How bonus Qantas Points are awarded

You’ll receive 90,000 bonus Qantas Points when you spend $3,000 on everyday purchases in the first 60 days, plus, 30,000 bonus Qantas Points when you keep your card open for over 12 months. Plus enjoy $100 off your first year annual fee of $295 (usually $395).

Offer may end at any time. Eligibility criteria and terms and conditions apply. 

Features and benefits

Take advantage of the bonus Qantas Points offer to enjoy a range of great benefits.

Your fastest way to earn Qantas Points with NAB

1 Qantas Point per $1 up to $5,000 and 0.5 Qantas Points per $1 from $5,001 to $20,000.

Complimentary insurances

Access to complimentary insurances including international travel insurance.

24/7 NAB concierge service

Assistance 24 hours a day, 7 days a week for travel and lifestyle services with NAB Service.

Things to consider

We want to help you choose the right card, so here are a few things to consider about this card before you apply.

  1. Capped monthly points earn compared to our NAB Rewards cards. 

  2. Higher interest rates compared to our NAB Low Rate Credit Card.

  3. Higher annual fee compared to our other cards.

Standard rates and fees

NAB Qantas Rewards Signature Card rates, fees and limits.

Variable purchase rate

20.99 % p.a.

Balance transfer rate

0 % p.a.


Standard balance transfer (BT) rate for 12 months 3% BT fee applies. Unpaid BT reverts to the variable cash advance rate.

We can’t process balance transfers from certain issuers – see our indicative list.

Variable cash advance rate

21.74 % p.a.


Annual card fee $295 p.a. reduced annual card fee for your first year. This fee reverts to $395 p.a
Interest-free days on purchases Up to 44 days on business purchases
Minimum credit limit $15,000

Applying is easy

  1. You need to be at least 18 years old to apply

  2. Complete your application in 15 minutes and get a response in 60 seconds

  3. You may be asked to provide payslips or bank statements

Terms and Conditions

Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today and subject to change. Credit cards issued by National Australia Bank Limited.