Looking for a new Rewards credit card?
We've teamed up with Velocity Frequent Flyer - so you can use your NAB Rewards Points to top up your Frequent Flyer balance on all our NAB Rewards Cards (see below).
Or, you can browse all of our cards.
Purchases: 19.99% p.a.
Cash advances: 21.74% p.a.
Balance transfers: 4.99% p.a. for 6 months
Annual card fee: $150
Other fees may apply
All fees and interest rates are subject to change. Correct as at 12 February 2018. View full details of fees and charges
Earn Velocity Points on everyday purchases and redeem them for rewards in the Velocity Frequent Flyer Program, including reward flights or a variety of products and vouchers from the Velocity Store.
Net Purchases per statement period |
Visa |
For the first $3,000 ( $0 - $3,000) |
1 Velocity Point per $1.50 spent |
For the next $3,000 ($3,001 -$6,000) |
1 Velocity Point per $3 spent |
Points are capped at $6,000 spend per statement
These insurances are complimentary with your NAB Velocity Rewards Premium Card2. These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 391KB) for full details, including exclusions.
Overseas Travel Insurance2
Spend at least $500 of your prepaid transportation, accommodation, and/or land tour costs on your NAB Velocity Rewards Premium Card prior to commencing your trip and you could be covered for travel cancellation, overseas medical expenses, lost luggage or travel documents.
Interstate Flight Inconvenience Insurance2
Pay for your return interstate airfares in full on your NAB Velocity Rewards Premium Card prior to departure and you could be covered if your luggage is lost or delayed, or if you have to cancel or change an interstate flight due to serious illness, injury or death. You also may be covered for the rental vehicle insurance excess if you rent a car.
Transport Accident Insurance2
Pay for your conveyance costs in full on your NAB Velocity Rewards Premium Card and you could have cover if you, your accompanying spouse or dependent children die or are seriously injured in an accident while travelling as a passenger.
Domestic Hotel Burglary Insurance2
Pay for or secure 100% of your hotel accommodation costs on your NAB Velocity Rewards Premium Card and you could be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia during a trip.
Purchase Protection Insurance2 You could be covered if new items you bought on your NAB Velocity Rewards Premium Card are lost, stolen or accidentally damaged within 90 days of the date of purchase.
Extended Warranty Insurance2
Buy a new domestic appliance in Australia on your NAB Velocity Rewards Premium Card and you could receive an extension of its original Australian manufacturer's warranty for up to 12 months.
Price Protection Insurance2
Shop with confidence on your NAB Velocity Rewards Premium Card within Australia knowing you could be reimbursed the difference between the price you paid for a new item and a lower printed advertised price for the same item.
To earn Points, you must be a member of the Velocity Frequent Flyer program and have provided your valid Velocity Membership Number to NAB. Velocity Membership and Points earn and redemption are subject to Velocity Terms and Conditions as amended from time to time, and available at velocityfrequentflyer.com. The Velocity Frequent Flyer program is operated by Velocity Frequent Flyer Pty Ltd ACN 601 408 824. Points are capped at $6,000 spend per statement period.
The material on this webpage has been prepared by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Velocity Frequent Flyer does not hold an Australian credit licence and is not the licensee in relation to the credit activity being engaged in by National Australia Bank.
2 Insurances
A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 478KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
3 Interest free days on purchases
If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 234KB) for full details.
Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances.
Enjoy our highest earn rate on our most rewarding card with the added benefit of seven complimentary insurances and exclusive rewards.
Whether you're looking for our lowest interest rate, a low fee card or a card that rewards you for everyday spend, we have a credit card to match.
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