Shareholder benefits

NAB Shareholder Benefits offer our shareholders reduced fees and preferential rates on selected NAB products.

All Australian residents with at least 500 ordinary fully-paid NAB shares qualify. Some of the benefits also extend to your partner/spouse and children.

What we offer

We'll waive the annual fee on selected NAB credit cards. Where the net annual purchases – over an annual fee period – exceeds the following amounts, the annual card fee will be waived for the next annual fee period:

  • NAB Low Fee Card, NAB Qantas Rewards Card and NAB Velocity Rewards Card – $4000 spending per year.
  • NAB Premium Card, NAB Velocity Rewards Premium Card and NAB Qantas Rewards Premium Card – $7500 spending per year,
  • NAB Flybuys Rewards Card – No annual purchase thresholds apply.

Note: This benefit is only available for one credit card per eligible shareholder.

On occasion, we issue special shareholder-only offers

Note: The Shareholder Package home loan was withdrawn from sale on 2 August 2012. If you have a Shareholder Package home loan, you can either switch to the NAB Choice Package, or keep your existing home loan benefits.

Access your benefits

Visit any store, or call our team on 13 22 65 between 8.00am – 9pm (AEST) Monday to Friday. We’re happy to help.

Terms and conditions

  1. A shareholder must be a natural person(s) who is a resident of Australia and:
    • owns 500 ordinary fully paid National Australia Bank Limited (Bank) shares, or
    • is nominated by a company, trust or incorporated body that owns 500 ordinary fully paid Bank shares. A company, trust or incorporated body can nominate one natural person who is a resident of Australia to receive the full benefits of the package using the Nominee Appointment Advice form (PDF, 201KB). A separate appointment form must be completed where more than one entity is registered in a joint holding.
  2. NAB may vary the benefits, terms and conditions of the Shareholder Benefits Package by updating this page.
  3. Approval for NAB credit products is subject to NAB's credit assessment criteria. Terms and conditions are available on application. Other fees and charges apply.
  4. Please consider the terms and conditions for term deposits, which are available from National Australia Bank Limited (NAB), before deciding on this product. NAB is the product issuer.

Shareholder Centre