We'll waive the annual card fee on one of the following personal NAB credit cards, for Australian resident shareholders:

  • who hold 500 or more ordinary NAB shares; or
  • are nominated by a company, trust or incorporated body that owns 500 ordinary fully paid NAB shares. A company, trust or incorporated body can nominate one natural person to receive the Shareholder Benefit.
  • and hold a personal NAB credit card account (eligible card products are listed below)
NAB Credit Cards Current annual card fee
NAB Rewards Classic $95.00
NAB Low Fee $30.00
NAB Qantas Rewards $95.00
NAB Rewards Platinum $195.00
NAB Low Fee Platinum $90.00
NAB Qantas Rewards Premium $250.00

Annual card fees are current as at 13 March 2018 and are subject to change. NAB may vary these benefits from time to time.

activate your benefit

When you hold 500 or more NAB shares you will be issued with an exclusive Shareholder Benefit Number. It’s important to note that this number is not the same as your Securityholder Reference Number (SRN), or Holder Identification Number (HIN).

To activate this benefit, visit a NAB branch with this information, or call us on 13 22 65 between 8am–8pm Monday to Friday, or between 9am-6pm Saturday to Sunday.

Frequently Asked Questions

Important information

  1. A shareholder must be a natural person(s) who is a resident of Australia and;
  • owns 500 ordinary fully paid National Australia Bank Limited (Bank) shares, or
  • is nominated by a company, trust or incorporated body that owns 500 ordinary fully paid Bank shares. A company, trust or incorporated body can nominate one natural person who is a resident of Australia to receive the full benefits of the package using the Nominee Appointment Advice form (PDF, 256KB). A separate appointment form must be completed where more than one entity is registered in a joint holding.

This benefit is only available for one credit card account per eligible shareholder.

Joint shareholders are eligible to access this benefit separately, for one credit card account held in each of their names. In this case, the same Shareholder Benefit number will be linked to each credit card.

2. NAB may vary the terms and conditions of the Shareholder Benefit offer by updating this page.

3. Approval for NAB credit products is subject to NAB's credit assessment criteria. Terms and conditions are available on application. Other fees and charges apply.

Shareholder Centre