Here's what you get

  • Easy access to your money when you need it

  • Earn interest on every dollar, regardless of balance

  • No monthly account fees and no transaction fees

Ready to apply?

  • If you’re already with NAB, use your NAB ID

  • Have your Tax File Number (TFN) handy

  • You’ll also need to be at least 18 years old and a permanent Australian resident

Rates and fees at a glance

0.05 % p.a.

Current standard variable rate

Make your money work harder for you - earn interest on every dollar. Interest is calculated daily and paid monthly.


Monthly account fees or transaction fees

It's your money - use the extra money for investing.


Minimum opening balance

Open your account with $5000 and once it's opened, it doesn't matter what the balance is.

More rates and fees information

Check out the interest rates, fees and charges for all of our personal products.

Benefits of a NAB Cash Manager Account

Man in casual Jacket

The NAB Cash Manager Account (CMA) is a convenient cash hub for you to manage your investing dollars. Some investors use it for:

  • receiving rental income from their investment property
  • their Self Managed Super Fund (SMSF)

Because it’s separate to your everyday expenses, it’s easier for you to control your cash flow and have oversight of your investments.

Plus, it also earns interest on every dollar so your money is working harder for you while you wait for your next investment opportunity.

Award-winning bang for your buck

CANSTAR Outstanding Value for a Transaction Account1

How to manage your investment funds

  • Step 1 Apply online now – it takes less than 10 minutes.
  • Step 2 Choose to apply as either an individual or entity.
  • Step 3 Answer a few questions and submit your application. 
  • Step 4 You'll receive email confirmation that your application has been received. 
  • Step 5 Keep an eye out for your Welcome Pack. 

Things to know before you start

You can choose to apply for a single or joint account.

Get started with a NAB Cash Manager

Frequently asked questions

Why choose a NAB Cash Manager Account?

If you prefer to keep your everyday money separate to your investing money, then a NAB Cash Manager could be right for you.

It’s ideal for managing your investment cash inflows and outflows, or for holding funds while you wait for the next investment opportunity. By having an account just for your investments it may help give you more control and oversight of your financial position.

How will my interest be calculated and paid?

Interest is calculated daily and paid monthly into your NAB Cash Manager Account.

How long does the online application take?

It usually takes less than 10 minutes.

Can I still apply if I'm not a NAB customer?

Yes, you can apply online for a NAB Cash Manager Account but you’ll also need to complete a 100-point identification check. Once everything has been verified, your account will be fully operational.

Still have questions?

Call us on 13 22 65

Important information

1Canstar's 5-Star Rating for Outstanding Value Transaction Accounts was awarded to NAB's Cash Manager Account in October 2018 for its performance across High Transactor, Low Transactor and Senior Transactor profiles.

NAB Cash Manager Terms and Conditions (PDF, 463KB)

The information provided on this page is intended to be of a general nature only. Any advice on this page has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this page, National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB) recommends you consider whether it is appropriate for your objectives, financial situation and needs. NAB recommends that you seek independent advice before acting on any information on this web page.

All rates are subject to change.

This page is not a substitute for reading the NAB Cash Manager terms. NAB is the issuer of NAB Cash Manager and recommends you consider the NAB Cash Manager Terms & Conditions before making any decisions.

© 2018 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence.

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