Special offer

On a New NAB Rewards Classic Card

40,000 BONUS POINTS OFFER

  • 40,000 BONUS POINTS when you spend $1,500 on everyday purchases within 90 days of account opening, and enjoy $0 annual card fee for the first year

    *
  • Minimum monthly repayments required. Apply by 31 May 2017. See important information below.

standard RATES AND FEES

  • 19.99 %p.a.

    Standard purchase rate

  • 4.99 %p.a.

    for 6 months standard balance transfer rate1

  • 21.74 %p.a.

    Cash advance rate

  • $95

    Annual fee

  • Up to 44

    Interest free days on purchases2

  • $500

    Minimum credit limit

Want more to choose from?

With our NAB Rewards program you can redeem your rewards points for a wide range of products, travel, technology and experiences.

Browse the NAB Rewards Store

More about NAB Rewards

Card features

Earn NAB Rewards Points3 on everyday purchases and redeem them at the NAB Rewards Store for a range of products, benefits and experiences - you get to decide how you'd like to redeem your points.

Browse the NAB Rewards Store

Goods bought with your card are protected from loss, theft or accidental damage for up to 3 months5

Special offers on shows, events, experiences and movies with Visa Entertainment

The new NAB app

GIVES YOU MORE CONTROL

Block and Unblock

Lost your card? Temporarily block, unblock or reorder with the touch of a button

One Touch ID

Securely login with your unique Touch ID (iPhone customers only)

Instant Digital Card

New card on the way? No need to wait, use your phone to tap and pay (Android customers only)

Overseas Travel Notifications

Notify us of your travel plans, so we can protect your cards while you’re away

Card Controls

With just a swipe, turn on or off payWave, online and overseas transactions

Tap and Pay

Make everyday purchases easy, with NAB Pay for Android

All NAB credit cards come with these great benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Online security

Verified by Visa reduces online fraud by confirming your identity.

Another card?

Add an additional cardholder at no extra cost6.

Emergency assistance

We’re here for you 24/7 if your credit card is lost or stolen.

Contactless payments

Make payments under $100 by tapping your credit card.

Apply online in 15 minutes and get a response in 60 seconds.

Tools and calculators

See how much you could save
Transfer your credit card balance

%

Please enter valid interest rate between 0.00 and 100.00

$

Please enter valid amount higher than 200

Why do a balance transfer?

Balance transfers are one way to consolidate your debt and give yourself some breathing space. By transferring a balance to NAB, you'll benefit from a transfer rate where you'll pay less interest.

Over 12 months you could save

$

Special offer! On a new NAB Velocity Rewards Premium card

0 %
P.A.
on purchases For 15 MONTHS#

&

0 %
P.A.
on balance transfers with a one off 2% balance transfer fee For 15 MONTHS#

20 ,000
Bonus Velocity Points when you make an everyday purchase within 90 days#

CALCULATOR INFORMATION

The Balance Transfer Calculator estimates the amount you may be able to save by transferring to a NAB product. We’ll leave you to put in the amount you’re thinking of transferring and your current product’s purchase rate.

Of course, any request by you to transfer this amount will be subject to our assessment of your credit application. So keep in mind, you may not be eligible for a balance transfer for the full amount on your existing cards.

Calculator Assumptions

Interest rate

The interest rate displayed is our current balance transfer promotional interest rate.

We’ve also displayed our current promotional purchase interest rate.

All rates displayed are per annum.

Fees

This calculator only takes into account your current product’s purchase interest rate. You’ll also need to consider what other fees and charges apply to your current card and any discounts, or promotional offers, to assess any savings.

The estimated savings also do not take into account any fees applicable to your new NAB product, including any balance transfer fee that may apply. So to more accurately assess any savings you’ll need to read the product webpages on this site and understand what fees and charges will apply.

Monthly repayments

The estimated savings assumes that during the promotional period you make no cash advances and make the minimum monthly repayments each month required under the terms and conditions.

Not the right card for you?

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances5

Find out more

 

Enjoy our lowest annual card fee within our Platinum card range, a great choice for everyday purchases with the added benefits of complimentary insurances5

Find out more

Whether you spend on everyday purchase or life's other luxuries, this card has you covered.

Find out more

We're ready to help you

Call 13 13 12

Mon-Fri 8am - 8pm (AEST/AEDT)
Sat-Sun 9am - 6pm (AEST/AEDT)