A credit card tailored to you

Not sure which credit card to choose for your needs? Use our credit card selector tool to help you choose the right credit card or personal loan for you. Whether it’s to cover wedding costs, travel, expenses or everyday purchases, we have you covered.

Our credit cards are easy to use and feature low rates and fees, alongside flexible payment options. NAB credit card holders also have the opportunity to earn reward points, enjoy premium services such as overseas travel insurance and can even gain access to specific events. Other card features can include a monthly card fee with no interest on outstanding card funds, and special balance transfer offers.

Understand how credit cards work

It is important to have a basic understanding  of our credit cards, read about how our credit cards work for additional information. 

Do you need a personal loan or a credit card?

This can be a tricky decision. We can help you select the right option of which might be a more suitable borrowing option for you.  

Important information

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.

Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 1 November 2023.

Credit cards issued by National Australia Bank Limited. National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

Forms and links

NAB Credit Card Terms and Conditions

NAB Electronic Banking (card based) terms and conditions

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB), opens in new window

Personal banking fees – A guide to fees and charges (PDF, 177KB), opens in new window

Indicator rates for other personal lending products

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Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686