Here's what you get:
- Cover if you are diagnosed with one of six defined critical conditions
- Cover up to 65 years of age
To take out NAB Essential Critical Illness, you need to:
A lump sum payment if you suffer from one of these defined critical conditions:
You can apply for cover between $20,000 and $500,000 to help you financially while recovering.
This snapshot is a guide only. Make sure you read the NAB Essentials Product Disclosure Statement (PDF, 478KB) for details of exclusions, limitations, eligibility, fees and charges and how benefits are calculated and paid. Please also read the NAB Financial Services Guide before applying for this product.
Best Doctors connects you with a network of over 50,000 leading medical specialists from around the world. It offers a second opinion when you need it most, helping you get the right diagnosis and treatment plan.
Apply quickly and easily online or over the phone. You will be asked a few questions about your health but no medical examination is required.
Call 1300 133 252, 8am - 7pm Mon-Fri (AEST/AEDT)
Your premium is calculated based on your gender, smoking status, age and the amount of insurance you choose.
You can pay monthly or fortnightly by credit card or direct debit
You’ll receive a welcome pack with everything you need to know about your policy (including a policy schedule and policy document). Remember to read your policy and keep this handy in case you need to make a claim.
You should consider whether you already have these benefits under another insurance policy. A consultation with a financial planner is a good way to ensure that you have the cover you need.
If you want to change your cover all you need to do is call 1300 411 535 between 8am - 7pm, Mon-Fri (AEST/AEDT).
If you're experiencing trouble with your premiums - for example, if you’ve missed one - please call us on 1300 411 535 between 8am - 7pm, Mon-Fri (AEST/AEDT) and we'll work something out.
For NAB Essential Critical Illness means any illness or injury that first occurred, appeared or is diagnosed before the start, increase (for the increased amount) or reinstatement of your policy, or for which you have experienced symptoms or received medical treatment leading to a diagnosis after the start of your policy, increase or reinstatement and while this cover is in force. This doesn’t include any illness or injury you weren’t aware of, or couldn’t have been reasonably expected to be aware of, or a condition which we asked you about at the time you applied for, increased or reinstated the insurance and, after a full and accurate response, we issued the policy or the increase, or reinstated your policy.
With NAB Essential Life insurance, you’ll receive financial support for you and your loved ones if you’re diagnosed with a terminal illness or die.
When accidents happen, NAB Essential Injury Insurance can help cover you and your family financially while you get back on your feet.
Helps with repayments if you or any additional cardholders lose their job, become ill or disabled and can't work, or pass away.
We understand that it’s not the cheeriest topic, but life insurance is a key part of having a good financial plan. It means that if you or your partner die or become seriously ill, you might be able to help your family financially.