extra cost1
  • Access to our 24/7 claims lodgement service
  • A range of ways to save on your insurance premium

Ready to roll?

  • We’ll need to know the approximate year when your investment property was built, so have this information handy
  • Make sure you know the cost of rebuilding your investment property
  • Have an estimate of the value of any contents, including carpets, curtains and appliances left for the tenants’ use
  • Know the security measures you have in place, such as window locks, security systems or alarms

Keep in mind, information on this page is just a snapshot. Certain things are excluded, some situations aren't covered and sub-limits apply. Details on what's covered and what's not, the most you can be paid, and excesses that apply are in the NAB Residential Investor Insurance Product Disclosure Statement (PDF ,1.4MB). It's important you read this document together with the NAB Financial Services Guide before buying a policy.

A snapshot of this policy

  • The cost of replacing or repairing damage to your investment property and any contents left for the tenants’ use caused by insured events
  • Loss of rent for up to 12 months, after your investment property is damaged by an insured event
  • Fire and weather events such as bushfires, grassfires, storm, cyclone and lightning
  • Water or liquid damage from pipes suddenly bursting
  • Theft, burglary and vandalism
  • Malicious damage caused by your tenants
  • Injury to other people or damage to their property – up to $10 million legal liability cover

This summary is a guide only. Please read the NAB Residential Investor Insurance Product Disclosure Statement (PDF ,1.4MB) carefully to understand what's covered and excluded (especially concerning water damage), which situations aren't covered, sub-limits, the most you can be paid, and excesses that apply.

Additional options

Flood cover

Optional flood cover for eligible properties2

Rent default & theft by tenant

Optional cover for rent default and theft by tenant

Perks and benefits

Emergency Home Assistance

12 months’ Emergency Home Assistance at no extra cost1

No claim bonus

Save up to 30% if you’ve had no landlord insurance claims in the past 3 years3,4

Combine your cover

Save up to 10% when you combine your building and contents cover on the one policy4

Join online

Save up to 10% when you buy online (for the first year only)4

Here's how it works

  • Step 1 Get a quote online now - or call us on 13 29 28
  • Step 2 Buy online - it's easy and secure
  • Step 3 Make a claim anytime using our 24/7 claims lodgement service

Compare our plans

Keep in mind, information on this page is just a snapshot. Certain things are excluded, some situations aren't covered and sub-limits apply. Details on what's covered and what's not, the most you can be paid, and excesses that apply are in the NAB Residential Investor Insurance Product Disclosure Statement (PDF ,1.4MB).

  Landlord Buildings Landlord Contents
Standard benefits    

Loss or damage due to:

  • Accidental breakage of glass
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning
  • Malicious acts
  • Riot or civil commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
  • Water or other liquid damage

Sub-limits apply

Sub-limits apply

Automatic indexation of sums insured

Contents in the open air at your building address – up to $200

Continuation of cover when you are selling your buildings

Electric motor burnout (fusion) - limits apply. Please refer to the PDS for details.

Legal liability - cover for injury to other people or their property – up to $10,000,000

Mortgage discharge costs – up to $2,000

Reinstatement of sum insured after a loss

Removal of debris, professional rebuilding fees and extra costs of complying with building regulations – Limits apply. Please refer to the PDS for details.

Rental costs after an insured event – up to 12 months

Available only if your building is part of a strata title and you have contents only cover
Replacement of locks or cylinders – up to $500

Optional benefits you can add    
Rent default and theft by tenant Optional Optional
Flood cover2 Optional Optional
Landlords’ Workers Compensation (Only available in ACT, WA and TAS) Optional Optional

Frequently asked questions

If I purchase NAB Residential Investor Insurance, who is my insurer?

NAB Residential Investor Insurance is arranged and distributed by National Financial Management Limited, a related body corporate of NAB. We do this on behalf of Allianz, one of Australia’s largest general insurers, who supplies and underwrites this product. This means, if you purchase NAB Residential Investor Insurance, and need to make a claim, Allianz are there for you – helping you get back on track again as soon as possible.

What do I need to do before making a landlord insurance claim?

Before you claim with Allianz, make sure you contact the police as soon as possible to report any theft or attempted theft, or damage caused by intentional acts, riots or vehicle impact. Then contact the Allianz Claims centre, or make a claim online – it takes less than 10 minutes and you get an immediate confirmation number for your reference.

If I make a claim, how will my possessions be repaired or replaced?

Allianz has agreements with national suppliers to replace most items. They can often organise the quotes and repair or replacement of your possessions.

What documents might I need to make a landlord insurance claim?

Make sure you keep receipts, instruction booklets or any other documents that can help provide evidence of your ownership in the event of a claim. Also retain a copy of your written rental agreement and details of the bond held – Allianz will require this for loss of rent claims. Retain copies of any property inspection reports.

What should I do if someone makes a liability claim or personal injury claim against me?

Call us as soon as possible on 1300 555 013 to tell us what has happened. Try to get names and addresses of any witnesses to the event which led to the claim. Don't admit liability and don’t attempt to settle any claim made against you. Allianz will advise you of what steps you need to take and will assist you through the landlord insurance claim process.

In what other circumstances should I contact you?

  • You appoint or terminate a licensed managing agent for the property
  • You carry out alterations, additions, demolition, repairs or decorations to the buildings that costing more than $50,000
  • The building has not been lived in (or will not be lived in) for more than 60 consecutive days
  • You remove any security devices that were specifically required by us
  • You commence using any part of your home for business, trade or professional purposes

How to make a claim

Do it online

Call 1300 555 013

Using Allianz's Claims hotline,
a friendly consultant will take you
through the process.

Important Information

1Offer valid with new NAB Residential Investor Insurance policies. 12 months’ Emergency Home Assistance at no extra cost is offered by Allianz and provided by AWP Australia Pty Ltd ABN 52 097 227 177 trading as Allianz Global Assistance. Full exclusions, limitations, terms and conditions are available in the Emergency Home Assistance Terms and Conditions (PDF, 134KB).

2Flood Cover is an option, available for eligible property addresses. It covers damage to buildings and/or contents in the event of a flood (up to the value of the sum insured).

3To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus.

4Any discounts are applied to the standard premium rates (excluding optional covers). They're subject to rounding and are for the first year’s premium only (unless stated otherwise). Because minimum premiums may apply, any discounts/entitlements only apply to the extent any minimum premium is not reached. If you're eligible for more than one discount, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

Information on this site about the cover offered by this product is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply. Cover, Benefits and Events Covered are up to policy limits. Please read the NAB Residential Investor Insurance Product Disclosure Statement (PDF, 1.4MB) and the NAB Financial Services Guide and consider them before making a decision whether to purchase this insurance. Insurance cover is subject to eligibility.

You can also review the Key Facts Sheets available for:
NAB Residential Investor Insurance building cover (PDF, 420KB)
NAB Residential Investor Insurance contents cover (PDF, 416KB)

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) which is a percentage of your premium and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB (AFSL 230686) NAB Financial Services Guide, available in branch, by calling 13 29 28 or at

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs (personal circumstances). As a result, you should consider whether any such advice is suitable for your personal circumstances. You may wish to make this assessment yourself or seek the help of an adviser.

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