Overview

  • Seven complimentary insurances – see the Insurance section for details.1
  • Up to 55 Interest free days on purchases2
  • Minimum Credit limit $6000
  • Add an additional cardholder at no extra cost3

Rates and fees

Purchases: 13.99% p.a.

Cash advances: 21.74% p.a.

Balance transfers: 0.00% p.a. for 6 months standard balance transfer rate. 2% balance transfer fee applies.4

Annual card fee: $100.00 p.a.

Other fees may apply.

Annual card fee and interest rates are subject to change. Correct as at 13 March 2020. View full details of fees and charges.

Insurances

7 complimentary insurances1 to keep you safe

  • Overseas travel insurance
  • Transport Accident insurance
  • Interstate flight inconvenience insurance
  • Domestic hotel burglary insurance
  • Purchase protection insurance
  • Extended warranty insurance
  • Price protection insurance

Find out more

Benefits of Visa

If you're after a different card, you might be interested in

NAB Low Rate Card

Our lowest interest rate on purchases with no frills

NAB Low Fee Card

Our lowest annual fee card with no frills

Check out our credit card range

Whether you're looking for our lowest interest rate, a low fee card or a card that rewards you for everyday spend, we have a credit card to match.

Important information

1 Insurances

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy information booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.

2 Interest free days on purchases

If you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month.

3 Additional cardholder

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

4 Balance Transfer Standard Rate

After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.

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