How points will be awarded

Points will be awarded on a tiered basis: 80,000 bonus points when you spend $1,000 in the first 60 days, plus 20,000 bonus points when you keep your card open for over 12 months.

Offer may end at any time. Eligibility criteria and terms and conditions apply.

Features and benefits

Take advantage of the NAB Rewards Platinum bonus points offer to enjoy a range of great benefits.

Earn rewards points fast

Receive 1 NAB Rewards Point for every $1 spent on everyday purchases with no limit to the amount of Points you can earn each month.

Points booster

You can get even more value on your Grocery bill by earning 1.5 points per $1 spent at any eligible grocery store.

You can earn 2 NAB Rewards Points per $1 spent at Webjet.

Complimentary insurances

Access to complimentary insurances including international travel insurance.

24/7 NAB concierge service

Assistance 24 hours a day, 7 days a week for travel and lifestyle services with NAB Service.

Things to consider

We want to help you choose the right card, so here are a few things to consider about this card before you apply.

  1. Higher interest rates compared to our NAB Low Rate Card

  2. Lower point earn rate compared to our NAB Rewards Signature Card.

  3. Higher annual fee compared to our other cards.

Standard rates and fees

NAB Rewards Platinum Card rates, fees and limits.

Variable purchase rate

20.99 % p.a.

Balance transfer rate

0 % p.a.

For 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid balance transfer reverts to the variable cash advance rate.

We can’t process balance transfers from certain issuers – see our indicative list.

Variable cash advance rate

21.74 % p.a.


Annual card fee $45 p.a. reduced annual card fee for your first year. This fee reverts to $195 p.a.
Interest free days on purchases up to 44 days
Minimum credit limit $6,000

Applying is easy

  1. You need to be at least 18 years old to apply

  2. Complete your application in 15 minutes and get a response in 60 seconds

  3. You may be asked to provide payslips or bank statements

Terms and Conditions

Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today and subject to change. Credit cards issued by National Australia Bank Limited.