Investment Committee

Howard Silby is Executive, Innovation and Partnerships (Chief Innovation Officer) for the NAB Group. Howard’s career has encompassed a broad range of customer, product, marketing and risk leadership roles in the financial services sector. He has over 18 years’ experience in major banks in the UK, Australia and New Zealand and a further six years in wealth management.

Howard joined NAB in 2006 and has held a variety of roles with the company, including Executive for Business Lending, Deposits, Enterprise Risk; Chief Marketing Officer and CEO of UBank.

Prior to his current role, Howard was Chief Operating Officer at BNZ. Previous roles have also included Head of Commercial Operations, Banking and Savings at HBOS Retail, where he managed transactional banking and the largest end-to-end deposits business in the UK. Prior to working at HBOS, Howard worked in wealth management at Aviva plc.

Howard holds an MBA from Durham University and an MSc in Mathematics from New Zealand.

Jon Donoghue is the Chief Information Officer of Ubank & Enabling Units. Prior to this, Jon was the Chief Technology Officer at Afterpay for 3 years, playing a significant role in Afterpay’s growth from initial IPO to the ASX 100. He was involved in Afterpay’s expansion into New Zealand, the US and UK, and saw significant customer and merchant growth.

Jon has over 25 years’ experience in IT at leading financial services companies across multiple geographies. For nine years, from 2007 to 2016, he was the CIO at UBS for Australia and Zealand, responsible for the APAC Investment Banking and Markets and the ANZ Wealth Management Technology platforms, and made significant contributions to strategy, execution and compliance. After UBS, Jon provided IT consultancy services to the Executive Committee of Crestone Wealth Management.

Jon is an alumnus of The University of Sheffield, and the University of Liverpool.

Bill Bartee is the Managing Partner of Main Sequence Ventures and was a co-founder and partner at Blackbird Ventures. Bill has led investments in and served on the boards of several market-leading companies including Seek, Altium, Looksmart, Culture Amp, Autopilot, Prospection and many others.

Bill is a mentor at Startmate and an active angel investor.

Peter Whitelaw is the Executive, Resilience Risk at NAB, responsible for NAB Group’s capital, liquidity, operational, information security and ESG risk management. Since joining NAB in 2006, he has held the roles of Chief Risk Officer, Corporate and Institutional Banking; General Manager, Group Market Risk; and Chief Risk Officer of BNZ, where he was a member of the Executive Team.

Peter began his banking career in 1986 in the Bullion department of Credit Suisse, London, and now has over 30 years’ experience in financial markets. He spent much of his early career as a derivatives trader both at Bank of Montreal and Sumitomo Mitsui Banking Corporation (SMBC). He moved into risk management in 1998, taking up the challenge to build a market and liquidity risk management capability for SMBC in Europe, and led teams across London, Paris, Brussels and Düsseldorf. In 2005 Peter relocated to Australia to establish the risk management capability for SMBC’s new Sydney branch.

Peter has a First Class Honours degree in Mathematics, a Masters Degree in Quantitative Finance. He is also an alumnus of Stanford University’s Graduate School of Business, where he completed the Stanford Executive Program.

Mark has been with NAB for two years and currently leads the Merchant Services Domain, responsible for NAB’s Merchant Acquiring and HICAPS businesses. Mark has deep Transaction Banking and Payments experience, both at NAB and previously at Westpac, across Domestic and International Payments, Correspondent Banking, Trade and Working Capital, Corporate Cards as well as Deposits and Liquidity Management.

Mark has worked extensively across all market segments from Consumer to Institutional and Government clients.

Sally joined NAB in November 2019 as the Executive, Investor Relations. 

In this role, Sally has responsibility for leading NAB’s communication and engagement with our institutional and retail investors. 

Sally’s career includes over 25 years in investment banking with experience advising a range of financial institution clients on strategic opportunities, mergers and acquisitions, equity capital raisings and debt issues.

Prior to joining NAB, Sally’s most recent role was as Managing Director, Head of Financial Institutions Group at Deutsche Bank. Sally’s career has also included roles at JPMorgan and UBS.

Alan Machet is the CEO of the Citi Consumer Business of National Australia Bank (NAB) and has been in the role since the acquisition of the Citi Consumer Business on 1 June 2022.

Since the move to NAB, a central focus for Alan has been the successful integration of the Citi Consumer Business into NAB – both for colleagues and customers. As part of this he has successfully continued growing the business while supporting the integration of the Citi mortgages, deposits, wealth businesses and customers into the NAB business, while delivering substantial improvements in the Net Promoter Score of Citi customers. Of particular focus has been the continued investment and growth of Citi (now NAB’s) white label consumer finance business, including partnerships with Qantas, Coles, Virgin Money, Suncorp, BOQ and Kogan, as well as the development of new partnerships for the bank.

Prior to NAB’s acquisition of the business, Alan was the CEO of Citi’s Consumer Business in Australia from 2017. Alan joined Citi in 2013 as Managing Director, Head of Cards and Loans Australia, where he was responsible for the Australian Cards and Consumer Loans businesses, including Citi proprietary cards, partner branded cards, Ready Credit, Diners Club Australia and Citi merchant services.

Prior to joining Citi, Alan led significant consumer businesses at Macquarie Bank and Westpac Banking Corporation. He emigrated to Australia in 2004 from South Africa, where he worked for the Standard Bank.

Alan holds an MBA and MSc in Engineering from the University of the Witwatersrand in Johannesburg.