2.00 % p.a.
Features of NAB iSaver
Learn about the features of our online savings account.
Flexibility to make withdrawals and still earn interest
Make withdrawals using your linked NAB transaction account knowing your interest rate won’t change.
No monthly account and transaction fees
With $0 monthly account service fee and no minimum deposit required, all your savings get put to good use.
Earn an introductory rate for the first four months
Get your savings off to a good start with our competitive introductory interest rate.
Rates explained
Read through our online savings account rates and what they mean.
Standard variable rate
At a minimum, you'll get this rate (subject to change).
Fixed bonus margin
3.00 % p.a.
We’ll add this bonus rate for the first four months when you open your first NAB iSaver account, if you have not held a NAB iSaver in the last 12 months (on balances up to $20 million).
Total introductory interest rate
5.00 % p.a.
This is the total rate (standard variable rate + fixed bonus margin rate) you could earn on your first NAB iSaver account for the first four months, if you have not held a NAB iSaver in the last 12 months (on balances up to $20 million).
Open an online savings account in the NAB app
If you’re an existing customer, applying in the NAB app is easy.
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Log into the NAB app.
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Tap More.
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Select New account.
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Select 'Savings accounts'.
What you’ll need to apply for an online savings account
Here's what you need to know about applying and eligibility. If you’re a NAB customer, have your NAB IDYour NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer. There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones). and password ready.
Identify yourself
If you’re a new customer, we’ll need either:
Check your eligibility
You must be:
Not eligible to apply online?
If you’re unable to apply for this product online, visit a branch and a banker will help you.
Ready to apply for a NAB iSaver?
If you've checked you're eligible to apply and have all your documents ready, let's get started.
Help and support
Guides and support services to help you manage your banking.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Help to reach your savings goals
Easily set, track and reach your savings goals with the NAB app. Simply enter the date you want to reach your goal by and we’ll let you know how much to set aside and how often. You’ll be able to check your progress in the app and stay on track.
Other account options to consider
Haven't found what you're looking for? Here are some other accounts to explore.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions (PDF, 627KB), opens in new window. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.
Closing your account
The quickest and easiest way to close your account is through NAB Messaging in Internet Banking or the NAB app.
If you need further support, please find your closest branch or give us a call on 13 22 65 or +61 3 8641 9083 if you’re overseas.