NAB Rewards provides you with the flexibility and freedom to choose how you'd like to be rewarded. With a new NAB Rewards Card, you'll be able to earn NAB Rewards Points1 and redeem them at the NAB Rewards Store for a range of products and experiences. And the best part is, you get to decide how you'd like to redeem your points.
You can earn points every time you use your NAB Rewards Card on everyday purchases1.
And there’s no cap on how many points you can earn.
NAB Rewards Credit Card
Standard Points Earn Rate
NAB Rewards Classic Card
NAB Rewards Platinum Card
NAB Rewards Business Platinum Card
0.75 Points for every $1 spent on everyday purchases
1 Point for every $1 spent on everyday purchases
1 Point for every $1 spent on everyday business purchases
Remember to redeem your points within 36 months of earning them so you don’t miss out on what our NAB Rewards Store has to offer.
|Triple Points = Your card's standard point + 2 additional standard points (bonus points)|
Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.
Double Points = Your card's standard point + 1 additional standard points (bonus points)
|Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.|
Access the NAB Rewards Store securely through NAB Internet Banking or the mobile app to manage your points or redeem for a wide range of rewards.
If you have a NAB Rewards Business Platinum Card you can also invest back into your business with a range of rewards such as office supplies, training and employee recognition rewards for a job well done.
Don’t have quite enough points for that trip or new phone? You can use Points Plus Pay where available for the reward. So you can pay a portion of the reward by redeeming points and obtain the remainder of the reward by using any form of payment acceptable to the Points Plus Pay provider. What’s more, use your NAB Rewards Card to pay the remainder and you’ll earn NAB Rewards points on that portion.
1 Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions, available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points.
2 Offer commences 23 January 2017. To be eligible for the 80,000 bonus points offer, you must apply for a new NAB Rewards Platinum Card by 31 May 2017, be approved, and spend $2,500 on everyday purchases within 90 days of opening your account on your NAB Rewards Platinum Card. To be eligible for the 40,000 bonus points offer, you must apply for a new NAB Rewards Classic Card by 31 May 2017, be approved, and spend $1,500 on everyday purchases within 90 days of opening your account on your NAB Rewards Classic Card. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria. The annual card fee waiver will be applied at time of card opening, and applies for the first 12 months. You will be charged an annual card fee in the 13th month of your card account. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.
3 Offer commences 23 January 2017. Bonus Points – To be eligible for the Bonus points offer, you must apply for a new NAB Rewards Business Platinum Card by 31 May 2017, be approved, and spend $15,000 on business purchases within 90 days of opening your account. Business purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end the offer. Points will be credited to your points balance within 3 months of meeting the spend criteria. The annual card fee waiver will apply to each card issued and used up to 31 May 2017 and will apply for 12 months from the day of use. The annual card fee will be charged to the card in the statement period following the anniversary of first use of the card. The bonus points offer and annual card fee waiver are not available in conjunction with any other NAB credit card offers.
4 Points Booster is subject to the NAB Rewards Terms and Conditions. Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 2 business days of processing and for bonus points within 3 business days of processing. Details are correct as at 23 January 2017 and are subject to change by NAB.
Credit cards issued by National Australia Bank Limited. © 2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.