See how much you could save
Transfer your credit card
Why do a balance transfer?
Balance transfers are one way to consolidate your debt and give yourself some breathing space. By
transferring a balance to NAB, you'll benefit from a transfer rate where you'll pay less interest.
Over 12 months you could save
On a new NAB Velocity Rewards Premium card
For 15 MONTHS#
on balance transfers with a one off 2% balance transfer fee
For 15 MONTHS#
Bonus Velocity Points
when you make an everyday purchase within 90 days#
The Balance Transfer Calculator estimates the amount you may be able to save by transferring to a NAB
product. We'll leave you to put in the amount you're thinking of transferring and your current product's
Of course, any request by you to transfer this amount will be subject to our assessment of your credit
application. So keep in mind, you may not be eligible for a balance transfer for the full amount on your
The interest rate displayed is our current balance transfer promotional interest rate.
We've also displayed our current promotional purchase interest rate.
All rates displayed are per annum.
This calculator only takes into account your current product's purchase interest rate. You'll also need to
consider what other fees and charges apply to your current card and any discounts, or promotional offers, to
assess any savings.
The estimated savings also do not take into account any fees applicable to your new NAB product, including
any balance transfer fee that may apply. So to more accurately assess any savings you'll need to read the
product webpages on this site and understand what fees and charges will apply.
The estimated savings assumes that during the promotional period you make no cash advances and make the
minimum monthly repayments each month required under the terms and conditions.