NAB Rewards provides you with the flexibility and freedom to choose how you'd like to be rewarded. With a new NAB Rewards Card, you'll be able to earn NAB Rewards Points1 and redeem them at the NAB Rewards Store for a range of products and experiences. And the best part is, you get to decide how you'd like to redeem your points.
Enjoy our highest earn rate on our most rewarding card with the added benefit of seven complimentary insurances and exclusive rewards2
Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances 2
Find out more
Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store
Run your business, earn NAB Rewards Points. Redeem for travel, technology & more.
You can earn points every time you use your NAB Rewards Card on everyday purchases1.
And there’s no cap on how many points you can earn.
NAB Rewards Credit Card
Standard Points Earn Rate
NAB Rewards Classic Card
NAB Rewards Platinum Card
NAB Rewards Signature Card
NAB Rewards Business Signature Card
0.75 Points for every $1 spent on everyday purchases
1 Point for every $1 spent on everyday purchases
1.25 Points for every $1 spent on everyday purchases
1.25 Points for every $1 spent on everyday business purchases
|Triple Points = Your card's standard point + 2 additional standard points (bonus points)|
Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.
Double Points = Your card's standard point + 1 additional standard points (bonus points)
|Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.|
If you have a NAB Rewards Business Signature Card you can also invest back into your business with a range of rewards such as office supplies, training and employee recognition rewards for a job well done.
Don’t have quite enough points for that trip or new phone? You can use Points Plus Pay where available for the reward. So you can pay a portion of the reward by redeeming points and obtain the remainder of the reward by using any form of payment acceptable to the Points Plus Pay provider. What’s more, use your NAB Rewards Card to pay the remainder and you’ll earn NAB Rewards points on that portion.
1 Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions, available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points.
2 A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB)and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
3 Points Booster is subject to the NAB Rewards Terms and Conditions. Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 2 business days of processing and for bonus points within 3 business days of processing. Details are correct as at 23 January 2017 and are subject to change by NAB.
Credit cards issued by National Australia Bank Limited. © 2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.